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Acura TSX Lease Questions

808 messages,  Last post on Sep 06, 2008 at 5:01 PM

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What is this discussion about? Acura TSX, Car Leasing, Sedan

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#675 of 808 Re: 3d dealer's offer [mstylady] by gforce11 Apr 03, 2008 (10:28 am)
Replying to: mstylady (Apr 02, 2008 9:48 am) Wow....$2500 down? ouch. Granted, the trim you seek is pretty rare, but still. I would inquire what the fees are, money factor and residual. I would not lease it unless you've actually made the calculations yourself and the numbers add up. Would you get a mortgage loan without know what kind of interest you are paying? Neither would I... Replies to this message: jaxs1 (Apr 03, 2008 12:37 pm) gforce11 (Apr 03, 2008 1:45 pm)
#676 of 808 Re: 3d dealer's offer [dshkrab] by mstylady Apr 03, 2008 (12:20 pm)
Replying to: dshkrab (Apr 03, 2008 9:59 am) Thanks for all the info. Basically, it has come down to this. I am putting $2K down by choice as I need the lower payments, unfortunately. Taxes are paid monthly. However, the total lease price does include all inception fees including 1st month payment, bank fee, dmv title fees, documentary fee and tax $337/mo. I got the vehicle invoice and lease buy out at end of term is roughly $15K. Replies to this message: dshkrab (Apr 04, 2008 2:05 pm)
#677 of 808 Re: 3d dealer's offer [gforce11] by jaxs1 Apr 03, 2008 (12:37 pm)
Replying to: gforce11 (Apr 03, 2008 10:28 am) People get mortgages without looking at anything other than monthly payments all the time and people also do the same buying an leasing cars everyday. Replies to this message: gforce11 (Apr 03, 2008 1:45 pm)
#678 of 808 Re: 3d dealer's offer [jaxs1] by gforce11 Apr 03, 2008 (1:45 pm)
Replying to: jaxs1 (Apr 03, 2008 12:37 pm) Yeah you do have a point there. I guess in this "fast food" type society, I shouldn't have such high expectations.
#679 of 808 Offer by tinoman Apr 03, 2008 (7:04 pm)
This is the offer I have gotten: I am getting this car in MD.   08 TSX w/nav---12k year   Down Payment: $3,000 (Trade-in)   Month: $320   Total Payments: $14,200 (term of lease)   (Includes all taxes and fees)   Any input would be helpful as I am in college and this is my first lease.... Replies to this message: gforce11 (Apr 04, 2008 9:54 am)
#680 of 808 Re: Offer [tinoman] by gforce11 Apr 04, 2008 (9:54 am)
Replying to: tinoman (Apr 03, 2008 7:04 pm) I wouldn't put so much down, even if its a trade in. 1k at drive-off (for 1st month, bank fee, tires, etc...) and pocket the rest. You can put the 2k in a savings account and use it to subsidize your monthly payments.
#681 of 808 Re: 3d dealer's offer [mstylady] by dshkrab Apr 04, 2008 (2:05 pm)
Replying to: mstylady (Apr 03, 2008 12:20 pm) Hey mstylady,   I am glad if I helped, and that you decided on a course of action. The car does not dissapoint, I am going on 1 month here and loving it.   As far as putting $2k down, thats your choice, I personally would say, put that into a high yield savings account (ie. ING Direct, CapitalOne, HSBC, etc...~3 to 4% APY), that way it combats inflation, and us it to cover several months of payment without the money loosing any value, but maybe that is the investment banker in me screaming out (that is what I did)....otherwise, enjoy the car and best of luck!!
#682 of 808 Lease offer by coney1 Apr 04, 2008 (6:04 pm)
2008 Auto w nav $335/month $1435 down (total cost) 10k mileage lease factor .00071 cap cost $28633 add to capcst $953 cap reduction $1100 adj cap cost $28868   any deal killers here? lease institution listed as AHL. What is that? Replies to this message: jaxs1 (Apr 04, 2008 6:25 pm) coney1 (Apr 05, 2008 7:25 am)
#683 of 808 Re: Lease offer [coney1] by jaxs1 Apr 04, 2008 (6:25 pm)
Replying to: coney1 (Apr 04, 2008 6:04 pm) It doesn't even say how many payments. Are you 100% sure that you would never need to drive more than 10K miles per year even if you had to move or change jobs in a coupe years?   You are better off taking out the $1100 cap reduction and putting it in the bank to subsidize the higher payments so it doesn't get wasted if the vehicle gets stolen/totaled shortly after you start the lease. If the payment is $30 higher without that $1100, then withdraw $30 a month from this account to go towards the lease payment. Replies to this message: coney1 (Apr 05, 2008 7:25 am)
#684 of 808 Re: Lease offer [jaxs1] by coney1 Apr 05, 2008 (7:25 am)
Replying to: jaxs1 (Apr 04, 2008 6:25 pm) Thanks for the response. I did indeed leave out the 36 month lease period. I am getting off a 4 year lease in whic I drove 7000 miles per year.

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