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Prices Paid: Buying & Leasing Experiences BMW 3-Series Lease Questions
3219 messages, Last post on Dec 05, 2009 at 7:06 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: isamu66 (Oct 26, 2005 8:30 am) You may include the dealership name, city and state in your post. Please do not post names of salespeople, telephone numbers, email addresses, or other contact information. Please don't ask for names of salespeople - Thanks!! kirstie_h Roving Host Host, Future Vehicles & Smart Shopper discussions |
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Replying to: Car_man (Oct 26, 2005 2:43 am) If you chose to waive the $625 acquisition fee with BMW, roughly what would be the incremental cash cost over the life of the lease if you either capitalized it into the cost or went with the higher money factor? In other words, what would you recommend, pay it up front or not?
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Replying to: aussiem8 (Oct 26, 2005 8:51 am) I always recommend rolling it into the payment, for the same reason that you wouldn't want to make a cap cost reduction... Rolling it in is cheaper than having it waived... regards, kyfdx Host-Prices Paid Forums |
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I was wondering if this was a fair quote on a 36month/10000 miles per year lease: 325 xi wagon msrp 40520 (including metallic paint, premium package, automatic transmission, heated seats) dest. charge 695 shipping freight for shipping car from out of state dealer 800 tax here is 6.25 0 down, rolling taxes into the monthly payment paying only a security deposit and first month payment at delivery $681 per month Thanks |
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In case the wagon didn't work out (see above post), I also go a quote on a 325i 36mon/10000 mile lease. 30,900 msrp plus 1275 auto trans, 475 metallic paint, 75 sat. radio prep, 695 dest. charge for total 33420. Discounted to 32670. 0 down, rolling taxes and fees into the monthly payment. Paying only a security deposit and first month's payment at delivery. $572 per month. This seems a little high to me using a money factor of .0025 and a residual of 63%. Sales tax is 6.25%. Am I using the wrong numbers for mf and residual? Also, what would be a fair price?
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Replying to: wagon098 (Oct 26, 2005 10:51 pm) .0025 is the base money factor for a 325i.... (i.e. dealer is making no extra money on you) |
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Replying to: wagon098 (Oct 26, 2005 10:51 pm) So, someone is making extra money somewhere.. I doubt tax could account for over $100/mo.. If they are quoting 12K mi./yr, a residual of 63% and marking up the money factor the maximum to .0029, then the payment would be $498/mo.+ tax.. Still, far below your payment.. I think you need to ask them what cap cost they are using to calculate the lease... and what is in it... There shouldn't be anything other than your selling price and acquisition fee ($625)... I'm guessing there is a lot more than that.. regards, kyfdx Host-Prices Paid Forums
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I'm scheduled to pick up a 2006 330i on 02-Jan-2006 in Munich. This would put the contract date at the middle of Dec-2005 (14 days ahead of pickup). Does the 60-day period for locking in lease terms count backwards from the Delivery date (Jan-06) or the Contract date (Dec-05)? I'm doing a 3-yr, 12K/yr lease. The October program was a big improvement over previous months. If I can lock in 60 days ahead of the Contract date, I can do the Oct program. If the lock in is from Delivery date, I will have to wait for the Nov program. Also, anyone hear rumors yet on what the Nov lease programs will look like? Thank you! Jon
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Replying to: jon330cic (Oct 27, 2005 6:39 am) regards, kyfdx Host-Prices Paid Forums |
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Replying to: kyfdx (Oct 27, 2005 5:56 am) |
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