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Prices Paid: Buying & Leasing Experiences BMW 3-Series Lease Questions
3219 messages, Last post on Dec 05, 2009 at 7:06 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: guru_ck (Nov 03, 2007 6:36 pm) Also, the money factor that you were quoted for this car looks too high. BMW Financial Services' current buy rate for the 2008 335i Coupe is .00235. Subtract .00007 from this for every additional security deposit that you want to make to arrive at this car's true buy rate and make sure that the dealer that you are working with uses it to calculate your monthly payment. Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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Hi all, I'm planning to lease a 2008 BMW 328 (24months/12K, residual 73%) in Los Angeles and have the following questions: Is the bank fee the same as the acquisition fee and can it be waived? I was offered a money factor of 0.0018. Is this reasonable? What would be the disadvantage of paying 1 security deposit? Do they try to keep it at the end? I've been quoted 380 for MACO and 180 for dealer training. Is there anyway to get out of these? Do I need to get GAP insurance, and if so, would it be better to get it from the dealer or my insurance agent? Thanks
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Replying to: Car_man (Nov 06, 2007 2:25 am) |
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Replying to: angrymofo (Nov 07, 2007 11:15 am) Yes, it is the same. This is mandated by BMW Lease Finance. The best that you can do is bring it down to $625 (some dealers try to mark this up to $825) I was offered a money factor of 0.0018. Is this reasonable? MF for a 36 month lease of a 2008 328i Sedan is .00165. What would be the disadvantage of paying 1 security deposit? Do they try to keep it at the end? This is a refundable SD. It will bring down your MF by .00007 and you will get it back at the end of your lease. I've been quoted 380 for MACO and 180 for dealer training. Is there anyway to get out of these? These 2 fees are mandated by BMW North America and can be negotiated but not always. Depends on the dealer. Do I need to get GAP insurance, and if so, would it be better to get it from the dealer or my insurance agent? This is included by BMW Lease Finance. You are not require to get this from your insurance company. Which dealer are you planning to buy from in LA? PM me for additional info. Hope this helps.
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MSRP: 46750 (Sport, Premium, Heated Seats, Metallic paint, Steptronic and Paddle Shifters) Sale Price: 44250 Doc fees and registration: 468 Money factor: .00225 2 year, 10k miles lease: residual of .74 of MSRP or 34,595 Payment of 618.25, zero down How does that sound?
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Replying to: abraham421 (Oct 22, 2007 7:35 am)  aol.com
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Replying to: bmw328lease (Nov 07, 2007 2:43 pm) Do you or anybody knows if I can pick up the lease in LA and drop it off at Boston? Is there an extra charge for this? Thanks guys. |
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Im thinking about leasing a 2007 loaner car from BMW 328 premium package- silver 8k miles on it I have a 2005 Chevy Equinox that i'm trading in- 12,400 miles on it my down payment will be the equity in the chevy. aquisition is 625.00 what is the mf factor- i heard 0019 is a good mf? what is too high what kinda price is reasonable for this year car? i want to have a low 300 payment. anything that i need to know- i never leased before- i was always nervous about it do all bmW'S ONLY TAKE HI TEst GAS? I only do under 10k a year in mileage what better 24-36 months lease? is a 3 yr a lower payment? your help is greatly appreciated.... |
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Replying to: Car_man (Nov 05, 2007 4:36 am)
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I got the following quote from the dealer in NJ for a '08 328xi with auto, premium, cold, metallic paint for 36 months 10k/yr: MSRP 40925 CAP cost 38500 inceptions (1st payment $448 + security deposit $550 + doc fee $125 + registration $187+ Lease acquistion fee $625 + tax $1,250) = $3,185 Monthly payment = $448. Good deal? The tax I calculated came up to $1,128. Don't know how he got 1,250.
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