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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#669 of 672 NJM Insurance and Points HELP!! by sully73 Nov 07, 2009 (2:42 pm)
I went 19 years without any traffic violation. 3 moths ago I got a ticket for driving over a painted island which cost me 2 points. I didn't fight it because I was wrong.   Today, I got pulled over for not stopping at a stop sign. I thought I stopped completely, I guess I slightly rolled. It had to be so minimal of a roll. It's ridiculous. Anyway, it's 2 more points. The cop was not nice.   I have NJM Insurance and I was wondering if I go to court to have the points removed will NJM ignore them also or will they still look at me as now having 4 points even if I get the two from today removed? I really don't want to go to court, I just want to pay it and forget about it. If NJM will still know about the violation and consider me now having 4 points, then I don't want to go to court. I went 19 years without getting pulled over, I will just try to be very careful from now on.   Any advice about NJM would be greatly appreciated.   Thanks ! Replies to this message: qbrozen (Nov 08, 2009 7:27 pm) fezo (Nov 10, 2009 8:58 am)
#670 of 672 Re: NJM Insurance and Points HELP!! [sully73] by qbrozen Nov 08, 2009 (7:27 pm)
Replying to: sully73 (Nov 07, 2009 2:42 pm) they will only know whatever the outcome of the court date is. As it stands, you still only have 2 points until this current ticket shows up on you record, which won't happen until you plead guilty by paying it or have your day in court. Replies to this message: fezo (Nov 10, 2009 8:58 am)
#671 of 672 Re: NJM Insurance and Points HELP!! [qbrozen] by fezo Nov 10, 2009 (8:58 am)
Replying to: qbrozen (Nov 08, 2009 7:27 pm) See if they will let you plead down to something on the order of "failure to observe sign" which would indeed cover it at no points. I had exactly this thing happen to me a dozen years ago. I KNOW I stopped. I saw the cops stationed there for exactly that purpose but the cop insisted I didn't come to a complete stop. Oh, well.
#672 of 672 improper turn 3 points by raven650 Nov 27, 2009 (10:38 pm)
got a tckt for making a improper left turn on Rt 35 laurence harbour. I was listening to my gps and when it told me to make a left it was so sudden the street was right there apparently I ran a red light not realizing. That was my fault I should have payed more attention to the light. I was not speeding in fact I was under the limit. I apologized to the officer, but he said that i shoudn't listen to the gps anyway. This is my first moving violation should I bother to go to court or give it a shot to plead not guilty and to bargain down and pay the hefty fee for no points.   Do i have a chance?

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