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Credit Scores and Vehicle Financing

935 messages,  Last post on Jul 28, 2009 at 1:12 PM

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#865 of 935 Re: Question about 0% financing [boomchek] by Mr_Shiftright HOST Apr 24, 2009 (10:12 am)
Replying to: boomchek (Apr 24, 2009 8:56 am) If the dealer lets you walk away from a deal, then your offer is too low. It couldn't be simpler than that if you really evaluate what is going on here.   Every sales situation is, in a sense, a betting game. You are betting the dealer will take your offer, and the dealer is betting he can get someone to pay more.   So if both of you have lost the bet, then you have to come up a little and the dealer has to come down a little, or the status quo will go on ad infinitum.
#866 of 935 Re: How do you figure out the ones who can get credit now days? [fezo] by mitchflorida Apr 24, 2009 (11:29 am)
Replying to: fezo (Apr 24, 2009 9:57 am) For every story like that, there are 100 stories of young people going into the dealership dressed like they are going to the beach.   I think anyone dressed neatly and professionally will get treated properly, no matter how much or little a person has in his checking account.   I personally would probably call the police if someone came in the showroom wearing a bathrobe and slippers. Hopefully he was wearing something under his bathrobe. Replies to this message: fezo (Apr 24, 2009 12:06 pm)
#867 of 935 Re: GMAC & Ford Credit [joel0622] by verdugo Apr 24, 2009 (11:50 am)
Replying to: joel0622 (Apr 24, 2009 10:02 am) Joel,   Good to have you back posting more frequently. I've always enjoyed your posts. Replies to this message: joel0622 (Apr 24, 2009 12:05 pm)
#868 of 935 Re: GMAC & Ford Credit [verdugo] by joel0622 Apr 24, 2009 (12:05 pm)
Replying to: verdugo (Apr 24, 2009 11:50 am) Thanks, I usually hang around until some riff raff shows up then go away until you all run them off
#869 of 935 Re: How do you figure out the ones who can get credit now days? [mitchflorida] by fezo Apr 24, 2009 (12:06 pm)
Replying to: mitchflorida (Apr 24, 2009 11:29 am) You know, I don't know if I asked about anything under the bath robe.... The guy has since passed but he was a character.   I'm sure you wouldn't do well if you figured everybody dressed like that was a sale...   Of course i knew a guy who used to dress nice and say his dad (he was in his early 20s at the time) was going to buy him a V-12 car for college graduation as a way of getting test drives. He got quite a few. He was a complete waste of anyone's time but he had his fun.
#870 of 935 Re: How do you figure out the ones who can get credit now days? [mitchflorida] by snakeweasel Apr 24, 2009 (5:51 pm)
Replying to: mitchflorida (Apr 24, 2009 9:18 am) The best dressing guy I know, the one who dresses sharp with brand names clothes, the one you would look at and say "now there is a sucessfull guy" makes about $18k/ year.   The richest guy I know, the guy who could pay cash for any dealership represented here drives a 10 year old Ford and looks like a bum.   Never judge a book by its cover. Replies to this message: mitchflorida (Apr 24, 2009 6:44 pm) snakeweasel (Apr 24, 2009 6:59 pm)
#871 of 935 Re: How do you figure out the ones who can get credit now days? [snakewease by mitchflorida Apr 24, 2009 (6:44 pm)
Replying to: snakeweasel (Apr 24, 2009 5:51 pm) the issue isn't money, the issue is respect for the salesman. Who wants to help someone who is dressed like a slob and probably hasn't showered in days? Replies to this message: snakeweasel (Apr 24, 2009 6:59 pm)
#872 of 935 Re: How do you figure out the ones who can get credit now days? [snakewease [mitchflorida] by snakeweasel Apr 24, 2009 (6:59 pm)
Replying to: mitchflorida (Apr 24, 2009 6:44 pm) Well when I was in sales the one thing that I cared for was if the person could and would buy. Didn't care if s/he dressed like a slob their money spent the same.
#873 of 935 Re: How do you figure out the ones who can get credit now days? [mitchflorida] by oldfarmer50 Apr 25, 2009 (7:04 am)
Replying to: mitchflorida (Apr 24, 2009 9:18 am) "... instead of the torn T-shirt, shorts and sandals that you wore..."   Since I last bought in January that outfit would indeed have been out of place. As it was I was wearing jeans, flannel shirt and a ski parka which is what I was wearing at work that day. If I have to dress up like I'm going to the senior prom to buy a car then I'll look elsewhere.   My original question was what information can I provide so that the salesman can qualify me as a serious potential buyer. If you're saying that all a salesman cares about is my appearance, I guess there is nothing I can do to help them. Replies to this message: boomchek (Apr 25, 2009 7:27 am) oldfarmer50 (Apr 25, 2009 12:50 pm) volvomax (Apr 25, 2009 7:37 am)
#874 of 935 Re: How do you figure out the ones who can get credit now days? [oldfarmer50] by boomchek Apr 25, 2009 (7:27 am)
Replying to: oldfarmer50 (Apr 25, 2009 7:04 am) Oldfarmer, it wasn't you that did anything wrong as I mentioned in my original repsonse to this. You just ran into a newbie salesman who didn't know how to qualify properly. Replies to this message: oldfarmer50 (Apr 25, 2009 12:50 pm)

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