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Insurance and NJ No-Point Ticket option

671 messages,  Last post on Nov 10, 2009 at 8:58 AM

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#662 of 671
Re: Can I bargain in Mount Olive [fezo] by jbg3
Jun 19, 2009 (10:12 am)
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Replying to: fezo (Jun 19, 2009 10:00 am)

Worst case scenario - if they won't plead it down, do I get hit with extra court fees? Or is it the same as if I paid it out from the start? I hate this - I've never gone through this before and I'm 36.
If I end up with the points, and take one of those defensive driving courses that takes points off, does it still stay on my record? How does that work? It's $50 to take the course online and get 2 points taken off, so dollar value wise, is it the equivalent of a no-point fine that costs $50 more? Or does that make a big difference?
#663 of 671
Re: Can I bargain in Mount Olive [jbg3] by fezo
Jun 19, 2009 (10:22 am)
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Replying to: jbg3 (Jun 19, 2009 10:12 am)

Unfortunately you're beyond my expertise here. I'm not a lawyer or anything - just someone who discovered this trick.
 
They will nail you for court costs just for bringing it into court unless you managed to beat it down to a not guilty which isn't likely.
 
My biggest question would be will your insurance company leave your rates alone if you go and take the course. To me what they'd do to your rates is the big concern.
#664 of 671
13 years clean record in NJ, got speeding ticket, do I pay or goto court an by tvn1
Aug 23, 2009 (3:11 pm)
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First time stop by cop in last 13 years in NJ, very clean record. got speeding ticket, speed at 78 on 55 mph road in NJ, coming bak from work around 8PM, very co-operative driver, sofar drove 200K miles, never did any mistake. This is 4 point and $200 fine, do I pay or goto court and accept it, and talk to judge, it is my fault. I wanted to show my clean driver record, also very care person, driving opn that road for last Two years (coming back from work), does judge will show mercy and reduce it?.
 
I have NJM currently, I am worrying what will happen to, if I pay fine without going to court, may be insurance will throwme out and I have to lok for some otehr insurance, please suggest me.
 
I cannot afford hire lawyer, please suggest me. Thanks in advance.
#665 of 671
Re: 13 years clean record in NJ, got speeding ticket, do I pay or goto court an [tvn1] by qbrozen
Aug 23, 2009 (5:29 pm)
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Replying to: tvn1 (Aug 23, 2009 3:11 pm)

No need for a lawyer. Just go to court, plead not guilty, and see what the prosecutor will do for you.
#666 of 671
Re: HELP [psj1619] by mpkrasner
Oct 06, 2009 (7:57 pm)
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Replying to: psj1619 (Aug 09, 2007 12:50 pm)

I'm basically in the same situation as you and was wondering what happened with your situation (i.e. what you decided to do and what the outcome was).
 
Thanks.
#667 of 671
point reductions for good driving by cnoir
Oct 12, 2009 (7:39 am)
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hi, this thread is awesome, but after searching i haven't been able to find a solution to my problem:
 
So I'm aware that after 1 yr of good driving (w/ no points issued) the NJ DMV removed up to 3 points from one's license.
 
Unfortunately, I have three points on my license and got pulled over for 4 pt ticket (46/25) with a court date just 30 days shy of the anniversary date of the last ticket issued. See where I'm going with this?
 
Is it possible to postpone court date another month and still take advantage of the 3 points that are removed (yearly) since the new ticket issued is pending??
 
Thanks for any guidance! (I have a heavy right foot)
#668 of 671
Re: point reductions for good driving [cnoir] by qbrozen
Oct 12, 2009 (12:40 pm)
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Replying to: cnoir (Oct 12, 2009 7:39 am)

Maybe, but why?
Where it really counts is your insurance, and it takes 3 years for it to come off there.
#669 of 671
NJM Insurance and Points HELP!! by sully73
Nov 07, 2009 (2:42 pm)
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I went 19 years without any traffic violation. 3 moths ago I got a ticket for driving over a painted island which cost me 2 points. I didn't fight it because I was wrong.
 
Today, I got pulled over for not stopping at a stop sign. I thought I stopped completely, I guess I slightly rolled. It had to be so minimal of a roll. It's ridiculous. Anyway, it's 2 more points. The cop was not nice.
 
I have NJM Insurance and I was wondering if I go to court to have the points removed will NJM ignore them also or will they still look at me as now having 4 points even if I get the two from today removed? I really don't want to go to court, I just want to pay it and forget about it. If NJM will still know about the violation and consider me now having 4 points, then I don't want to go to court. I went 19 years without getting pulled over, I will just try to be very careful from now on.
 
Any advice about NJM would be greatly appreciated.
 
Thanks !
#670 of 671
Re: NJM Insurance and Points HELP!! [sully73] by qbrozen
Nov 08, 2009 (7:27 pm)
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Replying to: sully73 (Nov 07, 2009 2:42 pm)

they will only know whatever the outcome of the court date is. As it stands, you still only have 2 points until this current ticket shows up on you record, which won't happen until you plead guilty by paying it or have your day in court.
#671 of 671
Re: NJM Insurance and Points HELP!! [qbrozen] by fezo
Nov 10, 2009 (8:58 am)
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Replying to: qbrozen (Nov 08, 2009 7:27 pm)

See if they will let you plead down to something on the order of "failure to observe sign" which would indeed cover it at no points. I had exactly this thing happen to me a dozen years ago. I KNOW I stopped. I saw the cops stationed there for exactly that purpose but the cop insisted I didn't come to a complete stop. Oh, well.

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