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Acura RSX Lease Questions - READ ONLY

68 messages,  Last post on Feb 29, 2008 at 1:30 PM

You are in the Prices Paid & Leasing Experiences Archive Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Acura RSX, Car Leasing, Coupe


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#36 of 68
Re: I'm back... [rws0131] by Car_man HOST
Jan 08, 2006 (8:25 am)

Replying to: rws0131 (Jan 05, 2006 12:15 pm)

Yep, rws0131, these numbers are right on the money. It sounds as though you are dealing with a straightforward dealer.
 
Car_man
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#37 of 68
Returning a leased 2006 car? by mrstaters51
Feb 02, 2006 (12:04 pm)
IS IT POSSIBLE TO RETURN A LEASED VEHICLE AND NOT PAY ANYMORE MONEY ON THE CAR?
SMS
#38 of 68
Re: Returning a leased 2006 car? [mrstaters51] by Car_man HOST
Feb 06, 2006 (4:28 am)

Replying to: mrstaters51 (Feb 02, 2006 12:04 pm)

Hi mrstaters51. I am sorry to say that once you have signed all of the contracts and physically driven off of the lot in your leased vehicle you are basically stuck with it. It is almost always very expensive to get out of a lease before its scheduled end date. In order to get out of your lease now, you will have to buy your car from than bank that you are leasing it from and trade it in on something else or sell it on your own. You will likely lose a lot of money in the process. You will be much better off keeping your car until you are as close as possible to the scheduled end of your lease.
 
Car_man
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#39 of 68
Re: Acura RSX: Lease Questions [Car_man] by lgid
Mar 07, 2006 (10:09 am)

Replying to: Car_man (Aug 31, 2005 2:01 am)

I am looking to lease an Acura RSX. Would you be able to tell me if I am getting a fair deal?
 
Price with taxes (OH) is $250. This is for an automatic and $2,784 down.
#40 of 68
What am I missing here regarding 2006 RSX lease by jsicolo
Mar 09, 2006 (6:05 pm)
2 quick questions from a person who never leased a car:
 
1. With the current promotion on the 2006 Acura RSX, the capitalized cost is $18,673.87. This is even below CarsDirect price of $19,963. It's close to invoice price of $18,549.
 
Will the dealer laugh in my face if I ask to buy it at the capitalized cost? I mean from their point of view, its better for them to have my money up front and have the car gone right?
 
2. Also, from the web site: Total monthly payments $7,884,00. Option to purchase at lease end $11,935.80. This means the total cost if you buy it at the end of your lease is 19819.80
 
What am I missing here? This price is only $200 more than if I bought it today through cars direct? And with the lease, I have the option not to buy after 3 years if something cooler comes along [eg. 2007 RSX?? ]
#41 of 68
Re: What am I missing here regarding 2006 RSX lease [jsicolo] by kyfdx HOST
Mar 10, 2006 (3:39 am)

Replying to: jsicolo (Mar 09, 2006 6:05 pm)

I think you are leaving the "due at signing" money out of the equation.
 
I'm not familiar with this particular program, but there is probably a Cap cost reduction ($1999? 2499?) and an acquisition fee to be paid upfront.
 
Add that cap cost reduction back on to the Capitalized cost, and that should give you the selling price that they are using in this example.
 
regards,
kyfdx
Host-Prices Paid Forums
#42 of 68
Re: Acura RSX: Lease Questions [lgid] by Car_man HOST
Mar 27, 2006 (4:49 am)

Replying to: lgid (Mar 07, 2006 10:09 am)

Hi lgid. You never mentioned the selling price or MSRP of the car that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing this car's selling price in relation to its MSRP you don't know how much of a discount you are getting on it. The second reason is that one needs the selling price and MSRP, including the destination charge, of a vehicle to calculate its lease payment. I would be more than happy to give you my opinion on this deal if you let me know what these numbers are. It also would be helpful if you would mention how long this lease is and how many miles per year it allows.
 
Car_man
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#43 of 68
How's this deal? by baggio10
Apr 06, 2006 (7:38 pm)
Initial cap cost:$23,885
Month payment:$300/mon w/tax 36mon
residual:$14,676 (60%)
Down:2,500
Money factor:.00146
#44 of 68
April, 2006 RSX Lease by jbell67
Apr 15, 2006 (5:03 pm)
hello!
 
i am interested in leasing a 2006, RSX Acura, automatic, leather interior.
 
i understand that the dealer invoice is $21,030. how far should i push for a good price? the last quote is $21,599. but i don't know what the money factor is...yet. and i have not seen monthly payments.
 
is this a good deal? should i push for something closer to dealer invoice?
 
what do you think the residual value should be...for a 36 month lease...15k miles a year?
 
also...is the money factor still at .0086?
 
thanks so much!
#45 of 68
Re: How's this deal? [baggio10] by Car_man HOST
Apr 16, 2006 (7:29 am)

Replying to: baggio10 (Apr 06, 2006 7:38 pm)

Hi baggio10. I'd be happy to share my thoughts on this deal with you. It would be helpful though if you were able to provide me with this car's full MSRP (with the destination charge added in). This will enable me to see how much of a discount you are being given and to use Honda Finance's actual lease program for this car to estimate what your lease payment should be.
 
For now, I can tell you that the money factor that you were quoted looks a little high to me. Honda Finance's current buy rate lease money factor for the 2006 RSX is .00104 for consumers who pay a security deposit and qualify for its "Super Preferred" credit tier (have a credit score of 710 or higher).
 
Also, I notice that you are considering making a $2,500 down payment on this car. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your RSX would be exactly the same, regardless of whether you had put $2,500 down, or had made absolutely no down payment at all.
 
Anyhow, let me know what the MSRP is and I'll tell you what I think.
 
Car_man
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