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Acura TL Lease Questions

2098 messages,  Last post on Dec 02, 2009 at 6:05 PM

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What is this discussion about? Acura TL, Car Leasing, Sedan

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#1676 of 2098 Re: [toyoman8] by chuckjr Dec 07, 2008 (11:13 am)
Replying to: toyoman8 (Dec 06, 2008 4:19 pm) you did not mention the selling price. If the selling price isn't within a few hundred of invoice then it's not a good deal. The rest is just math. With $819 down on 3 yr 36k I am at $412 so there is no way that with $3k down it's a good deal.
#1677 of 2098 by toyoman8 Dec 07, 2008 (11:35 am)
Really CHUCKIR on a base model 2009 TL $412 tax included? I don't know the selling price at this point. I told the dealer that I changed my mind about getting a new car and he just send me a $400 a mos quote for a base model. Replies to this message: chuckjr (Dec 07, 2008 12:56 pm)
#1678 of 2098 Re: [toyoman8] by chuckjr Dec 07, 2008 (12:56 pm)
Replying to: toyoman8 (Dec 07, 2008 11:35 am) No $412 is before tax but since the tax consequences on leases vary from state to state they were not included. I pay $446 after tax for an 09 base but there was a mixup with the money factor so i actually got the car at $800 under invoice (dealer's fault). Even without the mixup the payment would have been $453 including california tax with $819 drive off (no cap reduction just DMV and first payment) at $100 under invoice with a $595 doc fee.   Just ask them how much they are selling the car for - call the internet sales manager and he will usually tell you straight out. The rest is based on figures set by your credit and Honda Finance
#1679 of 2098 by toyoman8 Dec 07, 2008 (1:03 pm)
I am offered $399 tax included, so it is a good deal then? I will let you know tomorrow on the price. It must be below the invoice. Replies to this message: chuckjr (Dec 07, 2008 1:19 pm) toyoman8 (Dec 07, 2008 2:17 pm) ceg1 (Dec 08, 2008 11:45 am)
#1680 of 2098 Re: [toyoman8] by chuckjr Dec 07, 2008 (1:19 pm)
Replying to: toyoman8 (Dec 07, 2008 1:03 pm) If they are asking for $3000 of your money then the simple answer is no. What you are doing with the extra $2200 is paying down your monthly payment. If I had paid down my payment by an additional $2200 ($3k-$800) my payment would have been around $350. Invoice on the base is $32895. Replies to this message: toyoman8 (Dec 07, 2008 2:17 pm) ceg1 (Dec 08, 2008 11:45 am)
#1681 of 2098 Re: [chuckjr] by toyoman8 Dec 07, 2008 (2:17 pm)
Replying to: chuckjr (Dec 07, 2008 1:19 pm) well lets calculate:  MSRP 35,715 Invoice $32,895  Residual 64% right? Not sure MF .0029? not sure Texas Tax 6.25%  $3000 down total . Acquis Fees $550,  T&L +doc's $200   Payments ???? 36mosx12k lease Replies to this message: ceg1 (Dec 08, 2008 11:45 am)
#1683 of 2098 by toyoman8 Dec 07, 2008 (2:58 pm)
I get $430 a mos using those numbers. SO if the numbers are correct it's a good deal right. ,  One thing I don't understand, in my calculator it says the total tax $2,000, I thought the tax is calculated on a lease only on what you finance not the Sell Price. was I wrong? Replies to this message: kyfdx (Dec 07, 2008 6:56 pm)
#1684 of 2098 Re: [toyoman8] by kyfdx HOST Dec 07, 2008 (6:56 pm)
Replying to: toyoman8 (Dec 07, 2008 2:58 pm) Texas taxes the entire selling price on leased vehicles.
#1685 of 2098 Re: TL-Tech Lease Question [ceg1] by ceg1 Dec 08, 2008 (11:41 am)
Replying to: ceg1 (Dec 05, 2008 6:04 pm) Here is some additional info. for someone to weigh in on my lease proposal: residual is $24,061.45.

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