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Prices Paid: Buying & Leasing Experiences BMW 3-Series Lease Questions
3224 messages, Last post on Dec 07, 2009 at 2:35 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: sjr1 (Sep 27, 2005 6:28 am)
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Replying to: bdr127 (Sep 27, 2005 6:33 am) |
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Hi Car_Man, Could you give me a ballpark estimate on an '06 330i lease with the following numbers: MSRP: 43,730 Negotiated: 41,980 12k/yr 36mo. Thx. Mike |
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Hi Car Man, Can you provide suggestions on if this is a good deal on a 06' 325i, and what should I do to get the best deal MSRP: 36,680 Negotiated: 35,800 12k/yr $2,500 down 60 mo. $537 per mos. Thx. LadyA |
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Hi car man! Will be leasing soon a '06 325i and want to get info before dealing with those "slick" car salesman. I had one tell me he can lower my lease payment with taking a stacked deposit that will be returned to me once lease is over? Have you heard of that? Without it he is quoting me approx $595/mo What will my lease pymt be on 06 BMW 325i for 36 mos and 15/yr with -0- down pymt MSRP 30,900 Premium Pkg= 2,900 Dest charge = 695 TOTAL: 34,970 Dealer by phone will only take $500 off MSRP giving me a new total of $ 34,470 Thanks! 
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Replying to: flagatorfan (Oct 02, 2005 7:24 pm) He's not being "slick".... He's referring to Multiple Security Deposits (MSD), and it is a far better way to reduce your cap cost without putting money down (in the traditional sense). You can make up to 5 total security deposits, I believe, which are each about the same amount as the monthly payment. For doing that, you get a slight discount in MF (think interest rate). Plus, you get your security deposits back at the end, so long as the car is in good shape and you're not over your allocated miles. It's typically a good thing to take advantage of if you are thinking about reducing your cap cost and monthly payment. |
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I have never leased a car before. Since it is the end of the 2005 season, I thought I should get a pretty good deal on one but after going to the dealership I am completely confused. My husband and I had planned on purchasing a 325ci convertible but the salesman pushed for the lease and I have no idea if we are getting any sort of a deal or not. I do not even have a final price on what the car is. All he gave us were the best monthly payments that he said he could do. Here's the details: 24 month lease, 20,000 miles per year, Car's listed price was $46,300. (sport package, and xenon headlights were the extra options, automatic steptronic), 1550 upfront payment. Monthly payment will be $705.00 Our sales tax rate is 6%. Also, we are trading in a 2000 540i with 74,000 miles that has been in a rear end collision, no frame damage. They are giving us $10,000 for that. I know that I am probably missing a lot but this whole lease thing has got my head spinning. And should I be even expecting a lot better since this is a 2005 versus a 2006? Any help would be greatly appreciated, the sooner the better since they are holding our deposit.Thanks!!! |
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Hi treadwear. You never mentioned the selling price of the car that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the car that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion on this deal if you let me know what its selling price is. Car_man Host Smart Shopper / Prices Paid Forums |
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Hello sjr1. The main problem that I have with this deal is the large down payment that you are making. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your 325i would be exactly the same, regardless of whether you had put $5,000 down, or had made absolutely no down payment at all. The only reason why you would need to make such a large down payment is if you were extremely upside down on your trade. I would be happy to give you my opinion on the lease payment that you were quoted, however in order for me to do so it would be a big help if you were to provide me with this car's selling price. This is a very important number for you as a consumer to know anyhow. Car_man Host Smart Shopper / Prices Paid Forums |
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I'd be happy to estimate this car's lease payment for you, Mike. According to my calculations, if you were to lease a 2006 BMW 330i with an MSRP of $43,730 and a selling price of $41,980 through BMW Financial Services right now for 36 months with 12,000 miles per year, its zero down, pre-tax monthly payment should be around $558. Car_man Host Smart Shopper / Prices Paid Forums |
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