Last post on May 19, 2013 at 7:14 AM
You are in the Prices Paid - Buying & Leasing Experiences
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Audi A4, Car Leasing, Sedan, Wagon
#1152 of 4282 Re: Audi A4: Lease Questions [Car_man]
Feb 03, 2007 (5:11 pm)
Hi Car_man and everybody. Thanks for this cool forum. Very informative!
I have a question regarding a lease.
I currently have a 2004 A4 1.8T Cabriolet, with sport suspension, and heated seats. 40k miles. It's pretty basic. Current payments are $500 with tax included.
My lease is up in a couple of months and I'm looking at getting into the 2007 A4 2.0 CVT Cabriolet. The MSRP for the car is 42,500
I'd like to put little or no money down, have them take over the final payments and roll all the license and registration, deposit and all the rest into the payments.
Would you have some recommendations of what a reasonable monthly for this situation would be? I'm hoping to put as little money down as possible and put all the other fees into the monthly for ease.
Thanks a lot for your response.
#1153 of 4282 Question about money factor
Feb 04, 2007 (9:15 am)
Here is the deal I was offered on a 2007 A4 Quattro 2.0... it seems a little high to me and I'm unsure as to what the money factor is and what I should be requesting on this car. Any help would be greatly appreciated.
15K a year
Adj res 24040.25
total due at signing 3226.64
Monthly payment 567.74
#1154 of 4282 Re: Want to lease an '07 A4 2.0 Quattro Sedan [frodobalboa]
Feb 04, 2007 (1:44 pm)
From my recent experience (not in WA) here is what I ran into:
Best MF Buy-Rate: .0008 (1.92% interest)
Get the Audi Care package because it is $550, but it raises your residual by 1%, so it really raises your monthly payment by about $4-5/month
THere is a web site on linked in this forum somewhere that will show you everything you need to know about how to calculate the lease payment, and it helped me a lot.
When I was at the dealership and I knew what I was talking about it helped me negotiate a deal at invoice and at the bank buy-rate. Only thing I couldn't get enough money for was my trade in.
Anyway, hope this helps a little. Check out about 3-pages back for the link to the lease calculation example. will help you with all you need to know.
Feb 06, 2007 (10:30 am)
I am in the process of negotiating a purchase on a 2007 Audi A4 and the dealership is actually offering me a little better price for a SmartBuy program, rather than the lease. I am not familiar with it, but he insists the program is just like a lease in the sense that there is a baloon payment at the end, but if you want you can walk away from the car and turn it back into the dealership.
Why would there be these two deals that are essentially the same, yet offer different rates? Also, is there anyone that is familiar with this program, and are there any additional risks than that of a lease?
#1156 of 4282 Re: Lease vs. SmartBuy [escortowner]
Feb 06, 2007 (10:40 am)
What state do you reside in?
#1157 of 4282 Re: Lease vs. SmartBuy [larwil324]
Feb 06, 2007 (12:54 pm)
Texas right now....chance I could be in WA or AZ by the time the program would be over.
#1158 of 4282 Re: Lease vs. SmartBuy [escortowner]
Feb 06, 2007 (2:40 pm)
Here is a some info from AudiUSA.com, they call it "premier purchase" not smartbuy.
Our Premier Purchase* option combines the rewards of ownership with many of the benefits of leasing. As with purchasing, the title of the car is in your name and every payment you make builds ownership. But like leasing, your monthly payments may be lower.
At the end of your contract, there is a final payment called a "balloon payment," which is predetermined at the beginning of your contract. Audi Financial Services offers you the following three options at the end of your contract:
Pay off your contract balance, which includes the final balloon payment on the vehicle, and you take ownership of your Audi.
Finance your final balloon amount.
Return the vehicle. Just notify us 30 days prior to your contract end date and make arrangements to turn in your vehicle.
I hope this helps a little.
#1159 of 4282 Re: Lease 2006 A4 or buy it cash????? [Car_man]
Feb 06, 2007 (6:27 pm)
I 'm going to finance
#1160 of 4282 End of lease options / when to re-lease
Feb 06, 2007 (11:13 pm)
We have a 2005 3.0 on a 36mo/16k lease ending in Dec. I anticipate running out of miles in Sep. I have been told that sometimes Audi will give you a deal on re-leasing with them if you turn it in early, such as splitting the last payments since you are effectively giving them the car not as old, but at tgt mileage, so meeting somewhere in between makes sense. Any experience on what they offer? Should I negotiate this or just plan on letting the car sit in my garage for 3 months come Sep?
I have also considered starting the replacement lease earlier than Dec (like soon) to overlap a bit and spread the miles out a bit. But this has two issues I see - more insurance, plus I doubt I will avoid the $350 turn-in fee that is typically waived when you re-lease.
Any ideas on best way to proceed?
Also, historically, what is best time to lease? I was happy with the deal on the 2005 because new models were just about out and the money factor worked out to 0.6% int. I know that was a little unusual because new models were coming mid-year. I was set to buy cash, and decided why bother when they'd basically float me the car interest-free - good decision since that $38K has been in the stock market making great money the past couple of years! So what is the best time for balancing residual vs. MSRP to get best net cost? I don't have to have the latest model if it matters.
Thanks for any advice!
#1161 of 4282 A4 Avant Lease Offer
Feb 13, 2007 (4:33 pm)
I would love your opinion.
I was offered this deal in Socal.
A4 Avant 2.0T Quattro
Sale Price $40550
Payment: $559 per month including CA tax of 8.25%
Is this a good deal, does it match your calculations? and what would 12000 miles a year work out to?