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Ford Five Hundred/Mercury Montego Prices Paid and Buying Experience - READ ONLY

149 messages,  Last post on Dec 08, 2007 at 10:24 PM

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What is this discussion about? Ford Five Hundred, Mercury Montego, Sedan


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#80 of 149
0% financing by jbrew7
Jul 05, 2006 (2:09 pm)
Does anyone know who exactly qualifies for the 0% financing. Are we saying those with credit scores above 700?
Considering purchasing a SEL AWD since I live up here in the mountains and you'd be stupid not to have an AWD. Although, I'm wondering how the car will handle in heavy snow. Suburus are great for up here, but I was thinking of something different.
#81 of 149
used 500 by tobig05
Jul 07, 2006 (8:25 pm)
I just purchased an 05 500 limited with every bell and whistle that was available to this car for 21,000 up here in Framingham Mass.So keep working on those prices and good luck.
#82 of 149
smell by tobig05
Jul 07, 2006 (8:30 pm)
The used 500 I just purchased has quite a bad smell of cigarette smoke. Does anyone have any sugestions as to how to get the stink out.
#83 of 149
Please someone clarify Ford Incentives, Help! by kate40
Jul 12, 2006 (9:53 am)
This is my first post. We are looking for a safe family car. We have 1 little one and another on the way so we need to fit two carseats in back.
 
In our area, Southeast Michigan, I see Ford is offering $1000 cash/or gas rebate as well as the 0% financing.
From other postings, it looks like it's more like $2000 or $3000 back and 0%.
 
We have X-plan at work, but I don't know what percent it is off the invoice. Can we use it with the incentives? We may be able to get Z-plan (is that the retiree?) from my father-in-law, but I'm not sure he'll do it. Will we save a lot more? We are a on tight budget and hope to get a fair deal.
Can anyone please explain the incentives, as well as x and z plans?
 
Also, any dealers in SE Michigan you would recommend?
 
Thanks so much in advance--this is a tough decision for us and we really need some guidance from experienced car buyers!!!
#84 of 149
Re: Please someone clarify Ford Incentives, Help! [kate40] by barnstormer64
Jul 12, 2006 (3:59 pm)

Replying to: kate40 (Jul 12, 2006 9:53 am)

X-plan will be a few hundred OVER invoice.
 
Z-plan would probably be something around $1,000 under X-plan . but I'm not sure about that one. Memory's a bit fuzzy.
 
Rebates generally work with X-plan, and probably Z-plan. Your Ford dealer would know for sure.
#85 of 149
Re: 0% financing [jbrew7] by alman08
Jul 12, 2006 (8:58 pm)

Replying to: jbrew7 (Jul 05, 2006 2:09 pm)

Just go to Ford Credit site and apply for the 0% financing. It's free and you will either get an online approval or rejection. If you're qualified, all you have to do is to bring the letter to the dealer when purchasing the vehicle. Saves a lot of time that way.
#86 of 149
Maryland - Advice on Resale of Ford Five Hundred SEL? by bogie924
Jul 18, 2006 (9:39 am)

Replying to: vrm (May 29, 2006 2:35 pm)

I am actually trying to sell my 500 SEL. It's an awesome car but it is absolutely HUGE!! It's just too much car for me. It has a few extras like leather, moon roof and tinted windows. The kicker is that the car is near perfect condition with only 7000 miles and dealer don't want to offer me anything as a trade! Anyone got any advise on a alternate way of selling it? I know I won't get what I think the cars worth but I gotta be able to get more than the dealer!
#87 of 149
How's the 500 selling? by luvmbooty
Jul 19, 2006 (5:54 am)
I'm going to see a dealer today and I want a little ammunition in my pocket. Where could I find on the net the figures on how the 500 is selling? Thanks!
#88 of 149
Re: How's the 500 selling? [luvmbooty] by slider7
Jul 19, 2006 (7:13 pm)

Replying to: luvmbooty (Jul 19, 2006 5:54 am)

I bought a new merlot and black '06 Five with 17 miles on the odo last night. I recommend you search all dealer inventories in your area via Ford.com. Know whether you want black interior or tan and what exterior color based on ever dwindling inventory. What options? Go to the dealers on Sunday to closely inspect for damage, chips, scrapes, dents, and don't forget to look under the car for collisions with curb islands or transport mishaps. If you are satisfied with what you find, tell the dealer straight up, "I want to test drive that vehicle". Make sure all doors are closed fully so you can read odo mileage accumulated so far. Don't get suckered on a "Brand New" ie "never been titled" car with 500 to 5000 miles already on it. After checking for the funtionality of all controls and options, cut to the chase, tell them you are only interested in buying at invoice, 0.0% financing, absolutely no money down, and YOU want the Cash Rebate! A thousand bucks in your bank will make you feel like a King where $16.00 less payment per month won't. If you like a "demo" you must get the mileage, leave and research Kelly Blue book first! One dealer had a Blue/Black Limited FWD with all options and 5,100 miles put on by the service manager. Kelly said 2006 FWD Ltd with a $31,500 sticker now only worth $19,750 as a trade in. I told the salesman the only thing new about that car is the tags & title. I offered $22,500, manager balked, and I walked. Now they've left messages yesterday and today to "come get it" ()} Don't let the dealership "drive the bride" and leave the "groom/buyer" to pay for the Wedding & Honeymoon. Your silence is your best freind. I said no warranties, no protections, got the customary $2061.00 discount, no processing fee, 0.0%, tax, title, tag included in loan, $1000.00 cash on the way, and payments of rounded $461 for five years and the factory will be sending the $900 "holdback" to the dealer to ease the pain of invoice only and no processing fee. If you buy the same car as an '07 at 4.9% youll pay $4000 in interest and no rebate so the same car, newer year, costs you $5000.00 more!! Still wanna add that $1200 protection and $1800 extended warranty too? $8000.00, "but it's only $133.33" more per month, says the aftersale hottie in baby doll pumps, short skirt, and loose blouse. No No No!
#89 of 149
Re: How's the 500 selling? [slider7] by luvmbooty
Jul 19, 2006 (9:12 pm)

Replying to: slider7 (Jul 19, 2006 7:13 pm)

I had already looked at inventory for Staten Island,2 in Brooklyn, and Manhattan. I'm only interested in the SE 2WD. SEL and Limited are too pricey for me and on Staten Island I'll get around fine with 2WD and save a little on gas.
 
No SE's at Island Ford. Only one 2WD SEL, 7 AWD SELs, and one Limited there. 2 2WD SE's at Popular Ford but they're both Pueblo Gold with Pebble interior, which are exactly the colors I'm not looking for. All 6 2006s at Premier Ford are Limited. Manhattan has one measly AWD SEL! I guess the SEs are popular in my area.
 
I checked for used 05 and 06 on Autotrader.com. Get this. Staten Island had used 05 SE with traction, 13,700 miles and asking $19,995. I also found 3 different dealers in NJ with used 500s. Bergenfield had 06 SE, no options, 12,601 miles, asking $16,998. Somerville had 05 SEL with Curtain side airbags, 11,336 miles, asking $16,995. Freehold had 05 SEL with Leather seats and traction, ONLY 6,001 miles, asking $16,995! All 3 cars are 2WDs.
 
Island Ford, are you crazy? I'd drive to Freehold and back, a total of 3 hours and I'm saving a thousand per hour! Plus a 06 model, and 2 SELs with lower mileage for $3,000 less!

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