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Smart Shopper Purchasing Strategies - Questions & Success Stories
3884 messages, Last post on Apr 08, 2009 at 1:08 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: jipster (Feb 27, 2009 11:35 am) Basically, to my mind, she traded away prompt service, courtesy, lack of strong arm tactics, clean waiting rooms, a thorough new car prep and demonstration, and prompt and fair warranty correction in the future, etc. for a lousy $300.
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Replying to: jipster (Feb 27, 2009 11:21 am) I have no problem with them selling add ons. |
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Replying to: houdini1 (Feb 27, 2009 11:58 am) Geeze... Your friend sounds like my mother. I finally refused to give her advice at all...
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Replying to: roadburner (Feb 27, 2009 3:30 pm) |
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Replying to: Mr_Shiftright (Feb 27, 2009 12:56 pm) And whatever extra I paid it was worth every penny. |
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Advice to friends-- at their request-- and then thrown away... It just happens over and over. I suspect that many people "poll" their friends until they find one that agrees with their preconceived notions and then they tell themselves they've found good advice at last! And on the other hand, I know that my "very best advice" just doesn't work universally in the lives of all my friends-- but both of those guys should listen to me more! 
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Replying to: wtd44 (Mar 03, 2009 9:32 pm) "If you want to develop a great reputation for wisdom, find out what it is people what to do and then advise them to do it".
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Replying to: Mr_Shiftright (Mar 03, 2009 9:49 pm) It's the rule of 21s.. Keep asking 21 people, until someone tells you what you want to hear.. |
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| I have a vehicle that i owe five thousand more than its worth, due to last chance financing. Can i trade it in without starting upside down on a new loan, or am i stuck with paying this loan off? | |
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Replying to: scammarn (Mar 27, 2009 5:14 am) Keep in mind that your trade in value will not be the same as "what it's worth" on the retail market, so you may end up being not $5K down, but $7-8K down on a trade in. That's pretty brutal. I think you're stuck paying it off or paying it further down until you get at least reasonably even on it. I guess if your credit is better now than it was when you first financed you might give a try re-financing your car loan. Long shot but possible. My advice is to get some HARD DATA before you make any decisions. That means: 1. research the "book price" (trade in and private party retail) of your car at Edmunds True Market Value http://www.edmunds.com/tmv/used/index.html 2. go to www.autotrader.com, and using "advanced search" find examples of your exact car, nationwide, and then when you get the long list of comparables, look at the bottom of the page for "average price". This will tell you how close TMV is to nationwide asking prices 3. Calculate your current pay-off balance. With these numbers, you will at least know "the score" and what you're up against. 3. |
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