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BMW 3-Series Lease Questions

3226 messages,  Last post on Dec 08, 2009 at 2:50 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW, Car Leasing, Sedan, Wagon


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#3112 of 3226
yes... it's worth it! by pcmike
Oct 05, 2009 (6:37 pm)
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argento,
 
The answer to question #1 is easy to figure out. Figure out your payments on the cap cost of the car after you subtract the total amount of MSDS ($4550 possible) and figure out the payments without the MSDS. Whatever that difference is multiply it by the lease term and see what savings you have. Then compare that savings percentage to what you could get if you took the same money an invested it in some other fashion (stocks, bonds, etc). Chances are you're going to get 10% or better return on the MSDS' when they lower your payment over the term of the lease..... good luck getting that anywhere else in today's economy. It's absolutely a good deal if you have the cash to spare. Plus you get it all back.... it's the gift that keeps on giving. After you use it to reduce your payments and make 10% you can take the same $4550+10% and put it into your next lease of a 750Li.
 
Read the folllowing thread on MSDS: http://www.bimmerfest.com/forums/showthread.php?t=134206
#3113 of 3226
Re: BMW 2009 328xi [alexryan1] by Car_man HOST
Oct 06, 2009 (2:21 am)
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Replying to: alexryan1 (Oct 02, 2009 7:07 am)

Thanks for the additional information, alexryan1. The money factor that you were quoted looks good, it's right in line with BMW FS' buy rate. So let's move on to this car's selling price.
 
You were quoted a selling price of $36,290 on a 2009 328xi that has an MSRP of $40,695. That's a $4,400 discount.
 
This car probably has a spread of around $3,250 between its full MSRP and its dealer invoice price. Add to that the $1,000 cash incentive that is available on this car (it's two grand on the West Coast) and you have a total of $4,250 to play with in most of the country and $5,250 in the West. That means that this is a killer deal if you live in most of the U.S. and still a pretty good deal if you're on the left coast.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#3114 of 3226
Re: MF and residual for 335i Sedan [pcmike] by Car_man HOST
Oct 06, 2009 (2:26 am)
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Replying to: pcmike (Oct 02, 2009 8:04 pm)

Hello pcmike. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 335i Sedan with 15,000 miles per year are .00225 and 56%, respectively.
 
BMW is currently providing between $1,000 and $2,500 in cash incentives on leases off this car through BMW FS. The exact amount varies by region. I would be happy to give you an idea of what the exact cash allowance is in your neck of the woods if you tell me what state you are in.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#3115 of 3226
Re: cash incentive for 2009 328i purchase [dxl] by Car_man HOST
Oct 06, 2009 (2:37 am)
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Replying to: dxl (Oct 02, 2009 8:21 pm)

Hi dxl. Unfortunately, the cash incentive that you have seen mentioned in this discussion is only available on leases through BMW Financial Services. People who pay cash for their cars cannot take advantage of it.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#3116 of 3226
Re: BMW 2009 328xi [alexryan1] by Car_man HOST
Oct 06, 2009 (2:42 am)
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Replying to: alexryan1 (Oct 03, 2009 4:05 pm)

Hey alexryan1. Please see my response to your earlier message in post #3113. Thanks.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#3117 of 3226
Re: Lease offers 128i coupe [mikekx] by Car_man HOST
Oct 06, 2009 (2:45 am)
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Replying to: mikekx (Oct 04, 2009 8:35 am)

Hi mikekx. This particular discussion is about leasing a BMW 3-Series. I would be happy to respond to any questions that you have about leasing a 128i Coupe over in the "BMW 1-Series Lease Questions" discussion. Thanks.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
#3118 of 3226
Re: BMW 2009 328xi [Car_man] by alexryan1
Oct 06, 2009 (4:38 am)
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Replying to: Car_man (Oct 06, 2009 2:42 am)

Thanks Car_man much appreciated.
#3119 of 3226
BMW 2009 328xi by westportquay
Oct 06, 2009 (4:13 pm)
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Hi Car_Man,
 
I'm in Los Angeles and just got a lease disclosure sheet for a 2009 328xi for 3 years and 36,000 miles and wanted to run some of this by you. I don't have much of a clue when it comes to these things. I've read some other comments here and would appreciate your insight. It seems to me to be on the high side. Now that I've read up on things, putting down $5000.00 doesn't sound like the right way to go. And given that others here are getting $401.00 a month with $2500.00 down...it seems to me that I might be getting hosed....Here's what I'm looking at:
 
Lease Disclosure
 
Price: 39,000
Cap Reduction: 3,410.33
Net trade: .00
Additional Charges: 1,175
 
Cap Cost: 34,414.67
Residual 60% 25,080.00
Factor .0023500
 
Additional Charges (Capitalized)
Acquisition Fee 825.00
Rebate -2,0000.00
Base Payment 399.11
Sales Tax 38.91
Property .00
Cap Reduction 3,410.33
Security Deposit .00
Cap Reduct Tax 527.51
Other Taxes 4.39
Additional Charges 619.75
Cash Required 5000.00
Cash Received 5000.00
36 Payments of 438.02
 
Additional Charges (Inception)
Document Fee 45.00
License Fee 450.00
Tire Tax 8.75
Elec. Filing Fee 29.00
Registration Fee 77.00 +
 
Any thoughts?
 
Thanks in advance,
 
Westportquay
#3120 of 3226
$1000 lease cash? by loxo33
Oct 08, 2009 (6:38 pm)
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I'm seeing dealers quote $1,000.00 Lease Cash incentive on 328xi sedans, does the same incentive apply to coupes?
#3121 of 3226
First Time Leasing Questions by bmwine
Oct 08, 2009 (9:11 pm)
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I am looking to Lease 09 335I sedan, coupe, convertible or 2009 M3 Coupe and would appreciate any input. I bought my first BMW in 04 through BMW FS when I was still wet behind the ears and do not want to make any of the same mistakes. My credit/FICO score is above 750, zero debit, and income above 70K.
 
1. Are 2009 335i sedans,coupes,convertibles or a M3 Coupe selling below invoice or at invoice?
2. What is BMW's current rate/money factor and residual values?
3. Is the lease cash offer from BMW $1,000.00 or $2,500.00?
 
Lease: 36 Months 10K Miles a year

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