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Leasing vs. Purchasing

517 messages,  Last post on Sep 17, 2009 at 12:47 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Car Financing, Car Leasing


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#515 of 517
Re: Lease or Purchase [kirstie_h] by ctsfan
Sep 17, 2009 (9:38 am)
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Replying to: kirstie_h (Sep 17, 2009 6:15 am)

Thank you kirstie h!
#516 of 517
CTS by stickguy
Sep 17, 2009 (12:12 pm)
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well, given these facts, the purchase seems to be a better idea.
 
Usually a lease is going to be significantly cheaper monthly. $10 doesn't seem to qualify!
 
Look at it this way. For $480 total over 4 years, you can effectivley "buy" a 4 YO CTS for $550/mo for 2 years.
 
look at it the other way, if you keep it 4 years, you will owe. $13,200 o nit. Do you think it will be worth at least that much at that piont? Is that less than the lease buy out price (which is what the leasing company is "betting" it will be worth at that point).
 
Hard to tell with 0% financing when you will cease to be upside down in the loan, but as Kirstie noted, getting out of a lease is nasty. If you want to trade the Caddy in after say 3 years, piece of cake.
#517 of 517
Re: Lease or Purchase [ctsfan] by corvette
Sep 17, 2009 (12:47 pm)
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Replying to: ctsfan (Sep 16, 2009 10:57 pm)

Make sure you have gap insurance if you're putting 0 down and financing for 72 months.

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