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Buy Here, Pay Here

328 messages,  Last post on Jul 19, 2009 at 7:42 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Car Financing


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#311 of 328
Re: Imagine making... [qbrozen] by oldfarmer50
Mar 06, 2008 (4:00 pm)
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Replying to: qbrozen (Mar 04, 2008 8:54 am)

I recently saw an ad on TV that said they would loan anyone $5750 "just because we trust you". In the small print that flashed for a nano second it said the interest rate was 99%.
#312 of 328
Re: Imagine making... [oldfarmer50] by joel0622
Mar 08, 2008 (8:51 am)
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Replying to: oldfarmer50 (Mar 06, 2008 4:00 pm)

recently saw an ad on TV that said they would loan anyone $5750 "just because we trust you". In the small print that flashed for a nano second it said the interest rate was 99%.
 
Wow, no one coud ever afford that loan. If they could they would not have to borrow in the first place.
 
Wonder how they get around state usory limits
#315 of 328
Re: BHPH vs. renting a car [scarlett1] by kittyzzpurr1
Nov 24, 2008 (2:39 pm)
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Replying to: scarlett1 (Mar 22, 2007 10:27 am)

HELLO I JUST HAVE A QUESTION ABOUT BUY HERE PAY HERE.. YOU GUYS SEEM LIKE YOU KNOW WHAT UR TALKING ABOUT.. I HAVE AN ACURA,PURCHASED 6 MONTHS AGO..115,000 MILES ON IT W/NO WARANTY.
TODAY MY TRANNY WENT OUT, I TOOK IT TO A SHOP AND THEY ARE WANTING TO CHARGE ABOUT 3,000 BUCKS TO FIX,IS THERE ANY THING I CAN BRING TO THE DEALER'S ATTENTION ABOUT FIXING IT OR AM I S.O.L?
#316 of 328
Re: BHPH vs. renting a car [kittyzzpurr1] by oldfarmer50
Nov 24, 2008 (3:01 pm)
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Replying to: kittyzzpurr1 (Nov 24, 2008 2:39 pm)

"...W/NO WARRANTY..."
 
First of all there is no need to shout, you're among friends here.
 
If there is no warranty then Indeed you are S.O.L. What state are you in? Here in NY all dealers have to give a 30 day warranty. But even here after 6 months you'd be stuck.
 
The only way the dealer will help you is if he's Santa Claus and you've been VERY good. You could still ask. Maybe he will give it to you at cost at his shop.
 
If you don't ask, you don't get.
#317 of 328
Re: BHPH vs. renting a car [kittyzzpurr1] by exb0
Nov 25, 2008 (5:47 am)
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Replying to: kittyzzpurr1 (Nov 24, 2008 2:39 pm)

I am going to get beat up for this advice, but I’ll post it anyway.
 
Since you are shopping at a BHPH store, it is save to assume that your credit very bad. In that case I would just let the dealer repo the car and go to another BHPH place to get something else. Just make sure you don’t put anything down.
 
Now, if you have more than 3K invested in the car, and you want to keep it, then you are SOL.
 
BTW, if you are shopping at a BHPH place, why are you buying luxury car? If you are that destitute then get yourself something cheap and reliable that is cheap to maintain.
#319 of 328
Re: BHPH vs. renting a car [exb0] by carthell
Feb 24, 2009 (11:20 am)
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Replying to: exb0 (Nov 25, 2008 5:47 am)

"BTW, if you are shopping at a BHPH place, why are you buying luxury car? If you are that destitute then get yourself something cheap and reliable that is cheap to maintain."
 
Even with a car affordable to the ham-and-egger set, transmission work can be very expensive. I was pricing some new and near-new AT units for my vehicle, and the prices quoted didn't fall that much below the other poster's price (before installation costs, of course). Fortunately, nothing wrong was found with my transmission when I took it to the dealer for service.
 
I'm glad to have found this thread. My brother wants to buy a Maxima within the next few months, and the auction places or local BHPH lots may be the only way he can buy such a vehicle. Please, if anyone has a story to share about your experience, post away! You never know who you're helping.

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