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Insurance and NJ No-Point Ticket option

671 messages,  Last post on Nov 10, 2009 at 8:58 AM

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#665 of 671 Re: 13 years clean record in NJ, got speeding ticket, do I pay or goto court an [tvn1] by qbrozen Aug 23, 2009 (5:29 pm)
Replying to: tvn1 (Aug 23, 2009 3:11 pm) No need for a lawyer. Just go to court, plead not guilty, and see what the prosecutor will do for you.
#666 of 671 Re: HELP [psj1619] by mpkrasner Oct 06, 2009 (7:57 pm)
Replying to: psj1619 (Aug 09, 2007 12:50 pm) I'm basically in the same situation as you and was wondering what happened with your situation (i.e. what you decided to do and what the outcome was).   Thanks.
#667 of 671 point reductions for good driving by cnoir Oct 12, 2009 (7:39 am)
hi, this thread is awesome, but after searching i haven't been able to find a solution to my problem:   So I'm aware that after 1 yr of good driving (w/ no points issued) the NJ DMV removed up to 3 points from one's license.   Unfortunately, I have three points on my license and got pulled over for 4 pt ticket (46/25) with a court date just 30 days shy of the anniversary date of the last ticket issued. See where I'm going with this?   Is it possible to postpone court date another month and still take advantage of the 3 points that are removed (yearly) since the new ticket issued is pending??   Thanks for any guidance! (I have a heavy right foot) Replies to this message: qbrozen (Oct 12, 2009 12:40 pm)
#668 of 671 Re: point reductions for good driving [cnoir] by qbrozen Oct 12, 2009 (12:40 pm)
Replying to: cnoir (Oct 12, 2009 7:39 am) Maybe, but why? Where it really counts is your insurance, and it takes 3 years for it to come off there.
#669 of 671 NJM Insurance and Points HELP!! by sully73 Nov 07, 2009 (2:42 pm)
I went 19 years without any traffic violation. 3 moths ago I got a ticket for driving over a painted island which cost me 2 points. I didn't fight it because I was wrong.   Today, I got pulled over for not stopping at a stop sign. I thought I stopped completely, I guess I slightly rolled. It had to be so minimal of a roll. It's ridiculous. Anyway, it's 2 more points. The cop was not nice.   I have NJM Insurance and I was wondering if I go to court to have the points removed will NJM ignore them also or will they still look at me as now having 4 points even if I get the two from today removed? I really don't want to go to court, I just want to pay it and forget about it. If NJM will still know about the violation and consider me now having 4 points, then I don't want to go to court. I went 19 years without getting pulled over, I will just try to be very careful from now on.   Any advice about NJM would be greatly appreciated.   Thanks ! Replies to this message: qbrozen (Nov 08, 2009 7:27 pm) fezo (Nov 10, 2009 8:58 am)
#670 of 671 Re: NJM Insurance and Points HELP!! [sully73] by qbrozen Nov 08, 2009 (7:27 pm)
Replying to: sully73 (Nov 07, 2009 2:42 pm) they will only know whatever the outcome of the court date is. As it stands, you still only have 2 points until this current ticket shows up on you record, which won't happen until you plead guilty by paying it or have your day in court. Replies to this message: fezo (Nov 10, 2009 8:58 am)
#671 of 671 Re: NJM Insurance and Points HELP!! [qbrozen] by fezo Nov 10, 2009 (8:58 am)
Replying to: qbrozen (Nov 08, 2009 7:27 pm) See if they will let you plead down to something on the order of "failure to observe sign" which would indeed cover it at no points. I had exactly this thing happen to me a dozen years ago. I KNOW I stopped. I saw the cops stationed there for exactly that purpose but the cop insisted I didn't come to a complete stop. Oh, well.

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