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Prices Paid: Buying & Leasing Experiences Acura TSX Lease Questions
1551 messages, Last post on Nov 15, 2009 at 6:53 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: robertw477 (Jun 25, 2009 6:19 pm)
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Replying to: fastfeet (Jun 25, 2009 7:24 pm) The whole point of putting money down on these lease specials, it seems to me, is to get lower monthly payments--quite a big deal to most folks. I personally haven't decided on lease or buy, 2009 or 2010, but low monthly payments are big to me for just a 3 year lease and doesn't seem all that risky.
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Replying to: roubaud (Jun 26, 2009 4:26 pm) I laugh at those like you that just dont get it. There is no benefit to the lesee. The idea of a lease is not to put down money. Here is an example. 300 a Month with 3600 Down (I use 3600 for a round number) 400 a month sign and drive Why not put down 7200.00 and call your car payment 200 a month if it makes you feel better. cap costs make the dealer look like you are getting a better deal than you are. Do you think the 300 a month is a better deal? You are buying down the lease, sort of a prepay with no benefit pricewise to you. I think if most folks think 3000 down is good than most folks dont have a clue. Clark Howard mentions leases and calls them fleeces. I have done exceptional over the past 15 or more years leasing cars. I find the best deals with no nonsense. As it has been mention a million times. Any money down on a lease is lost if the car is stolen and not recovered or totalled in an accident etc. If you are mentioning the ads on tv call the dealer and just ask for sign and drive, no cap cost. Its as simple as that. rob
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Replying to: robertw477 (Jun 26, 2009 4:44 pm) Will the 2010's be more per month than 09?
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Replying to: fastfeet (Jun 26, 2009 6:55 pm) I, too, co-sign this movement. Please 'ol mighty one, educate us. 
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Replying to: john1789 (Jun 27, 2009 8:37 am) Good Luck Rob
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Replying to: robertw477 (Jun 27, 2009 9:23 am) Posting the true payment of the car wouldn't be as attractive. You most definitely do a sign and drive on any car. That is a true lease. They simple roll most fees into the lease, leaving the first payment due or sign and drive. When it is sign and drive, it is simply rolled into the lease. If any dealer asks you to put $2k or $3k down, then they are crazy. The lessee is taking big risk if its totaled and it is NOT going to benefit you in anyway, even if you wanted to buy the car at the end. Putting anything down is unreasonable, it defeats the whole purpose. If you are truly focused on a low payment, perhaps you really cannot afford the car. If you have that kind of money in the bank to dump $2k,$3k in a lease, then you can definitely make the higher payment. Why throw you hard earned money? If you are so focused on the low payment, then perhaps you SHOULD keep the money in the bank, go with a lower cost car. That just seems frivolous and taking a big risk. Do not focus on the payment too much, it is the overall cost of the car. If the car comes out to a sign and drive with a good sale price. And you question the car payment being too high. Then you need to pick another car. $1,000=$20-30 roughly off your payment. Its not too much. Keep your money in the bank. Now of course you have money to throw away, then you really should opt to get a loan out, not lease. Then your money down does help. If your like me, I trade my cars every 1.5-2yrs. I know, alot, but I do. So could you imagine putting $2k down every time? No offense to anyone here. Just stating my view point of a lease But then again, were all guilty of biting off more than we can typically chew right? I don't need a brand new car, but I have one. Lets all be thankful and appreciative for what we have, and not throw it away.
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Replying to: bvdj84 (Jun 27, 2009 11:25 am) And would you choose with or without TECH???
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Replying to: fastfeet (Jun 27, 2009 7:29 pm) Rob |
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Hi I am looking to lease a TSX in the next day or so. I can get a great deal on a 2009 and just wanted to check with the experts here if there are any advantages or improvements at all for the 2010 model. I have done extensive research and cant find a single difference between the 2009 and 2010. Are there any at all ? Exterior seems identical to me and I cant find any other differences. Any insight would be greatly appreciated. Tony
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