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Smart Shopper Credit Scores and Vehicle Financing
935 messages, Last post on Jul 28, 2009 at 1:12 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: verdugo (May 13, 2009 8:42 am) Our stock club also bought 2000 Ford shares a few months ago at 1.93/share. Sold 1000 of them at 6.02, and the other 1000 at 4.86. That said, I wouldn't view it as my sole or primary financial management strategy. While there are bargains to be had, it's too volatile - way more volatile than paying off existing debt! |
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We now have an Affordability Calculator which helps you figure out the price range of the cars you should shop for based on your desired monthly payment: http://www.edmunds.com/apps/calc/CalculatorController?pmtcalAction=affordability- -
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Replying to: greensuv (May 22, 2009 9:56 am) Maybe that will keep people from looking at $30,000 cars when they want a $300/mo payment.
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Replying to: volvomax (May 22, 2009 1:06 pm)
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Replying to: Mr_Shiftright (May 22, 2009 1:13 pm) Depends for how long is the loan. 
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Replying to: verdugo (May 23, 2009 8:03 am) Nothing quite as painful as paying for repairs on a car while paying it off.
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I logged into my credit union this morning and noticed they are making our credit score available to us for free. I'm wondering with the info stated below, what the number really represents... As an exclusive benefit of membership, Alliant is making your credit score available to you free of charge to help you monitor and improve your creditworthiness. Your most recent available individual credit scores are listed below for the primary account holder. Credit Score features Experian Advanced Risk Score 2.0 Range: 150 to 950 Not a FICO score Updated quarterly Not a hard pull Will not impact your credit rating Please note: credit scores are fluid numbers that change as elements in your credit report change and there are many different credit scores used in the financial services industry.
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Replying to: Mr_Shiftright (May 23, 2009 9:44 am) Nothing quite as painful as paying for repairs on a car while paying it off. I tell people that every single day when I am selling them a Ford VSC. |
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Replying to: dad23 (May 29, 2009 9:17 am) It is actually allot simpler then the credit companies lead on. If you pay your bills and are not in debt up to your ass you can finance something. If you don't pay your bills you can't. I know that sounds pretty simple on my part but in the big picture thats it. It was allot simpler before all this beacon crap came along IMO.
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Replying to: joel0622 (May 29, 2009 11:13 am) A lot of people with good credit obsess over what every little action does to their score... but, your statement truly sums it up.. Pay your bills, and you'll never have to worry about credit.... 
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