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Smart Shopper Credit Scores and Vehicle Financing
935 messages, Last post on Jul 28, 2009 at 1:12 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: lokki (Apr 23, 2009 8:06 am) As boom said, you pre-qualify everyone you can. A good salesman can also ask the right questions, its called "qualifying"
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Replying to: fezo (Apr 23, 2009 11:30 am) OK answer me this, what would you rather do, pay 15-29% or walk everywhere? |
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Replying to: snakeweasel (Apr 23, 2009 2:21 pm) tidester, host SUVs and Smart Shopper
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Replying to: tidester (Apr 23, 2009 2:25 pm)
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Replying to: snakeweasel (Apr 23, 2009 2:40 pm) And let's rub salt in the wound. The trip by car takes 1.15 and probably costs less. |
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Replying to: volvomax (Apr 23, 2009 12:54 pm) My experience with my last car purchase was that the salesman had already "qualified" me as a deadbeat as soon as I walked in. What questions should I expect in this process so I can be ready with the information a salesman needs. I really didn't like having to drop my 800 FICO score on his desk to get him interested. Should I come in with hundred dollar bills hanging out of my pockets? What are they looking for? 
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Replying to: boomchek (Apr 22, 2009 10:13 am) I don't know that my expectations are too high but I won't accept a "take it or leave it" attitude. When I inquired last week about a truck and wanted a clarification, the dealer answered my question. He also told me the MSRP was $54,,,+ but they reduced it to $51,300 and then took off the $3,500 rebate. The price was $47,700+ and "you better hurry". The truck has been on their lot for four months at least, so I'm not hopping on the next plane to get there in time.
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Replying to: padres (Apr 23, 2009 8:44 pm) I don't get it. Was there a reason you couldn't do a factory order and still get a decent price? IMHO, if you haven't been able to get the TRUCK you wanted in the past 18 monhts with all the crazyness going on (first gas prices, now economy), something tells me that the issue is with you rather than the dealers' "take it or leave it" attitude. Maybe your expectations are not realistic? Like salespeople have said many times around here, just b/c the economy is bad, you don't give the cars away. Best of luck! Let us know what you end up doing. |
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Replying to: tidester (Apr 23, 2009 2:25 pm) Allot of people here cannot fathom the lives some people have and the crappy hands life has delt them. There are some people who have caused there own problems by being irresponsible, then there are those who have had there life spiral no fault of there own. Tell the divorced mom with 3 kids a dead beat dad, and two jobs to use public transportation or walk. it just does not work. There are people who deserve the break but have to pay for it. Lending is like insurance. If I have two DUI's I can still get insurance but going to pay for it because I am a high risk |
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Replying to: oldfarmer50 (Apr 23, 2009 3:46 pm) You ran into an inexperienced salesperson, that's all. Nothing you could have done differently that would have changed anything, other than dealing with someone more knowledgeable in qualifying customers properly.
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