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Acura TSX Lease Questions

1554 messages, Last post on Dec 01, 2009 at 6:31 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: mom29 (Aug 08, 2009 5:26 pm) Only 10k miles? No deal there. |
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I am in NJ and received a lease offer on a 2010 base model TSX of: $2200 total out of pocket $375/month for 36 months/12,000 miles This is the final bottom line, inclusive of all taxes and fees. Sound good? Please let me know. |
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Just left the dealer, and I am thinking this over 2010 base TSX, 36 months, 15 k per year, no money out of pocket besides first months payment and $80 for 2-year tags msrp 30120 net cap 29199 residual (61%) 18373.20 money factor is .00243 (5.832%) total sales tax is 2144.16 My local tax is 6.35% which means that I am paying tax on 33766.29 (which I thought was odd) monthly payment of 465.05 I know this is too high. My last lease (Volvo) had a money factor of .0013. We have mid 700 credit ratings, and I can't understand the higher money factor. You can play with the cap, residual, etc... but in the end it comes down to the mf. Can you give some guidance as to why the high mf. I know Acura finance sets a baseline and the dealerships work from there, but I feel like this is a too high.
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Replying to: emeans39 (Aug 13, 2009 2:21 pm)
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Replying to: kingpcgeek (Aug 13, 2009 2:32 pm) Like I said Volvo was .0013 3.12% Our Sequoia was .0016 3.9% The difference between a 3.9 and a 5.8% is roughly $40 per month.
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Replying to: emeans39 (Aug 13, 2009 2:47 pm)
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Replying to: kingpcgeek (Aug 13, 2009 3:03 pm)
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Replying to: emeans39 (Aug 13, 2009 4:08 pm) |
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2009 TSX w/Tech: MF? 36/15 residual %? 2010 TSX w/Tech: MF? 36/15 residual %? I'm trying to decide which I should purchase, the 2009 or the 2010. |
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Replying to: emeans39 (Aug 13, 2009 2:21 pm) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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