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Prices Paid: Buying & Leasing Experiences Acura TSX Lease Questions
750 messages, Last post on Jul 05, 2008 at 7:36 AM
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This is the offer I have gotten: I am getting this car in MD. 08 TSX w/nav---12k year Down Payment: $3,000 (Trade-in) Month: $320 Total Payments: $14,200 (term of lease) (Includes all taxes and fees) Any input would be helpful as I am in college and this is my first lease....
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Replying to: tinoman (Apr 03, 2008 7:04 pm) |
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Replying to: mstylady (Apr 03, 2008 12:20 pm) I am glad if I helped, and that you decided on a course of action. The car does not dissapoint, I am going on 1 month here and loving it. As far as putting $2k down, thats your choice, I personally would say, put that into a high yield savings account (ie. ING Direct, CapitalOne, HSBC, etc...~3 to 4% APY), that way it combats inflation, and us it to cover several months of payment without the money loosing any value, but maybe that is the investment banker in me screaming out (that is what I did)....otherwise, enjoy the car and best of luck!! |
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2008 Auto w nav $335/month $1435 down (total cost) 10k mileage lease factor .00071 cap cost $28633 add to capcst $953 cap reduction $1100 adj cap cost $28868 any deal killers here? lease institution listed as AHL. What is that?
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Replying to: coney1 (Apr 04, 2008 6:04 pm) Are you 100% sure that you would never need to drive more than 10K miles per year even if you had to move or change jobs in a coupe years? You are better off taking out the $1100 cap reduction and putting it in the bank to subsidize the higher payments so it doesn't get wasted if the vehicle gets stolen/totaled shortly after you start the lease. If the payment is $30 higher without that $1100, then withdraw $30 a month from this account to go towards the lease payment.
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Replying to: jaxs1 (Apr 04, 2008 6:25 pm) I am getting off a 4 year lease in whic I drove 7000 miles per year. |
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| question on lease. heading in to dealer to work out lease agreement. can i realistically get 295 per month, 1000 down, 3.6 apr plus tax, title fees? i want to be under $300 per month at 2000 or less down. i can go 12k miles and the buyup to 15k to keep the monthly payment down. any thoughts would be appreciated. | |
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First and foremost, when leasing, it comes down to your own knowledge and diligence to work the "leasing" game to your advantage. This is my second lease from AHFC and worked the internet managers from three dealerships to the grindstone. Work via the internet managers, so you don't get pinned in glass box with a used car salesman telling you that you're getting a great deal. Bottom line: They all want your business! It's all about timing and when sales are down and quotas to be met, they up the ante across the board. I was pre-qualified as a Tier-2, but since I was within 5pts of Tier-1, they bumped me up to the Tier-1 program. If your on the border, ask for the "bump" and your monthly and money-factor rates drop. All-in-all, I signed the deal for a 2008 TSX Auto-Navi with $700 down, 36mos, 12k/yr, $365/mo including tax with a Net Cap cost of $28.3k ($700 below invoice). Total time from walking in to get the keys: 90 mins. 
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Replying to: vanorten (Apr 16, 2008 5:36 pm) 
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