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Prices Paid: Buying & Leasing Experiences Hyundai Tucson Prices Paid and Buying Experience
212 messages, Last post on Jun 04, 2009 at 11:11 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Also, as I understand it, my '05 car came to the US through NJ. Is there any reason to believe that anything on it has a recall fix or anything like that which is necessary for me to have performed? What about non-official problems? Also, I don't plan to do this, but if need be, has anybody done towing with their Tuscon? If so, how, and what was your experience? Also, I'm at a loss how some of you are calculating MPG reports, please advise how, thanks? |
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Replying to: gregfromnyc (Aug 20, 2005 7:54 am)
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Replying to: gregfromnyc (Aug 20, 2005 7:54 am) |
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Replying to: greg_in_pa (Aug 20, 2005 7:38 pm) |
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Replying to: gregfromnyc (Aug 20, 2005 11:44 am) At 5% this equates to monthly payments of $218. or $13. less than your own deal. 60 payments time $13. equals $780. So taking the rebate and financing at 5% was the way to go. And that $4K you put on a credit card, I hope you can pay it right away, otherwise you will pay a ton of interest charges on it.
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Replying to: guyf (Aug 21, 2005 10:21 am) >..less than you own deal It's my belief that this is false, as it's my understanding it does not work that way in NY, but agree it may elsewhere. >$4k.. pay it right away Indeed, which is why we wanted the whole $10K on it, because we would pay it right away, and to boot, would get purchase benefits from having done so, because it was a vendor credit card whose products we use often (LL Bean). |
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Replying to: gregfromnyc (Aug 14, 2005 6:04 pm) |
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A question from a deal has me thinking today.. maybe somebody can clarify. Hyundia Finance Motor Corp has the 3.5% financing deal going on. Why then did my dealer still need to do a credit check? Will HFMC actually reject people with bad credit? Also, another dealer refused to give us financing pricing at all, saying it could only be provided at the same time we signed the contracts, what's up with that? Another dealer in email also says they can't provide financing w/o our details, even though I've told them the credit score that we have (832). What's up with all this? Games, or some real underlying basis to stalling? Lastly, why should a dealer offer two different base prices for a car depending upon whether you purchase without financing and another if you purchase with financing? I understanding they sell the finance contract to the financer, but how does the base price of the car help them?
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Replying to: gregfromnyc (Aug 25, 2005 6:38 pm) The dealers that would not give finance information without a credit application are doing it right. With the current privacy laws, your salesperson is not actually permitted to see your credit report. Only the finance managers and if necessary, sales managers are permitted to know your credit. As far as providing your credit score, while it may be accurate, we've heard it all before. Also there are 3 different credit bureaus and each bank typically only will consider one of them. It is not unusual to have as much as a 100 point difference in your scores, even if they show the exact same credit history.
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Replying to: danf1 (Aug 26, 2005 10:23 am) Also, it I went to say freecreditcheck.com or whatever it is, and got the numbers from the 3 different bureas, why can't the dealer use that? Note again that we were asking all the dealer specifically about HFMCs financing and not some wide sweep pick the best kind of query. I'm guessing that my credit is totally across the board, but my wife pays things religiously, but I guess we really won't know until we actually get the reports ourselves (which isn't a bad idea, and probably we should, certainly for my credit, I bet mine has many mistakes). BTW, what is the highest credit score possible, 1000? ADDED: Actually, I was thinking of this http://www.ftc.gov/bcp/conline/edcams/freereports/index.html which begins for us in 5 days. Will those be the 3 you're referring to? Or are they (gulp) even more of them?
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