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Purchasing Strategies - Questions & Success Stories

3884 messages,  Last post on Apr 08, 2009 at 1:08 PM

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#3456 of 3884 Re: Blank Check Loans? [jerome8283] by red927 Jul 31, 2008 (7:44 am)
Replying to: jerome8283 (Jul 30, 2008 7:30 pm) I used HSBC to purchase a Honda CR-V for my daughter in April of 2005. The dealer first said that he couldn't accept it. I pointed out that it was a legimate check and stated so in the paperwork I had. He then accepted it without another word. I guess he was upset that I would not use his financing (which was at a higher rate than HSBC).   HSBC was easy to deal with. Approved in a matter of minutes and received the blank check the next day.
#3457 of 3884 help by coonassgirl Aug 14, 2008 (7:53 pm)
2000 used chevy malibau, 75000 miles, great condition, automatic, 4 door, power windows, for the price of 2,500. is this a great deal or what? Replies to this message: jipster (Aug 14, 2008 8:09 pm) kiawah (Aug 15, 2008 5:46 am)
#3458 of 3884 Re: help [coonassgirl] by jipster Aug 14, 2008 (8:09 pm)
Replying to: coonassgirl (Aug 14, 2008 7:53 pm) Sounds like a good deal coonassgirl. You buying from friend, dealership or private owner? .
#3459 of 3884 Re: help [coonassgirl] by kiawah Aug 15, 2008 (5:46 am)
Replying to: coonassgirl (Aug 14, 2008 7:53 pm) I'd have it checked out be a good mechanic, to verify that it really is in "Great" condition. One transmission or engine problem, can set you back another couple grand.....or make your 2500 purchase worthless.
#3461 of 3884 Good Deal or Bad Deal? by ersula Aug 15, 2008 (9:20 am)
You tell me good or bad deal:   2008 Hyundai Limited Edition 4Door AWD MSRP 30875   My out the door 26715 2,000 on trade in; 3500 cash back 72 Month term; 7.5%; 472 a month.   Cars Direct Target Price - 25885 (27696.25 with tax 7%) Replies to this message: jipster (Aug 15, 2008 9:39 am) kyfdx (Aug 15, 2008 11:44 am) mattgg1 (Aug 15, 2008 12:25 pm) ersula (Aug 15, 2008 2:38 pm) mikefm58 (Aug 15, 2008 8:19 pm)
#3462 of 3884 Re: Good Deal or Bad Deal? [ersula] by jipster Aug 15, 2008 (9:39 am)
Replying to: ersula (Aug 15, 2008 9:20 am) Hyundai Limited Edition what? Replies to this message: kyfdx (Aug 15, 2008 11:44 am)
#3464 of 3884 Re: Good Deal or Bad Deal? [jipster] by kyfdx HOST Aug 15, 2008 (11:44 am)
Replying to: jipster (Aug 15, 2008 9:39 am) AWD? I bet it's a Santa Fe..
#3465 of 3884 Re: Good Deal or Bad Deal? [ersula] by mattgg1 Aug 15, 2008 (12:25 pm)
Replying to: ersula (Aug 15, 2008 9:20 am) It doesn't sound like a great deal to me.   For one, you need to leave the amount you got for your trade-in out of the equation, which means you really paid $28,715 for the vehicle.   If it's a Santa Fe, then invoice is around $29,000. After cash back the price would be $25,550. Add your 7% tax and it comes to $27,338. So it looks like you paid about $1400 more than you needed to.   The 2009 models are out and the market for SUVs is soft, so I don't think you'd have any problem buying that vehicle at invoice. Replies to this message: ersula (Aug 15, 2008 2:38 pm) mikefm58 (Aug 15, 2008 8:19 pm)

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