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Prices Paid: Buying & Leasing Experiences BMW 3-Series Lease Questions
3200 messages, Last post on Nov 25, 2009 at 7:08 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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My 3 yr lease on a stick-shift 2005 325xi is about to expire - the residual is $19,400. This appears to be significantly below the real market value - so am I correct to buy the car at lease termination rather than return it?
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| I am amazed by the amount of information available on this site. This week a internet sales manager pulled a fast one and our deal changed from a pull ahead program through BMW Financial to you pay the last two months and the fees for the new vehicle if you really want it. I am not going back to this person again and we walked away from the deal. The car my wife wants is a 328i with premium and sport package. What should we be working with as far as MF, any customer loyalty programs and the pull ahead program in Los Angeles? The car we were originally looking at had a MSRP of 40,575. All input is greatly appreciated! | |
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Hi Car_man, Can you please let me know if this is a decent deal for the Los Angles area? What would be the monthly payment if the drive off is only $2,000? Thank you for your assistance. 2007 BMW 328i Sedan base plus automatic transmission. MSRP $34,450 Selling $33,155 Lender BMW Financial Services Term 36 Months Mileage 12,000/year Money Factor 1.65 Residual Factor 63% Selling Price $33,155.00 Bank Fee $825.00 Total Capitalized Cost $33,980.00 Residual Value $21,703.50 Total Depreciation $9,991.80 Capital Reduction $2,284.70 Monthly Depreciation $277.55 Monthly Rent $88.11 Monthly Payment $365.66 Tax (7.75%) $28.34 Monthly Payment + Tax $394.00 Capital Reduction $2,284.70 Cap Reduction Tax (7.75%) $180.55 License & Registration $284.75 Documentation Fee $45.00 First Payment $394.00 Security Deposit $0.00 Drive Off $3,189.00 |
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Replying to: fourizonly007 (Aug 24, 2007 6:27 am) I guess what I'm trying to say is that you will get an answer, but it may not be anytime really soon. At least you gave them every possible scrap of information, which is helpful. About all I can say is that $825 "bank fee" is the thing that many dealers mark up from the $625, which is what it should cost. Oh, and the "cap cost reduction" usually isn't a good idea. You only got ~$1300 off the sticker price on a car that's about to become a year old when the '08s come out.
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Replying to: grantchstr (Aug 23, 2007 6:37 am) |
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Replying to: cdnpinhead (Aug 24, 2007 8:41 am) Thanks for the helpful information. So, I shouldn't pay for any cap cost reduction at all? I like to keep the drive off as low as possible given this is a lease. Thank you!
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What do you think for wife: 2007 328i sedan auto Red $34,450 msrp 32,450 selling price 36/15k $443 plus tax ($470 all in) 0 due at signing- out the door-sign and drive Also 9k trade in for '02 325i with 90k miles, auto, premium package Thanks for your imput..
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Replying to: austinro30 (Aug 24, 2007 1:28 pm) I'd be tempted to try and sell this myself... |
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Replying to: moocher (Aug 22, 2007 10:44 am) 
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Carman, Can you provide the variables for a 36 month lease of a 2007 335xi sedan for both 10K and 12K miles/yr? Looking of course for: money factor residual acquisition fee over mileage fee security deposit requirement Assume top tier credit rating. Also, are there any special lease programs or dealer incentives on this vehicle? Thanks! -Jabber
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