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Prices Paid: Buying & Leasing Experiences Acura TL Lease Questions
2082 messages, Last post on Nov 29, 2009 at 9:22 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Hi folks, I have been following this forum for a few weeks now and have gained a lot from it! Had a basic question - apologise if it has been asked and answered before!  When I go to a dealer to get a quote, he asks me for a credit check. If I do that, then how bad is the hit on my credit report? Is it better to do all the shopping just before buying? or can I keep checking out the new stuff and getting quotes all along and pull the trigger when I get a good deal? If each credit check is going to be a hit on my report, then are there any suggestions on how the experts in this forum go about it? I'm on the lookout for a new Acura but not really in need right now - however, happy to go for it if I get a good deal. Thanks for reading! Replies appreciated! --Shyam
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Replying to: shyamy (Feb 05, 2009 7:56 am) The only time the dealer should check your credit is when you actually agree upon a price and a deposit is made with an application for credit. Word of advise- know your own credit score before you walk into any dealership, this way you better know what Tier you fall into in regards to getting a low APR for financing or a low lease rate money factor.
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Replying to: billyperks2 (Feb 05, 2009 10:30 am) When I went to the Acura dealership, the guy showed me a board which said they cannot quote any price till they check my credit! I know my own score and told him so but in reply he pointed to the board  So I guess I should check out a few more dealerships around.
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Replying to: shyamy (Feb 05, 2009 12:32 pm) |
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Replying to: Teachndoc (Jan 06, 2009 1:56 pm)
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Replying to: 10sfan (Feb 06, 2009 10:03 am) |
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Car Man: Can you tell us the February 2009 money factors and residual values for a 2009 TL? The proposed lease is 39 months and 12K miles per year. Thanks!
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Replying to: 540dude (Feb 06, 2009 3:02 pm) |
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Hi CarMan, Can you tell me the February MF and residual for a 2009 TL AWD Tech for 36 month lease and 15,000 miles? Also, is the $1000 Dealer Cash still active? How much over/under invoice would you shoot for on the capitalized cost? Thanks so Much!!!!!!!!!
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First, thanks for all your work - it's been tremendously educational. I'm looking for an '09 TL with Nav/tech pkg. (Not SH-AWD). The local leasing outfits are offering 39 mo,10k mi/yr (which is plenty for me) $0 down for $455/month before NYS taxes, $504/month including taxes. (They're offering the base TL, same terms, for $399/mo). Is this reasonable, or should be negotiating with the local dealer? Thanks again.
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