- #926 of 947
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Re: Buying a car in Georgia but live in New York [drivingmenuts]
by jfitz2
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Sep 01, 2009 (7:34 pm)
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Replying to: drivingmenuts (Sep 01, 2009 9:42 am)
I can tell you how my experience worked. I recently (May 2009) purchased a used Volvo in South Carolina and I live in Texas. I had the same concerns as you with the transaction. The way it worked for me and likely will work for you is that I paid the Sales tax to the dealer in South Carolina and they processed all the paperwork and sent the check/paperwork etc. off to the tax office in Texas. They sent a portion of the tax money to the South Carolina (the max auto sales tax in S.C. is $300) tax office and the rest to the Texas tax office. As long as the tax office in your home state is provided with proof that you have paid enough taxes you are good. One thing that could be a problem is if the tax rate in Georgia is more than New York, you will not get any money returned to you should you overpay - so beware of this. The other thing to watch for is that (in Texas at least) you are required to register the vehicle within 30 days, so the dealer needs to send off the paperwork/check reasonably quickly. I would also add that tax fraud/problems are generally not something that dealers like to take a chance on so as long as this is a bigger, 'reputable' dealer, you should have nothing to worry about. Hope this helps.
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- #927 of 947
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Re: Buying a car in Georgia but live in New York [drivingmenuts]
by oldfarmer50
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Sep 02, 2009 (3:47 am)
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Replying to: drivingmenuts (Sep 01, 2009 9:42 am)
"...not going to be a hassle to register once we get it back to New York..."
In NY who ever registers the car pays the sales tax. If the dealer is not doing that for you, you may get a rude surprise when you go to the DMV to do it yourself.
euphonium makes a good point, if the dealer does not have a NYS "certificate of authority" to collect sales tax he can't do that for you. Better check before you hand over any money. NY wants their money and they don't care if you already paid to the dealer. They will demand you pay or no registration.
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- #928 of 947
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Re: Buying a car in Georgia but live in New York [jfitz2]
by oldfarmer50
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Sep 02, 2009 (3:49 am)
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Replying to: jfitz2 (Sep 01, 2009 7:34 pm)
"...if the tax rate in Georgia is more than New York..."
LOL Not much chance of that!
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- #929 of 947
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Re: Buying a car in Georgia but live in New York [oldfarmer50]
by jfitz2
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Sep 02, 2009 (7:21 am)
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Replying to: oldfarmer50 (Sep 02, 2009 3:49 am)
Doing a quick search reveals that New York and Georgia are actually pretty close:
http://www.kiplinger.com/php/cartax.html
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- #930 of 947
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Re: Buying a car in Georgia but live in New York [oldfarmer50]
by jfitz2
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Sep 02, 2009 (7:30 am)
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Replying to: oldfarmer50 (Sep 02, 2009 3:47 am)
The dealer does not need a 'certificate of authority' or need to have a registered NY sales tax number . I have just gone through this scenario, albeit in different states. When it comes to sales tax, all states work under the premise of reciprocity when it comes to collection of sales tax.
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- #931 of 947
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Re: Buying a car in Georgia but live in New York [jfitz2]
by fordfool
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Sep 02, 2009 (5:44 pm)
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Replying to: jfitz2 (Sep 02, 2009 7:21 am)
> Doing a quick search reveals that New York and Georgia are actually pretty close:
Sales tax is a combination of state, county, and local taxes. Atlanta is 7% (but 6% in neighboring Cobb County). Buffalo, New York is 8.75% while New York City is 8.88%.
I paid more in sales tax for my present car than I paid in total for a 1963 Buick Wildcat in 1965 or a 1968 Cougar in 1970. New York also taxes rebates such as the CFC money.
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- #932 of 947
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Re: Buying a car in Georgia but live in New York [fordfool]
by jfitz2
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Sep 03, 2009 (7:42 am)
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Replying to: fordfool (Sep 02, 2009 5:44 pm)
I was only charged the state tax (6.25%), there were no additional county or local taxes added when I registered in Texas.
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- #933 of 947
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Re: Buying a car in Georgia but live in New York [jfitz2]
by oldfarmer50
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Sep 03, 2009 (12:02 pm)
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Replying to: jfitz2 (Sep 02, 2009 7:21 am)
"...NY and Georgia are actually pretty close..."
In NY sales tax is collected by the state (4.25%), the county and sometimes local government. That can more than double the actual tax due. I don't know if Georgia has something similar but I doubt it. Nobody taxes like NY.
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- #934 of 947
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Re: Buying a car in Georgia but live in New York [jfitz2]
by oldfarmer50
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Sep 03, 2009 (12:21 pm)
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Replying to: jfitz2 (Sep 02, 2009 7:30 am)
"...dealer does not need a "certificate of authority"..."
Darned if you aren't right. I checked with my contact in NYS T&F and the dealer in Georgia can take your sales tax and "pass it on" without actually "collecting" it. Funny, a NY business can't do that, hence my confusion.
Just be sure you calculate it correctly for your local address as it can vary from 7% to over 9%.
One more thing, if after all your due diligence you still get a bill from NY, you can file form DTF-804 with your receipt from the dealer in Georgia.
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- #935 of 947
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2009 Auto Sales Tax - Obama stimulus ...
by bigdadi118
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Sep 05, 2009 (2:25 am)
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In Aug I just bought a used car $18,019 and paid 6.25% sale tax to state ... I heard that Obama will give this a break of some kind tax deduction / credit ... how does this work?
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