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Acura TL Lease Questions

1945 messages,  Last post on Jul 01, 2009 at 5:14 AM

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What is this discussion about? Acura TL, Car Leasing, Sedan

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#1729 of 1945 Re: Acura TL [kball2] by leaseboy Dec 28, 2008 (7:54 am)
Replying to: kball2 (Dec 27, 2008 7:55 am) I live in the Cleveland area and will be picking up a base 2009 TL this week. 36 month lease at $445 per month (6.5% tax included) based on 15k per year. Total of about $725 due at closing including first month fee. My first offers on this vehicle started at over $500/month Replies to this message: kball2 (Dec 28, 2008 6:08 pm) mikeinmentor (Jan 05, 2009 2:55 am) JayManCpa (Jan 05, 2009 8:28 am)
#1730 of 1945 Re: Acura TL [leaseboy] by kball2 Dec 28, 2008 (6:08 pm)
Replying to: leaseboy (Dec 28, 2008 7:54 am) Looks like a good deal to me. I am at $459 per month with zero due at signing for a Acura TL base, 36 months, 10k per year. I believe I am going to be able to work that down to $445 or lower. I also am at $505 per month on a Acura TL Tech with zero due at signing, 10k per year.
#1731 of 1945 Need input on this lease deal, please. by lovcars Dec 29, 2008 (10:30 am)
I have negotiated the following deal on a 09 TL with Tech/Navi:   msrp: 39,445 adj cap cost: 34,798 residual: 62% csh down (includes first month): 1999 monthly payment: 414 (not including taxes)   I have to decide today supposedly, to get this deal. Negotiated yesterday and have everything in writing. Could you guys please let me know what you think? Reputable dealership in SCA. Seems like some people have gotten lower cash down deals. Thanks for your help!!! Replies to this message: lovcars (Dec 29, 2008 10:33 am) kball2 (Dec 29, 2008 10:46 am)
#1732 of 1945 Re: Need input on this lease deal, please. [lovcars] by lovcars Dec 29, 2008 (10:33 am)
Replying to: lovcars (Dec 29, 2008 10:30 am) Left out a detail on my post above. money factor .00165. Thanks! Replies to this message: kball2 (Dec 29, 2008 10:46 am)
#1733 of 1945 Re: Need input on this lease deal, please. [lovcars] by kball2 Dec 29, 2008 (10:46 am)
Replying to: lovcars (Dec 29, 2008 10:33 am) Looks like a good deal. What is the selling price? It appears as if it should be real close to invoice.
#1734 of 1945 TL Tech (Non AWD) by billyperks2 Dec 30, 2008 (9:19 am)
I stop by a dealer yesterday to look at the TL AWD TECH with the white and umber interior- VERY SHARP. They are still sticking to their price of $1k below MSRP, but for those of you interested in the TL TECH FWD, they are selling them for invoice.
#1735 of 1945 Need help on TL lease by ultrarunner Jan 02, 2009 (10:02 pm)
I am new at this, so please go easy on me. I have negotiated the price on a 2009 TL to $500 under invoice. I now want them to use that price in calculating a lease, using the promo they are offering in my area. Their advertised terms are $399/mo, 36 mos, $1005 cap cost reduction, $1999 total due at signing (includes 1st mo payment with no sec dep, AHFC upfront acq fee and cap cost reduction) total net cap cost and base payment do not include tax, license title, reg, doc fees, opts, ins, etc. Lease is based upon MSRP of $35,715 less the cap cost reduction (which may be paid by the suggested dealer contribution) resulting in actual net cap cost of $33.552.76. Total monthly payments $14,364, Option to purchase at lease end $23,214.75. 1. Does the terms of their lease mean I am paying a upfront acq fee of $1999-399-1005=$595? 2. Will the dealer accept my negotiated price with all other aspects of the lease? In other words, I figure their deal is a .001634 money factor, and I am ok with the $1999, and the residual seems ok too. So re-running with the lower sale price of around $32,296, I get a lease payment of $301.40. All without tax, license title, reg, doc fees, opts, ins, etc. Will the dealer go for that? 3. If they will, is that a good deal? I am ready to make the deal tomorrow, if you wise folks tell me the skinny. Thanks to all for your help. Replies to this message: Car_man (Jan 03, 2009 4:25 pm)
#1736 of 1945 Re: Need help on TL lease [ultrarunner] by Car_man HOST Jan 03, 2009 (4:25 pm)
Replying to: ultrarunner (Jan 02, 2009 10:02 pm) Hi ultrarunner. Honda Finance charges a $595 acquisition fee on every vehicle that it leases. All lessees have to pay this charge. You can pay it at lease signing or roll it into the car's capitalized cost to bake it into your monthly payment.   I see that the lease that you described includes a $1,005 capitalized cost reduction. It actually would be in your best interest not to make any sort of down payment on your lease. Lessees who make cap cost reductions risk losing part or all of them if their vehicle is totaled in an accident or stolen and never recovered. Even though your monthly payment will be a little higher, you would be better off going with a zero down lease.   Acura is not providing any special cash incentives on this car that are not available with its special lease program, so I don't see why the price that you negotiated for a cash purchase of this car wouldn't be available if you leased it.   $500 under dealer invoice is a very attractive selling price for a 2009 Acura TL. Just make sure that the dealer uses its buy rate lease money factor to calculate your monthly payment and you're in business.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#1737 of 1945 goofy basic trade-in balance question by nubbin4 Jan 03, 2009 (6:15 pm)
I plan on trading in my van for ~$5000 and going into a TL lease. I realize it never makes sense to put any money down on a lease although - after the expected Honda Bank fee and ~$1500 cap cost reduction - I will have ~$3000 "left over". Is there any options for me other than reducing cap cost further? Would a dealer ever cut me a check versus putting all of my trade-in value towards the lease? Can I prepay a few monthly payments up front versus reducing the monthly nut [thus reduce my long-term stolen / totaled risk?] Also - are there any other popular terms other than 36 months - perhaps 39 or 42? Ideally would like to have my lease come off at the end of the summer plus the TL has a 48-month warranty. Thanks in advance to all. Replies to this message: Car_man (Jan 04, 2009 9:01 am)
#1738 of 1945 Re: goofy basic trade-in balance question [nubbin4] by Car_man HOST Jan 04, 2009 (9:01 am)
Replying to: nubbin4 (Jan 03, 2009 6:15 pm) Hi nubbin4. There's nothing wrong with using some of the proceeds from your trade to pay the typical things that you have to pay at lease signing, like your first month's payment, security deposit, and acquisition fee. However, that really all you should pay. Don't use anything that's leftover as a capitalized cost reduction. You should be able to have the dealer cut you a check for any equity that is left.   Acura's special lease program on the 2009 TL is only available for a maximum of 39 months. It doesn't make sense to lease this car for longer than that because its 39 or 42 month money factors would be significantly higher.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum

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