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Acura TSX Lease Questions

1551 messages,  Last post on Nov 15, 2009 at 6:53 PM

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What is this discussion about? Acura TSX, Car Leasing, Sedan

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#859 of 1551 Re: Possible to get TSX w/Tech for ~$300/month? [bvdj84] by biker4 Nov 08, 2008 (7:20 am)
Replying to: bvdj84 (Nov 06, 2008 5:34 pm) Resale - it's lower on the Accord.
#860 of 1551 Re: Possible to get TSX w/Tech for ~$300/month? [drtravel] by waynetam Nov 08, 2008 (11:01 pm)
Replying to: drtravel (Nov 06, 2008 5:05 pm) Hi drtravel your final payment seems to make sense for TSX w/Tech ($326.51 plus TTL/month) but I don't understand your math. It is my understanding that when we lease a car we are only paying for the depreciation of the car correct? So if the depreciation is ($27566-$20348.40=$7217.60) over a 36 months lease shouldn't my interest payment be based on $7217.60 since that's how much I'm financing? Your math shows my interest to be based on ($27566+$20348.40) which means $47914.40! How did you come up with that? Replies to this message: kyfdx (Nov 09, 2008 9:22 am)
#861 of 1551 Re: Possible to get TSX w/Tech for ~$300/month? [waynetam] by kyfdx HOST Nov 09, 2008 (9:22 am)
Replying to: waynetam (Nov 08, 2008 11:01 pm) You aren't financing the depreciation. In terms of a regular loan, the depreciation is how much of the principal you are paying off during the term. The amount financed is the entire purchase price. After all, that is what the bank pays the dealer for the car you are leasing.   They add the CAP cost and residual, because they are seeking an average of those two numbers. The actual amount financed for lease purposes is the (CAP cost + residual) / 2.   You don't see the divisor in the calculations, because it is accounted for within the money factor, itself.   regards, kyfdx
#862 of 1551 by gab2409 Nov 09, 2008 (9:04 pm)
does anyone think I will be able to swing this deal before the end of the year? I'd like a 3 yr, 12k/yr lease for the 09 base. I have a trade in that is valued at $7100 (outstanding loan is $5500) per KBB's trade-in value. I would like to be at the $309/month with putting nothing down (except possibly 1st month's payment). based on the numbers in this thread, it would look like this:   msrp: $29720 purchase: $25650 money factor: 0.00263 residual: 63% total pmt: $309 total pmt + tax: $332   I think the math works out to be about $600 over invoice, assuming that I get $1600 for my trade. is this reasonable? Replies to this message: drtravel (Nov 10, 2008 9:39 am)
#863 of 1551 Re: [gab2409] by drtravel Nov 10, 2008 (9:39 am)
Replying to: gab2409 (Nov 09, 2008 9:04 pm) Invoice is $27,398   27,398 + 600 - 1600 = 26,398 not the 25,650 in your example   Would not count on getting KBB's trade-in value for your car. These figures are notoriously higher than what dealers are offering.
#864 of 1551 by gab2409 Nov 10, 2008 (10:12 am)
I'm assuming that $777 in our invoice prices is the destination fee...isn't that something that I could avoid by leasing an in-stock vehicle?
#865 of 1551 Request for TSX Residuals/Money factor by drtravel Nov 11, 2008 (11:07 am)
Looking for Base model 15K per year, 36 and 48 months. Also are these valid for the next two months?   Thank you Replies to this message: Car_man (Nov 13, 2008 5:38 pm)
#866 of 1551 Re: 2009 Acura TSX lease info [drtravel] by Car_man HOST Nov 13, 2008 (4:46 am)
Replying to: drtravel (Nov 05, 2008 9:24 pm) Hey drtravel. Acura is not providing lease support on 4 year leases of the 2009 TSX, so if you want to lease for this long its money factor would increase slightly from the special .00263 to the standard .00290 (for consumers who qualify for its "Super Preferred" credit tier and pay a security deposit at lease signing. Honda Finance's residual value for a 48 month lease of a base '09 TSX with 15,000 miles per year is 52%.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: drtravel (Nov 13, 2008 6:45 pm) Car_man (Nov 24, 2008 3:06 am) drtravel (Nov 17, 2008 8:23 am) Car_man (Nov 24, 2008 3:07 am)
#867 of 1551 Re: Request for TSX Residuals/Money factor [drtravel] by Car_man HOST Nov 13, 2008 (5:38 pm)
Replying to: drtravel (Nov 11, 2008 11:07 am) Here you go, drtravel. Honda Finance's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Acura TSX with 15,000 miles per year are .00263 and 62%, respectively for consumers who qualify for its "Super Preferred" credit tier and pay a security deposit at lease signing. The numbers for an otherwise identical 48 month lease are .00300 and 52%. I believe that this lease program is scheduled to run through January 5th.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#868 of 1551 Re: 2009 Acura TSX lease info [Car_man] by drtravel Nov 13, 2008 (6:45 pm)
Replying to: Car_man (Nov 13, 2008 4:46 am) Hmm, a "special" lease of 0.00263 (or 6.31%) doesn't really seem all that great to me. Better than 0.00290 ( 6.96%) I guess but given the current economic situation was expecting better. Oh well, I guess money is tight for Honda Financial so I'll just wait until their continued TSX weak sales changes their mind.   Thanks for the info Replies to this message: Car_man (Nov 24, 2008 3:06 am)

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