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Prices Paid: Buying & Leasing Experiences BMW 3-Series Lease Questions
3200 messages, Last post on Nov 25, 2009 at 7:08 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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I've been going through some dealers to get quotes on new 328i's (2009) lease and they always want to stuff you with a ~$1,500 inception fee even if you tell them you want to put $0 down. When asked what are those fees they all reply, "You know, first month's payment, tag, title, taxes." But it turns out they're probably making money on those inception fees. What's legitimate to have in those fees? - I'm adding the $825 "destination charge" to the invoice cost of the car - One of the dealers had a $950 "bank fee" inside that inception fee -- what a scam! (Or is this legit?) I also learned that if you currently lease a BMW, you can order your custom car from the dealer at no additional cost (it makes no difference to them -- it's just one fewer vehicle from their allocation), and BMWfs will extend your current lease at your current payment for up to 6 months -- pretty sweet. Also, if anybody could help with Jan '09 money factors on a 2009 328i, leased for 36 months with 10k miles, I would appreciate it. Thanks a lot!
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Replying to: armenh (Jan 04, 2009 5:56 pm) |
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Replying to: bcampbell001 (Dec 17, 2008 8:10 pm) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: hana80 (Dec 17, 2008 11:41 pm) I see that the dealer quoted you a payment that includes a large down payment. I always advise consumers not to make large down payments when leasing. Those who make them risk losing them if their vehicle is totaled in an accident or stolen and never recovered. Even though it means that your monthly payment will be slightly higher, you would be much better off going with a zero down lease. It is difficult for me to know what a good monthly payment would be for this car without knowing what its MSRP is. You don't even need the dealer to get this information. It is available right here at Edmunds.com over in the New Vehicle Pricing section. While you are there, grab the dealer invoice price of the car that you want as well. Let me know what both of these numbers are and I will calculate a sample lease payment on the exact car that you want for you. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: plasmator (Dec 18, 2008 7:35 pm) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: joesao (Dec 23, 2008 8:32 am) BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 328i with 10,000 miles per year are .00175 and 60%. The numbers for an otherwise identical lease of a 2008 328i are .00075 and 57%. The numbers for an otherwise identical lease of a 2008 335i are .00085 and 57%. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: joesao (Jan 05, 2009 7:17 am) Here's the latest program info for you. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 328i with 10,000 miles per year are .00175 and 60%, respectively. Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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Replying to: Car_man (Jan 06, 2009 3:16 am) Many thanks! Amy
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Car_man, While you are researching the MF's for 2009, can you provide the 36 month, 15k miles/year MF and residuals for: 2009 328 XDrive Sedan 2009 335 XDrive Sedan also if handy; 2008 328 Xi Sedan 2008 335 XI Sedan Thanks for the assist. - Max
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| Hi everyone, i got a quote yesterday for a 2009 328i coupe, with Preimum, Sport, Cold Weather, Navigation, and I-pod Adapter with a MSRP $46,300 and a sale price of $44,500, with $2000 drive off, and $615/month plus tax for 36months and 10k miles per year. the salesman told me that the residual value is 61%, i did not get the money factor, i m just wondering if this deal is reasonable or not? | |
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