Last post on Dec 09, 2013 at 5:01 PM
You are in the Prices Paid - Buying & Leasing Experiences
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Acura TL, Car Leasing, Sedan
#2380 of 3086 Re: Boston September Rates [jazzgear]
Oct 04, 2010 (11:51 am)
The deal I got was such:
2010 TL TECH with 18" Wheels. Sticker $40650. Use this price as a comparable.
$800 at signing (including all taxes, Title, Tags and first payment)
10K miles/Yr, 36 months. payment $449/mo FL taxes included (6.5%)
I hope you do betterfor your car. Gap insurance is included in that price... but I still think you could lose your 6K if you need a replacement...
And correct me if I'm wrong...
You buy a $44K car without GAP insurance. You also pay for Comprehensive insurance.
You put down $6K and finance the rest ($38K).
One year later, your car is stolen and never recovered. Your insurance company says the the car is worth $36K and give you a check for 36K. Your account balance is $37K. You still owe $1K to Acura. However, Acura's Gap insurance would have covered you for the extra $1K. Now luckily, Acura has GAP insurance included, thus you owe nothing to Acura.
But now you want the same car from Acura, it's $44K new. You have $0 If you want the same car, you'll have to give $6K again. That my understanding of down payments with Leases. I could be wrong. Opinions?
#2381 of 3086 Re: Boston September Rates [apdspider]
Oct 04, 2010 (6:52 pm)
You all brought up excellent points I didn't even consider. My main goal was to keep payments low ...and most likely keep the vehicle after the lease. I am no longer in the phase of having a new car every 2 to 3 years...
I will check with my insurance company tomorrow to discuss this too.
So I guess first thing I need to know....put aside the down payment amount, is my negotiated price too high still? If not, then I could go with a lower per year mileage (10 to 12K) to end up with a higher residual (aka lower payment). I can then stash the down payment in a safe security to use either towards the payoff -- if I choose to keep the car or pay for the over mileage.
What is considered the norm...or better yet the smarter investment, 10K per (for the highest residual), or play it safe with the 12K per?
Thanks, this is a very helpful and informative forum
#2382 of 3086 Re: Boston September Rates [jazzgear]
Oct 04, 2010 (6:56 pm)
I just got the answer to my question regarding if the price I got is the best I can do -- apparently I can do better, much better. I was just sent a quote from another dealer outside my state, DCH Heart Acura in Wappingers Falls, New York. I emailed them the offer I had, and they emailed me with a price of $36500...and stated that since I would be traveling a long distance that they could do better on the price. Could they go an additional K to say....$35500? The plot thickens....
#2383 of 3086 2011 acura TL Tech Front wheel dr
Oct 04, 2010 (9:51 pm)
does anyone have the #'s on a 2011 tl tech fwd? i am looking to lease in pa (9%) sales tex. 12K miles, 3 years, tier 1 credit, and loyal tl customer as my 08 tl tech lease is up in dec. wondering what the msrp is, a good sale price, MF and Residual and overall monthly lease number and how much down. any help is appreciated. is there any major differences between the 2010 and the 2011 tl tech fwd? thanks. i live outside of philadelphia, but NJ is easy for dealers
#2384 of 3086 Re: Boston September Rates [jazzgear]
Oct 05, 2010 (4:24 pm)
#2385 of 3086 Re: Boston September Rates [jazzgear]
Oct 09, 2010 (9:45 pm)
So I got my TL SH AWD TECH for 35,500 at DCH Heart Acura in NY, took the .9 for 60 instead of the lease....the cost of money is better in the finance vs. lease.
#2386 of 3086 2010 vs. 2011 TL Base
Oct 10, 2010 (8:35 am)
My current lease is about up. With the $1750 incentive on a 2010 Base, it probably makes more sense for me to lease a 2010 rather than a 2011. My questions:
1) Are there any differences at all between the 2010 and 2011 base TLs ? As best I can see they are the identical car.
2) Edmunds TMV pricing for the base TL in my zip code is $32,642. Does this number reflect the $1750 incentive or should I subtract $1750 from it to get the TMV price?
3) Can anyone tell me the October 2010 residual and money factor on a 2010 Base TL in northern California?
4) Acura is offering a lease offer of $349 a month on a 2010 Base which includes 10,000 miles. Does anyone know how much the monthly payment goes up if I want 15,000 miles?
Thanks for any advice.
#2387 of 3086 Car Man or anyone.. Help-Just got 2010 TL Tech FWD Numbers
Oct 11, 2010 (11:44 am)
I just got these numbers on 10/11 from Elite Acurain maple shade nj- i am a loyal acura lesee since 08.
"I hope I can gain your business. I know your shopping price. My manager is giving you a great deal. MSRPof the FWD Tech TL is $39,695. Money factory is.00144, Residual is 53%, Invoice is $37128.70, Sale price is $33,128.70. I'd like to put this deal together ASAP. Please call me"
This is for 36 months- 12K miles a year- I am puting nothing down on the vehicle. and I live in PA (9%) tax on lease. I curently have a 2008 TL navi with 33K miles and is up in dec so I will be 1K miles below the 36 and it is in good condition. Can you let me know if the numbers below are good and what my lease payment would be with tax (9%)
Also, they did not quote any inception costs or out of pocket. Do you know or anyone know what is acceptable? Is it possible for zero down and drive and sign?
If not,what out of pocket fees are legit here and not. I am NOT putting anyting down on this car lase. it seems customary, aquisition fee= $595, tax on aquisition fee at 9% for pa= 53.55, tags and title= 124.50, doc fee= 189.00, and first month pament.
#2388 of 3086 Re: Car Man or anyone.. Help-Just got 2010 TL Tech FWD Numbers [nring]
Oct 11, 2010 (4:26 pm)
now i was just quoted from elite acura in maple shade, same delaer above, "Dear I can get you into your vehicle TL FWD Tech for 450.50 a month no money out of your pocket." the 450.50 /mo includes pa 9% sales tax. literally Zero out of pocket and they wil give me a 70.00 rebate to get the car inspected in PA. I qualify for the pull ahead program so they will forgive my november payment, the 1500 coupon program that they will use to pay all inception fees, and the 2250 rebate in conjunction all togther. so pretty much drive and sign for 450 a month, I pay 438/mo and paud 1400 for my lease of the 2008 tl navi. is this a good deal? seem like inception is that much. wonder if i can lower the monthy or get them to throw in splash guards and wheek locks. thanks for any advice. am i being too greedy. seems like a fishing freanxy and they really want to unload the 2010's so i dont how far they will go....
#2389 of 3086 Re: Car Man or anyone.. Help-Just got 2010 TL Tech FWD Numbers [nring]
Oct 11, 2010 (9:36 pm)
The price of $33,150 is pretty good. It is possible they may be able to knock like $100 off the price. I got my TL+navi 3 months ago for $33,000.
If you punch all the numbers into this calculator, http://www.leaseguide.com/calc.htm
you get the monthly payment they are offering you. So thats good, no BS on their part.
If you add up all the initial fees ( aquisition fee= $595, tax on aquisition fee at 9% for pa= 53.55, tags and title= 124.50, doc fee= 189.00, and first month pament) then you get pretty close to $1500.
Overall, I think it is a pretty good deal. You can try to squeeze them a little more but you do have a good deal here.