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Smart Shopper Buy Here, Pay Here
328 messages, Last post on Jul 19, 2009 at 7:42 PM
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Replying to: devond (Jun 08, 2006 1:14 pm) Now I'm really lost. So you don't want to buy a car?? Or is your mental roadblock putting $10k down on a car? Cause, I don't know if anybody explained this, but you gotta pay for the car either now or in monthly payments. As a matter of fact, its sometimes BETTER to pay it now to avoid the interest, and considering your credit history, that would amount to ALOT of interest. So, pay $10k on a depreciating asset now? Or pay $15k over the next 3 years? Now you tell me which way is actually "throwing away" more money. |
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...can be found and often the last place you look. I just bought a 1988 Buick Park Avenue with 81K on it for $1,295 last November and it is still going strong. I've driven it regularly since then and have never needed to put any money into it. The car was found at a tiny repair shop on a corner near my workplace. It turned out this car belonged to the brother of the owner who passed away last July. Now, if this car pukes a transmission or something, it goes off to the scrap dealer. However, it has already paid for itself in the time I've had it.
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Replying to: lemko (Jun 09, 2006 5:54 am)
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Replying to: devond (Jun 09, 2006 1:01 pm) Keep driving your fiance's Mercedes until you have enough saved to buy a nice car, like our Accord which cost $20800 OTD. Then keep that car for a long time, like 8-10 years. Yeah, I know it feels strange to write a check for $20800, but I think it is the right thing to do. |
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Replying to: devond (Jun 09, 2006 1:01 pm)  ) or her/his parents paid probably at least 3 times that with thier hard earned cash? And they don't even get to enjoy it? I think there is something wrong with that picture. I will put your words you said back into your mouth... suck it up, take the advice that has been given and get your own set of wheels that you can be proud to say you own.
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Replying to: devond (Jun 08, 2006 1:14 pm) That can't be right, $7K a month after Federal withholding would be about $5,550, add $500 for social security and you should have over $5,000 less any state tax withholding which should only be maybe 2-300.
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Replying to: snakeweasel (Jun 13, 2006 8:10 am)
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Replying to: british_rover (Jun 13, 2006 8:12 am)
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Replying to: snakeweasel (Jun 13, 2006 10:33 am) If I were to guess I would say 5% of taxable income.
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Replying to: british_rover (Jun 13, 2006 11:24 am) Anyway this is getting off topic, back to your regually scheduled slugfest.
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