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BMW 3-Series Lease Questions

3218 messages,  Last post on Dec 03, 2009 at 7:31 AM

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What is this discussion about? BMW, Car Leasing, Sedan, Wagon

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#2948 of 3218 Re: '09 M3 residual value and money factor [vz09] by Car_man HOST Aug 03, 2009 (2:51 am)
Replying to: vz09 (Jul 14, 2009 5:09 pm) Hello vz09. The money factor that you were quoted for the M3 that you are interested in looks about right. BMW is not currently providing any lease support on the M3s. As a result, if you were to lease one through BMW Financial Services, you would have to use its standard lease program.   The 54% residual value that you were quoted actually looks a little high to me. BMW's resids on M3s are pretty bad right now.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2949 of 3218 Re: 328xi coupe incentives [mlong9876] by Car_man HOST Aug 03, 2009 (3:01 am)
Replying to: mlong9876 (Jul 17, 2009 7:54 am) Hi mlong9876. BMW is currently providing $1,000 owner loyalty cash on the 2009 328xi Coupe. The money factors that you mentioned are correct. BMW's July lease program was scheduled to run through the end of August, but if it was going to introduce any unscheduled revisions to its program they likely would be announced this afternoon. I'll ask around and see if anything has changed.   Let's work up a couple of sample lease payments on this car for you using the latest program info that I've seen. According to my calculations, if you were to lease a 2009 BMW 328xi Coupe that has an MSRP of $43,900 and a selling price of $39,965 ($500 over invoice minus the loyalty cash) through BMW Financial Services right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment would be around $596. The payment for an otherwise identical 24 month lease would be around $622.   Normally lessees do not receive any sort of refund for unused miles.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: mgoblue4 (Aug 03, 2009 7:59 am)
#2950 of 3218 Re: 328xi coupe incentives [Car_man] by mgoblue4 Aug 03, 2009 (7:59 am)
Replying to: Car_man (Aug 03, 2009 3:01 am) Does anyone know when the 2010 lease programs will be released for the 3 series BMW? Looking for a manual 328xi coupe and since they are rare, I will need to order one, but no dealer can give me a price on one yet. Thanks.
#2951 of 3218 Lease quote by nachinc Aug 03, 2009 (8:14 am)
I was just quoted 32157 on a bmw 328i with auto trans in south fla. Is this good orr is there more room?   What is the expected money factor and res?   What should my payment be with zero money down and if I use the MSD's?   Help!! Replies to this message: kirangk (Aug 03, 2009 9:23 am) Car_man (Aug 04, 2009 2:06 am) nachinc (Aug 04, 2009 3:28 pm) Car_man (Aug 18, 2009 1:49 am)
#2952 of 3218 Re: Lease quote [nachinc] by kirangk Aug 03, 2009 (9:23 am)
Replying to: nachinc (Aug 03, 2009 8:14 am) i am also looking to buy the 328i. Could u plz let me know the dealership that offered u the price? I live in south fl too Thanks!
#2953 of 3218 Re: 328i lease deal [fatb] by megapurple Aug 03, 2009 (3:06 pm)
Replying to: fatb (Jul 22, 2009 12:08 am) Just signed a 36-month lease deal last Tuesday for a basic commuter 328i with Auto/Premium/Navi/Ipod in Metallic Space Gray, selling for $38,319 (MSRP $42,150). Net cap was $37,319 after the $1000 lease rebate.   The monthly came out to $471.88+tax at a MF of .00220 for 10k miles. The driveoff was a bit high at $2559.83 but that includes 1 refundable security deposit of $550 and the 1st month's payment. I wish BMW's acquisition/bank fee was a bit lower though, since $725 is pure profit for them.   I think if i chose black or silver I could've knocked off a couple hundred dollars from the sales price since those are the standard colors here in LA but oh well. Replies to this message: Car_man (Aug 04, 2009 2:09 am)
#2954 of 3218 Re: 335i Coupe [enabl3d] by Car_man HOST Aug 04, 2009 (1:53 am)
Replying to: enabl3d (Jul 21, 2009 6:48 pm) Hi enabl3d. $5,000 is way too much money to pay at signing on a lease. I always advise consumers to put as little money down as possible on leases. Consumers who pay a lot of money at signing risk losing part or all of it if their vehicle is totaled in an accident or stolen and never recovered. Even though it means that your monthly payment will be a little higher, it will be much safer to go with a zero down lease.   As far as this car's selling price goes, $500 over dealer invoice may or may not be a good deal. Whether it is depends upon whether it is before or after the available cash incentives are deducted. BMW is currently providing $1,000 loyalty cash and a $1,260 option credit on this model. If you are eligible for the loyalty cash or if this car is eligible for the option credit, or both and these incentives are not being taken into account on your deal then you are actually paying much more than $500 over invoice. If you aren't eligible for either of these allowances or if the $500 over invoice is after they have already been taken out, then this is an excellent selling price.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2955 of 3218 Re: 328i lease deal [fatb] by Car_man HOST Aug 04, 2009 (1:58 am)
Replying to: fatb (Jul 22, 2009 12:08 am) Welcome fatb. The selling price that you were quoted is a little over $1,100 under dealer invoice, or slightly over invoice once the $1,260 option credit is taken into account. As long as you aren't eligible for the $1,000 owner loyalty cash that BMW is also providing on leases of this model, this is an outstanding selling price. If you are a returning BMW FS customer, then this price is still decent, but obviously not quite as good.   I don't believe that BMW is advertising the option credits that it is providing on select 3-Series Sedans, but trust me it definitely exists.   One other thing, BMW dealers are notorious for marking up vehicles' money factors to add additional, hidden back-end profit to deals. Make sure that the dealer that you are working with uses BMW Financial Services' current buy rate lease money factor of .00220 to calculate your car's payment.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2956 of 3218 Re: Money Factor and Residual Value in August [photographer] by Car_man HOST Aug 04, 2009 (2:03 am)
Replying to: photographer (Aug 02, 2009 11:32 pm) Hello photographer. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 328i Coupe with 12,000 miles per year are .00150 and 60%, respectively.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#2957 of 3218 Re: Lease quote [nachinc] by Car_man HOST Aug 04, 2009 (2:06 am)
Replying to: nachinc (Aug 03, 2009 8:14 am) Hi nachinc, BMW Financial Services' August buy rate lease money factor and residual value for a 36 month lease of a 2009 328i with 15,000 miles per year are .00220 and 57%, respectively. You never mentioned how long you want to lease for or what mileage allowance you need, so I had to make some assumptions. Let me know if you want something different.   It is difficult for me to give you an opinion on the selling price that you were quoted without knowing what this car's MSRP is. Let us know and I'm sure that either myself or another knowledgeable community member will gladly tell you what they think.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: nachinc (Aug 04, 2009 3:28 pm) Car_man (Aug 18, 2009 1:49 am)

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