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Smart Shopper Purchasing at the End of Your Lease
716 messages, Last post on Nov 30, 2009 at 8:03 AM
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| My 2006 S60 is coming off of a lease at the end of the month. I would like to buy the car and I am trying to come up with a fair offer to US Bank. The buyout with tax/fees is $17,200. The car is in great shape and only has 20k miles on it. Price seems fair, but I would guess that it is more than they would get at auction. Any thoughts on a good offer price? | |
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Replying to: ocb642 (Jun 01, 2009 9:28 am)
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Replying to: qbrozen (Jun 01, 2009 11:58 am) |
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Replying to: ocb642 (Jun 01, 2009 9:28 am)
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I leased a 2004 Toyota Highlander, I already made the mistake to lease it for 5 years now I prefer a lower payment than the last 5 years Im under the 60.000 miles and they gave me a offer 5 more years $84 less 7.2% apr and it's mine ,wich helps a lot but Im not happy with the 5Year plan that means Im paying of a car in 10 Years that doesn't sound right to me Please Help what should I do????
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Replying to: ebbetje (Jun 02, 2009 7:27 am) If "paying off" a vehicle is your goal, then leasing is not the method to use for buying a vehicle. At this point, if the Highlander is a reasonable deal then finance it and pay it off. I would recommend taking the five year payment plan, and then paying whatever extra you can. Or set aside the extra money in a savings and then pay it off early. The savings could be used for repairs if necessary (rainy day fund). It will have taken nine or ten years, but at least it will be paid off. The other option is to buy (not lease) something else. Based on your "payment shopping" it sounds like you really can't afford to buy something new or at least something anywhere near as expensive as the Highlander. So you'll be trying to get into something used for a similar price to your used Highlander.
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Replying to: sebring95 (Jun 02, 2009 7:51 am) And buyout amount is $12.900 |
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Replying to: davenga (May 31, 2009 5:43 pm) http://www.edmunds.com/used/2006/volvo/xc90/100553064/options.html?tmvaction=vdp- result it seems as though the $24,500 is reasonable by the dealer. maybe volvomax can chime in... |
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Replying to: davenga (Jun 01, 2009 5:22 pm) Your initial offer for a 2.5T was essentially correct. If it is a 5 cyl, USB is smoking crack. Maybe USB thinks its a V8?? |
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Replying to: ocb642 (Jun 01, 2009 9:28 am)
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