- #416 of 2177
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MSD with Audi Financial Services
by ca_man
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Feb 04, 2006 (3:54 pm)
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Hi Car_Man or kyfdx,
I am considering getting my next Audi ...
I didn't realize that you could pay MSD's with Audi just like BMW ... How much does paying the MSD's affect the MF ?
Is there a limit to the amount you can pay as MSD ?
Also, can the MSD be combined with the promotional lease factors like the ones that exist on the 2.0T quattro?
Thanks for your all your help !
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- #417 of 2177
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A4 Avant 2.0T
by rsamerica1
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Feb 06, 2006 (12:11 pm)
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Received this quote today, after casually looking at an A4 Avant 2.0T (Dakar Beige, Premium and Sunroof Packages). The car was a Dec. delivery car so no $600 price increase for ones shipped after Jan. 1. Based on a $35,660 price (dealer took $1000 off $36,660 MSRP) - Again I did not start the negotiation process, this was given to me as probably what they'd tell anybody:
36 months
12,000 miles/year
Residual 58%
MF .00115
Down Payment $0
Acquisition Fee $575.00
Fees & Insurance $394.00 ($239 documentation fee / $155 new plates fee)
Upfront taxes: $58.14
Base Monthly Payment: $465.38/month
Monthly Payment w/ state tax (6%): $493.30
First Payment Due upfron: $493.30
Total Upfront: $1520.44 ($493.30+575+394+58.14)
For 15,000 miles per year, monthly fee is $514 including tax.
Any thoughts on how this looks, and whether vehicle price can be negotiated down?
Thx.
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- #418 of 2177
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Re: A4 Avant 2.0T [rsamerica1]
by jpvwaudi
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Feb 06, 2006 (3:36 pm)
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Replying to: rsamerica1 (Feb 06, 2006 12:11 pm)
Avants are pretty rare. 1000 off sticker is a decent deal. There's only about 2500 in the sticker.
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- #419 of 2177
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Re: MSD with Audi Financial Services [ca_man]
by jpvwaudi
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Feb 06, 2006 (3:40 pm)
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Replying to: ca_man (Feb 04, 2006 3:54 pm)
You can do up to 9 MSDs. Each security deposit lowers the MF by .0005 I think.....Yes, they can be combined with promotional rates. Its a great idea if you have the extra cash laying around.
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- #420 of 2177
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Re: MSD with Audi Financial Services [jpvwaudi]
by rsamerica1
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Feb 06, 2006 (9:03 pm)
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Replying to: jpvwaudi (Feb 06, 2006 3:40 pm)
Are MSD's a set amount of $ each? I will ask the dealer for more details tomorrow.
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- #421 of 2177
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Re: CARMAN - Re: Money Factor & Residual A4 2.0T FrontTrak CVT [edwardsf]
by Car_man HOST
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Feb 08, 2006 (3:47 am)
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Replying to: edwardsf (Jan 18, 2006 3:11 pm)
You're welcome, edwardsf. Yes, dealers often have the authority to "mark-up" vehicle's lease money factors to add additional hidden back-end profit to deals. Now that you know what this car's buy rate lease money factor is, you should be able to avoid this.
Many banks allow lessees to make multiple security deposits on leased vehicles, with each additional deposit buying down the money factor by a certain amount. The nice thing about making multiple security deposits is that assuming your vehicle is in good shape and you do not exceed your mileage allowance you actually get it back and the end of your lease. I am not sure what Audi Financial Services' exact policy on MSDs is. You need to check with your dealer to find out if it accepts them and if so how they impact your lease payment.
Car_man
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- #422 of 2177
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Re: 1 Year Lease Rates [ledname]
by Car_man HOST
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Feb 08, 2006 (3:51 am)
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Replying to: ledname (Jan 20, 2006 6:44 am)
Hi ledname. Audi Financial Services is one of the few captive finance companies that has a decent one year lease program. Having said that, with any twelve month lease you are going to have a pretty high monthly payment because you will have to pay for a TON of depreciation. If you were to lease a 2006 Audi A4 2.0T with quattro through AFS right now for 12 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00080 and 72%, respectively. 15,000 miles per year is the highest mileage allowance that AFS publishes residual values for. If you need to drive more than this, you will have to purchase additional miles on a per-mile basis. It is less expensive to do so at lease signing than it is to wait until lease-end and have to pay an excess mileage penalty.
Car_man
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- #423 of 2177
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Re: Audi A4 3.0 Cabriolet lease ? [the_dude1]
by Car_man HOST
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Feb 08, 2006 (3:53 am)
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Replying to: the_dude1 (Jan 20, 2006 8:00 am)
That depends upon what this car's selling price is. Always remember dude that the selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. I'd be happy to estimate what this car's lease payment should be like right now for you if you provide me with an estimated selling price for the exact model that you are considering. You may be able to get an idea of how much you will have to pay for it right now by visiting the following discussion: "Audi A4: Prices Paid & Buying Experience".
Car_man
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- #424 of 2177
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Re: Need to confirm residual [bigpapaluke]
by Car_man HOST
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Feb 08, 2006 (3:56 am)
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Replying to: bigpapaluke (Jan 23, 2006 6:59 am)
Greetings Luke. If you were to lease a 2006 Audi A4 2.0T Sedan with quattro through Audi Financial Services right now for 36 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00080 and 56%, respectively.
Car_man
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- #425 of 2177
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Re: need advice on audi A4 2.0 CVT lease [slaughter5111]
by Car_man HOST
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Feb 08, 2006 (3:59 am)
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Replying to: slaughter5111 (Jan 25, 2006 10:47 am)
Hello slaughter5111. According to my calculations, if you were to lease a 2006 Audi A4 2.0T without quattro with an MSRP of $31,560 and a selling price of $30,200 through Audi Financial Services right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment should be around $393.
Car_man
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