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Prices Paid: Buying & Leasing Experiences Audi A4 Lease Questions
2088 messages, Last post on Aug 21, 2008 at 7:31 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Car_man (Apr 18, 2006 2:33 am) qyl
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Car Man- Is this a good deal ? I am considering a 36 month/ 12k per year lease on an 06 A4 3.2 Quattro. The details are as follows: MSRP: 41,510 Invoice: 38,454 Negotiated Price: 40,000 Residual: 54% MF: .00055 No down payment or security deposit and 525 bank fee and 1st payment of 550 (total walk off of 1,246 after title and fees). Monthly payment works out to 549 (including state tax). Is this a good deal or should the MF be lower due to the waiver of the security deposit ? Thanks for you help/ comments
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I am newbie looking to lease A4. The local dealer in NJ offered me following: A4 Quattro w/Premium,cold weather and sunroof w/tiptronic. 36 months/No down payment. 10,000 miles per year Lease end purchase $20,400 Monthly payment $425.00 (plus tax) incl. all fees. Is this a good deal? What's the MF? Also I am planning to move to NY in one month. Is it better to pay all taxes up front in NJ? Thank you....
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Replying to: marleyflynn (Apr 18, 2006 5:37 pm) |
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Replying to: ethan2k (Apr 22, 2006 10:28 pm)
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Replying to: jvpr (Apr 23, 2006 4:50 am) |
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| A few months back I ordered a fully loaded (except a few small things) A4 2.0T 6MT Quattro, which should be at the dealer the first week or so of May. When I ordered I was given the option of using either April or May's lease numbers, so I want to make sure that I have April's numbers correct. As I understand it the current residual and money factor for a 36mo/15K mi lease are 54% and .00043 respectively. A few posts back I read that Audi waived their security deposit requirement, which should lower the money factor .00015, making the money factor for my lease .00028. Do these numbers sound right, and am I understanding the security deposit issue correctly? | |
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I recently moved to the US from Canada and thus had to start building my credit score all over again. My record is flawless, but because it's only 6 months long my score is only 695 with Equifax and 725 with Experian. Does Audi use TransUnion, Equifax or Experian for checking scores? Are these scores good enough to qualify for lease specials advertised by Audi for "well qualified buyers"?
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Replying to: ryanrushton (Apr 29, 2006 8:29 am) A 695 Equifax beacon is a pretty high score and you should have a good chance with Audi financial services. But your "high credit" is also very important. You can have a 725 beacon score, but if all you have is 1 or 2 credit cards with a small $1000 limit and no car loan history, you still may not get a car loan. It's places like mortgage companies that usually average all 3 scores.
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Replying to: rjlaero (May 02, 2006 11:04 am) |
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