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BMW 3-Series Lease Questions

3218 messages,  Last post on Dec 03, 2009 at 7:31 AM

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What is this discussion about? BMW, Car Leasing, Sedan, Wagon

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#1748 of 3218 Re: 335 i sedan Lease [ixjunitxi] by Car_man HOST Aug 23, 2007 (2:15 am)
Replying to: ixjunitxi (Aug 15, 2007 5:28 pm) Hi ixjunitxi. The car that you described probably has a spread of around $3,200 between its full MSRP and its dealer invoice price. You are only being given a discount of $850 on it. You are in an area that has a decent amount of competition, so I personally would not be surprised if you were able to beat this deal by shopping around a little bit.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#1749 of 3218 Re: 2007 BMW 328Ci Convertible [kmouradian] by Car_man HOST Aug 23, 2007 (2:21 am)
Replying to: kmouradian (Aug 21, 2007 4:38 am) Hey kmouradian. BMW is not currently providing any lease support on the 2007 328i Convertible. As a result, if your friend wants to lease one through BMW Financial Services, she will have to use its standard lease money factor. I believe that its buy rate standard money factor varies somewhat by region, but it is probably currently around .00320 or so with the payment of a security deposit. BMW FS' current 36 month, 15,000 mile per year residual value for this car is 60%. BMW FS will waive its security deposit requirement for free tor returning lessees.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#1750 of 3218 Re: BMW 3-Series: Lease Questions [themachine] by Car_man HOST Aug 23, 2007 (2:28 am)
Replying to: themachine (Aug 21, 2007 8:02 pm) Hi Eric. What you heard is correct. BMW publishes a new lease program every month or two. Consumers who order new vehicles can usually lock-in the program that was available at the time that they ordered it. If the program that is available on the car when it arrives is more attractive than the one that has been locked in, consumers can usually take advantage of the new program. Through August 31st, BMW Financial Services' buy rate lease money factor for the 2007 335i Coupe is .00200 with the payment of a security deposit at lease signing. Make sure that the dealer you are working with uses this factor to calculate your monthly payment. If they use a higher factor, they are marking up your car's money factor to add additional hidden, back-end profit to your deal. this dealer is marking up BMW FS' base acquisition fee of $625 as well.   The other negotiable aspect of your deal is your car's selling price. You should try to negotiate as low a selling price as possible on the vehicle that you want. Ideally one would negotiate as low a price as possible before placing the order for the car that they want.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#1751 of 3218 Re: Car_Man Elite Tier Question [moocher] by Car_man HOST Aug 23, 2007 (2:33 am)
Replying to: moocher (Aug 22, 2007 9:25 am) Hey moocher. Unlike some other banks that have tiered money factors, BMW Financial Services' special lease program uses a pass / fail system. Either one qualifies for its best money factors on a vehicle or they don't. I believe that the only time that the factor your credit score is so good would have an impact upon your vehicle's money factor is if you were leasing one that does not have a special program available on it. On unsupported vehicles you would be able to use BMW FS' best standard money factor to calculate your lease payment.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#1752 of 3218 Lease Expiry by grantchstr Aug 23, 2007 (6:37 am)
My 3 yr lease on a stick-shift 2005 325xi is about to expire - the residual is $19,400. This appears to be significantly below the real market value - so am I correct to buy the car at lease termination rather than return it? Replies to this message: oceana143 (Aug 24, 2007 8:45 am)
#1753 of 3218 I am going to try another dealership by jr2219 Aug 23, 2007 (8:25 am)
I am amazed by the amount of information available on this site. This week a internet sales manager pulled a fast one and our deal changed from a pull ahead program through BMW Financial to you pay the last two months and the fees for the new vehicle if you really want it. I am not going back to this person again and we walked away from the deal. The car my wife wants is a 328i with premium and sport package. What should we be working with as far as MF, any customer loyalty programs and the pull ahead program in Los Angeles? The car we were originally looking at had a MSRP of 40,575. All input is greatly appreciated!
#1754 of 3218 2007 328i 36 month lease by fourizonly007 Aug 24, 2007 (6:27 am)
Hi Car_man,   Can you please let me know if this is a decent deal for the Los Angles area? What would be the monthly payment if the drive off is only $2,000? Thank you for your assistance.   2007 BMW 328i Sedan base plus automatic transmission. MSRP $34,450 Selling $33,155   Lender BMW Financial Services  Term 36 Months  Mileage 12,000/year  Money Factor 1.65  Residual Factor 63%        Selling Price $33,155.00  Bank Fee $825.00      Total Capitalized Cost  $33,980.00        Residual Value $21,703.50  Total Depreciation $9,991.80  Capital Reduction $2,284.70  Monthly Depreciation $277.55  Monthly Rent $88.11      Monthly Payment $365.66  Tax (7.75%) $28.34      Monthly Payment + Tax $394.00        Capital Reduction $2,284.70  Cap Reduction Tax (7.75%) $180.55  License & Registration $284.75  Documentation Fee $45.00  First Payment $394.00  Security Deposit $0.00      Drive Off $3,189.00 Replies to this message: cdnpinhead (Aug 24, 2007 8:41 am) fourizonly007 (Aug 24, 2007 8:54 am) sprinkler13 (Aug 29, 2007 3:16 pm) Car_man (Aug 31, 2007 1:29 am)
#1755 of 3218 Re: 2007 328i 36 month lease [fourizonly007] by cdnpinhead Aug 24, 2007 (8:41 am)
Replying to: fourizonly007 (Aug 24, 2007 6:27 am) Car_Man is extremely helpful when he can find time to respond which, based on what I've seen, is every couple or three weeks. There are some others who are often very helpful who show up more often, so maybe one of them will be able to help you.   I guess what I'm trying to say is that you will get an answer, but it may not be anytime really soon. At least you gave them every possible scrap of information, which is helpful.   About all I can say is that $825 "bank fee" is the thing that many dealers mark up from the $625, which is what it should cost. Oh, and the "cap cost reduction" usually isn't a good idea. You only got ~$1300 off the sticker price on a car that's about to become a year old when the '08s come out. Replies to this message: fourizonly007 (Aug 24, 2007 8:54 am) sprinkler13 (Aug 29, 2007 3:16 pm)
#1756 of 3218 Re: Lease Expiry [grantchstr] by oceana143 Aug 24, 2007 (8:45 am)
Replying to: grantchstr (Aug 23, 2007 6:37 am) I am looking at leasing, then buying if I like the car and have analyzed this scenario. If you have a great car, no problems, etc., buying it with cash or a two-year loan (so that total financing is five years max)can be a very good deal. A dealer in Toledo, Ohio last night told me that customers have been doing that rather than re-leasing if the residual and vehicle experience meet expectations.
#1757 of 3218 Re: 2007 328i 36 month lease [cdnpinhead] by fourizonly007 Aug 24, 2007 (8:54 am)
Replying to: cdnpinhead (Aug 24, 2007 8:41 am) cdnpinhead,   Thanks for the helpful information. So, I shouldn't pay for any cap cost reduction at all? I like to keep the drive off as low as possible given this is a lease. Thank you! Replies to this message: sprinkler13 (Aug 29, 2007 3:16 pm)

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