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Credit Scores and Vehicle Financing

943 messages,  Last post on Dec 05, 2009 at 10:26 AM

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What is this discussion about? Car Financing


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#868 of 943
Re: GMAC & Ford Credit [verdugo] by joel0622
Apr 24, 2009 (12:05 pm)
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Replying to: verdugo (Apr 24, 2009 11:50 am)

Thanks, I usually hang around until some riff raff shows up then go away until you all run them off
#869 of 943
Re: How do you figure out the ones who can get credit now days? [mitchflorida] by fezo
Apr 24, 2009 (12:06 pm)
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Replying to: mitchflorida (Apr 24, 2009 11:29 am)

You know, I don't know if I asked about anything under the bath robe.... The guy has since passed but he was a character.
 
I'm sure you wouldn't do well if you figured everybody dressed like that was a sale...
 
Of course i knew a guy who used to dress nice and say his dad (he was in his early 20s at the time) was going to buy him a V-12 car for college graduation as a way of getting test drives. He got quite a few. He was a complete waste of anyone's time but he had his fun.
#870 of 943
Re: How do you figure out the ones who can get credit now days? [mitchflorida] by snakeweasel
Apr 24, 2009 (5:51 pm)
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Replying to: mitchflorida (Apr 24, 2009 9:18 am)

The best dressing guy I know, the one who dresses sharp with brand names clothes, the one you would look at and say "now there is a sucessfull guy" makes about $18k/ year.
 
The richest guy I know, the guy who could pay cash for any dealership represented here drives a 10 year old Ford and looks like a bum.
 
Never judge a book by its cover.
#871 of 943
Re: How do you figure out the ones who can get credit now days? [snakewease by mitchflorida
Apr 24, 2009 (6:44 pm)
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Replying to: snakeweasel (Apr 24, 2009 5:51 pm)

the issue isn't money, the issue is respect for the salesman. Who wants to help someone who is dressed like a slob and probably hasn't showered in days?
#872 of 943
Re: How do you figure out the ones who can get credit now days? [snakewease [mitchflorida] by snakeweasel
Apr 24, 2009 (6:59 pm)
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Replying to: mitchflorida (Apr 24, 2009 6:44 pm)

Well when I was in sales the one thing that I cared for was if the person could and would buy. Didn't care if s/he dressed like a slob their money spent the same.
#873 of 943
Re: How do you figure out the ones who can get credit now days? [mitchflorida] by oldfarmer50
Apr 25, 2009 (7:04 am)
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Replying to: mitchflorida (Apr 24, 2009 9:18 am)

"... instead of the torn T-shirt, shorts and sandals that you wore..."
 
Since I last bought in January that outfit would indeed have been out of place. As it was I was wearing jeans, flannel shirt and a ski parka which is what I was wearing at work that day. If I have to dress up like I'm going to the senior prom to buy a car then I'll look elsewhere.
 
My original question was what information can I provide so that the salesman can qualify me as a serious potential buyer. If you're saying that all a salesman cares about is my appearance, I guess there is nothing I can do to help them.
#874 of 943
Re: How do you figure out the ones who can get credit now days? [oldfarmer50] by boomchek
Apr 25, 2009 (7:27 am)
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Replying to: oldfarmer50 (Apr 25, 2009 7:04 am)

Oldfarmer, it wasn't you that did anything wrong as I mentioned in my original repsonse to this. You just ran into a newbie salesman who didn't know how to qualify properly.
#875 of 943
Re: How do you figure out the ones who can get credit now days? [oldfarmer50] by volvomax
Apr 25, 2009 (7:37 am)
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Replying to: oldfarmer50 (Apr 25, 2009 7:04 am)

In a lot of cases, customers tend to be closed mouth about what they are looking for, when they plan to buy, how they plan to buy and how much they want to spend.
A salesman who gets one of these customers tends to lose interest quickly.
 
My advice is to be as open as possible. Let the salesman know when you plan to buy, if you are pre-approved, answer his/her questions as directly as possible.
#877 of 943
Re: How do you figure out the ones who can get credit now days? [boomchek] by oldfarmer50
Apr 25, 2009 (12:50 pm)
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Replying to: boomchek (Apr 25, 2009 7:27 am)

"...You just ran into a newbie..."
 
Well, he was at this same dealership for at least 2 years that I know of. He was the one I had talked to when this particular model first came out in 2006. He was helpful at that time so I made a point of going to him 2 years later when I was a serious buyer.
 
Any way, it all worked out for both of us as I did buy...and I bought TODAY (meaning I did the test drive, the haggle and the purchase all on the same day).

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