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Prices Paid: Buying & Leasing Experiences BMW 3-Series Lease Questions
3220 messages, Last post on Dec 06, 2009 at 8:11 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Unfortunately for my wallet, I prefer the 328 to the A4/C70/9-3, so much so that I'm actually thinking about paying 40% more for the car... I've been quoted, on a 46k sticker 328,24 months  525, 2500 down, + tax, docs, license. It works out to about 700 with tax over the term of the lease...can I do better. FWIW, I can get an A4 for 36 months for under 500 month with tax. Thanks.
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Replying to: yatzee (Mar 13, 2008 12:00 pm) In any case, I hope you were able to strike a deal and are enjoying your car. As to the MF, I would tend to believe that whole "varies by region" thing is just a disclaimer. It really shouldn't matter where you live since the loan is coming from BMW, not some local bank. But that's just my unfounded opinion.
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Replying to: qbrozen (Mar 14, 2008 6:22 pm)
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Replying to: yatzee (Mar 14, 2008 9:33 pm) They may run special programs occasionally for current owners, as well... but, those are usually nationwide. |
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Here's a response I received from a dealer I'm working with. Granted, the internet salesperson I was working with quickly handed this one off to a manager once I started asking pointed questions and dissecting the numbers (thanks to you guys). I've been talking about a 36 mo/10k mile lease... "stvroy", Based on a $46,000 328cv Money factor with 7 extra deposits- .00236 The .00245 rate you have is the invoice price from BMW and not available to the public. 7 multiple deposits- $5800 With 6932.84 due (deposits and 1st payment and fees) payment is $682.80. Of course at the end of the lease you would receive $5600 back. Please let me know if you have any other questions. Looking forward to wrapping this up for you. ************************************* My response..... "Mr. Dealer"- Thanks for the information. I understand the .00245 is from BMW, but multiple sources I've found on my research say this rate is available. As your saying it's not, the 1.32% bump on the rate seems a bit high. So is the best deal on the spread? If it helps, I have a 792 FICO Score. I do lke the MSD option, but why is the secuity deposit $800 each? I thought it was in $50 increments based on the payment. If I put cash down to lower the payment, wouldn't the security deposit go down as well? I do like this model as I'm buying down the rate. I saw you based your numbers of a $46,000 328. As your coming into the deal now, here's what I'm interested in specifically as this number effects the residual and purchase price, and ultimately the payment. 328i CONV Alpine White/Creme Interior *6-speed STEPTRONIC Auto *Cold Weather Package *Comfort Access MSRP - $46,500 Invoice - $42,870 What would I expect in terms of price when ordering the vehicle? I know the going rate on the coupe and sedan is $500 or so over invoice from a lot of people on the BMW forums. I know the numbers you provided were just on a generic $46K 328 selling at MSRP, but I would be interested in learning the specifics of the vehicle if I were to order. ****************************************** So, what should I feel comfortable is a fair price. I'm thinking $44k on the purchase price and the bye rate of .00245. Is this realistic?
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Replying to: stvroy (Mar 19, 2008 1:50 pm) Absolutely, but a lot will depend on how much competition the dealer thinks he's involved with. Are there other dealers within 25-50 miles? Are you willing to travel even farther than that to get your car? Sometimes certain parts of the country are willing to deal and others aren't. A cheap one-way airline ticket (oxymoron, I know, but sometimes. . .) can save you hundreds or more. Now that you know what you're talking about, a serious dealership that just wants to get a unit moved may do exactly what you want, but you need to be willing to present your case to 5-10 of them. Good luck, and continue to keep us posted.
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Replying to: cdnpinhead (Mar 20, 2008 5:40 am) |
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What do you guys think of this deal I got for my 2008 335i: 2008 335i 4 door manual silver sport package nav sirius bmw assist for the bluetooth 15k miles / year $572 / month 36 months + tax - 6.5% in Florida Total out of pocket $1,700 Does it look good?
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Replying to: bimmerfreak1 (Mar 20, 2008 7:57 am)
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Replying to: dhamilton (Mar 20, 2008 8:04 am) |
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