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Audi A4 Lease Questions

3145 messages, Last post on Dec 04, 2009 at 11:32 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: marleyflynn (Apr 18, 2006 4:37 pm) |
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Replying to: ethan2k (Apr 22, 2006 9:28 pm)
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Replying to: jvpr (Apr 23, 2006 3:50 am) |
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| A few months back I ordered a fully loaded (except a few small things) A4 2.0T 6MT Quattro, which should be at the dealer the first week or so of May. When I ordered I was given the option of using either April or May's lease numbers, so I want to make sure that I have April's numbers correct. As I understand it the current residual and money factor for a 36mo/15K mi lease are 54% and .00043 respectively. A few posts back I read that Audi waived their security deposit requirement, which should lower the money factor .00015, making the money factor for my lease .00028. Do these numbers sound right, and am I understanding the security deposit issue correctly? | |
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I recently moved to the US from Canada and thus had to start building my credit score all over again. My record is flawless, but because it's only 6 months long my score is only 695 with Equifax and 725 with Experian. Does Audi use TransUnion, Equifax or Experian for checking scores? Are these scores good enough to qualify for lease specials advertised by Audi for "well qualified buyers"?
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Replying to: ryanrushton (Apr 29, 2006 7:29 am) A 695 Equifax beacon is a pretty high score and you should have a good chance with Audi financial services. But your "high credit" is also very important. You can have a 725 beacon score, but if all you have is 1 or 2 credit cards with a small $1000 limit and no car loan history, you still may not get a car loan. It's places like mortgage companies that usually average all 3 scores.
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Replying to: rjlaero (May 02, 2006 10:04 am) |
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I was offered the following on a A4 2.0T with sunroof, premium package, and walnut trim -- MSRP $34,560. 36 month term MF - .00058 Residual - 19,008 (55%) Mileage - 12,000 Negotiated Price - $33,675 First months payment w/no security deposit at signing plus acquisition fee and taxes - all told comes to $2,226 but this includes the 7% state tax. This is basically the national advertised deal, but adjusted for the premium package addition. Should I do it?
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Replying to: qyl (Apr 18, 2006 7:45 am) Car_man Host Smart Shopper / Prices Paid Forums
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Replying to: Car_man (May 03, 2006 1:37 am) I have been quoted .00070 and a price of 34,315 for an A4 with sunroof, premium package and the 17 inch 16 spoke wheels. I'm not sure I am sold on the deal. Comments welcome.
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