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Smart Shopper Insurance and NJ No-Point Ticket option
672 messages, Last post on Nov 27, 2009 at 10:38 PM
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I'm sorry to hear about your accident, jts3234. Unfortunately, any time there is an accident, the vehicle that rear-ends the other one is usually considered to be at fault. You definitely can and should go to court to try to plea bargain your ticket down to a lower offense. If the ticket that you received is only two points as you states, there is a decent chance that you can get them to drop it to a no point violation. This is a good thing because it will keep the points from being reported to your insurance company. The bad news is that since the police were involved in this accident, your insurance company will probably find out about it and raise your rates anyhow. Car_man Host Smart Shopper Forum |
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I'm sorry to hear about your speeding ticket, mshah. They are never fun to get. You can find out exactly how many points your ticket will be by visiting the following site: New Jersey Motor Vehicle Commission - Violations and Penalties. This scale is valid for any tickets received in the state of New Jersey. I am not sure how it works today, but years go I heard that any ticket that a New Jersey resident received out of state only counted as two points, regardless of how fast they were going. If this is still the case, and you were given your ticket in Pennsylvania, it may only be two points. Either way, if you can go to court to try to plea bargain your violation down to a lesser offense you definitely should. New Jersey residents are usually able to get two points knocked off of their tickets just by showing up to court, talking with the prosecutor, and being polite. If you can get this down to a no point violation, your insurance will not increase, which is a very good thing. Car_man Host Smart Shopper Forum
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Replying to: Car_man (May 02, 2005 3:19 am) of course, the poster wasn't clear as to where he/she actually got that ticket. |
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Replying to: qbrozen (May 02, 2005 6:55 am) Thanks so much for your help! I apologize for not specifying ... I received the ticket in PA ... so I hope that's true that I only receive 2 points, and hopefully they'll work with me to get them removed. From reading prior posts, it seems that even if I get the points removed, my insurance company would still know about the moving violation. Maybe I misunderstood ... but you don't think that my premium would increase? It would maybe just be noted? Thanks for your help ... I really appreciate it. |
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Replying to: mshah (May 02, 2005 7:33 am) And, yes, those 2 points will be on your insurance. Whether they affect it or not all depends on your insurance company. |
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 Okay, I have had the worst luck this past month. First, I received a ticket for doing 40 in a 25 and I am going to court this week to try to get the 2 points dropped. Well then, I received a 81 in a 55 on the GSP in Clifton on a Wed and then a 78 in a 55 on Rt. 1 in North Brunswick on Friday! Well, now I am scared about these points, considering these are both 4 point tickets. Do u have any advice for me? Should I get a lawye?r Will the second ticket know about the first since the court dates will be days apart? Can I get away with not mentioning the first or does that stuff get processed right away? Thanks!!!
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Replying to: lvh (May 02, 2005 4:01 pm) Yes, you should get a lawyer, and you should probably have him/her on speed dial. |
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Replying to: mshah (May 02, 2005 7:33 am) Just one quick question ... I had placed a post earlier about receiving a speeding ticket in PA ... and I'm a resident of NJ. I have my court appearance tomorrow, and I am very unsure as to whether or not to plead guilty, not guily, or no contest. I do want to bargain the point aspect of it if I can, but I don't know if I answered one or the other, it would hurt my chances of getting the points eliminated. I'd really appreciate someone's help. Thanks!
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I'm not completely familiar with the court process in Pennsylvania, mshah, but in most states you will have an opportunity to speak with the prosecutor to either state your case or ask for leniency prior to going before the judge. Do not enter a plea until you have had an opportunity to speak with the prosecutor. Once you have done so, if they are willing to work with you they will reduce the offense that you have been charged with in exchange for a guilty plea. Car_man Host Smart Shopper Forum |
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Replying to: mshah (May 04, 2005 2:10 pm) OK, as far as your ticket, it doesn't matter what happens in that Pennsy court. As that link given earlier shows, ANY moving violation in another state results in 2 points on your NJ license. SO, unless you can get a non-moving violation when you go to court, it will have the same effect on your NJ license if you get a 2-pointer, 4-pointer, or 12-pointer moving violation. |
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