- #1968 of 3186
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Re: residual and money factor [ursamajor]
by jackals
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Dec 25, 2007 (7:21 am)
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Replying to: ursamajor (Dec 24, 2007 11:45 pm)
328xi MF is .00165 for Dec
335xi MF is .00200 for Dec
My CA knows I am not buying in Dec so he has no reason to mislead me with regardds to the following info. He says that at the beginnign of Dec, BMW had put out a bullitin telling their dealership that they need to sell 'X' number of cars in Dec. They are currently being pushed on volume, not price. My latest offer is 3K off MSRP on a 335 when most say 2K off is the norm. That would seem to support this. He also sent me an email saying that yesterday they received another bullitin stating that there will be a slight increase for the 3-series in January that will amount to about $10 a month. He said to be able to lock in a Dec price you need to fill out a credit app online before the 31st and send it to the dealership of your choice. That dealership can honor the Dec MF for up to 60 days. Sounds like typical salesman talk, but again, he knows I am not buying in Dec. He was just giving me a heads up on a way to lock in the Dec MF for 60 days with no commitment. And if by chance the promos get better in Jan or Feb then you obviously get the better deal. If you place an order in Jan but did not submit the credit app you will get the Jan MF.
Bottom line, fill out a credit app this week. Wait until next week to see the new MF. If Jan MF is higher either sign with the Dec MF or wait until Feb to see if it gets any better. If you wait until Feb, make sure you can take delivery by the end of the month. If you take delivery past 60 days from Dec, you will lose the Dec MF.
Certainly verify all this with your local dealer before you decide to wait on a deal you are currently being offered. Hope this is not too confusing.
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- #1969 of 3186
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Re: residual and money factor [jackals]
by ursamajor
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Dec 25, 2007 (3:18 pm)
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Replying to: jackals (Dec 25, 2007 7:21 am)
I went through this exercise three years ago and opted for an Infiniti G35, but had a very bad leasing experience with the dealer, which has effected a complete change in management. I overpaid about $ 30/mo., with hindsight. However, I am not enamored of RWD and even though I live in So. Cal., I am a skier and cyclist and I find that there is an option to obtain a beautiful 335xi sedan with fold-down rear seats and a ski bag slot and accomodate my bike inside without using a rack. I went to Pacific BMW in Glendale web site and have a pending "bid" at invoice. To confirm: if I order (and I will have to order to get the precise equipment and colors) now, I can lock in a MF of .002, 10K miles/yr w/resid. of 61% (or is it 64%?) on a 36mo. lease? And two additional questions I haven't seen here: when ordering, can you eliminate the moonroof and save $? And how much should I expect to pay or "imbed in the lease payment" the cost of a 6-CD-in-dash unit, which is not a factory option. Thank you very much for your help. Merry Christmas. P.S. I spoke to a buddy in Ashland, OR, where several folks have this car, and they don't grouse about run-flats, but change the tires until they turn it in. But where does the spare go?
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- #1970 of 3186
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335xi ED Lease Price-Good Deal?
by emgunz
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Dec 26, 2007 (4:48 pm)
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Trying to get 335xi ED:
Prem, Sport, Paddle, Cold, Auto, Comfort, Nav, IPod, Metallic ($47,870)
$2500 down + 1st + Security (600) + Plates (150) (~$3,750)
We have to pay tax (7.75%)up front in Ohio.
Tax included: $580/month 10k/yr. 36 mos.
Is this a good deal? I wouldn't get the car until May or June, should I wait until March to do this?
Any assistance is most appreciated! My other option is the G35x in the summer, but this car is FAR better IMHO!
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- #1971 of 3186
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2008 BMW 335iC Lease
by frodriguez1
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Dec 27, 2007 (12:23 pm)
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Deposit placed on 2008 BMW 335iC with an MSRP of $56,845.
First month, tag, title and bank fee at delivery (in a few days). $817 plus tax for 39 months with 10k miles per year.
Good deal? Thanks!
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- #1972 of 3186
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Re: BMW 328Xi [mfc1]
by futurebmw
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Dec 27, 2007 (4:31 pm)
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Replying to: mfc1 (Dec 24, 2007 12:57 pm)
hey there... to be honest, i haven't gotten around to getting any quotes as yet because i haven't had the time... but also, i got caught in the "tire dilemma" while going through the forum... everyone was making it sound like getting the run flat tires on the sport package was like signing a deal with the devil... honestly, it is almost a deal breaker for me... i mean i can just barely afford the lease payment, but it will totally be a no go if i have to drop another 1-2k for new tires... so i started thinking about the g35 sedan... so i was confused about that for a while... and then secondly, i was wondering if it's a better time to buy now during the year-end sales, or around summer time when the new year models wil be coming out... i really wonder what the money factors will be for those months, as i am assuming that they would be eager to get all the "old" year models out... please chime in if you know anything about the above two points... take care and good luck...
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- #1973 of 3186
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residuals
by jackals
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Dec 28, 2007 (8:19 am)
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I'm trying to locate 335xi 36 month residuals for Dec.
10K = 64%
12K = 63%
15K = ???
Any idea on 15K?
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- #1974 of 3186
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Re: 335xi ED Lease Price-Good Deal? [emgunz]
by boomer23
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Dec 29, 2007 (12:06 am)
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Replying to: emgunz (Dec 26, 2007 4:48 pm)
Paying money down on a lease is usually discouraged. Reason is that you lose that down payment if your car is totaled. Instead, you could make multiple security deposits, which you would get back at the end of the lease or in case the car is totaled. For each security deposit, your money factor is reduced by something like .00007. You can make up to 7 additional security deposits. Each one would only lower your monthly payment by about $5, but it adds up, AND you get the deposits back, as opposed to going in the dealer's pocket if you pay the money down.
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- #1975 of 3186
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Re: 2008 BMW 335iC Lease [frodriguez1]
by boomer23
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Dec 29, 2007 (12:12 am)
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Replying to: frodriguez1 (Dec 27, 2007 12:23 pm)
Nobody can answer your question without knowing your negotiated selling price as well as the MSRP. You should also know your money factor, residual and whether you're paying a security deposit or whether it is waived as a returning BMW customer.
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- #1977 of 3186
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Re: residuals [cdnpinhead]
by kyfdx HOST
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Dec 29, 2007 (7:04 am)
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Close..
12K is 1% lower than 10K
15K is 2% lower than 12K
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