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Smart Shopper Insurance and NJ No-Point Ticket option
672 messages, Last post on Nov 27, 2009 at 10:38 PM
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Replying to: jbg3 (Jun 18, 2009 3:33 pm) Anyway, I'm with you - the points would drive me crazy. I'd go in and try to plead down to something like failure to observe sign which is a no point. Yeah, you pay money up front but I'd love not having the points. There's no guarantee going in that you'll have a deal but the odds are in your favor. The one negative I see is that the cop sounds like maybe a hard ass. I had one of those once. In the end he signed off on it but kicked up the cost.
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Replying to: fezo (Jun 19, 2009 10:00 am) If I end up with the points, and take one of those defensive driving courses that takes points off, does it still stay on my record? How does that work? It's $50 to take the course online and get 2 points taken off, so dollar value wise, is it the equivalent of a no-point fine that costs $50 more? Or does that make a big difference?
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Replying to: jbg3 (Jun 19, 2009 10:12 am) They will nail you for court costs just for bringing it into court unless you managed to beat it down to a not guilty which isn't likely. My biggest question would be will your insurance company leave your rates alone if you go and take the course. To me what they'd do to your rates is the big concern. |
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First time stop by cop in last 13 years in NJ, very clean record. got speeding ticket, speed at 78 on 55 mph road in NJ, coming bak from work around 8PM, very co-operative driver, sofar drove 200K miles, never did any mistake. This is 4 point and $200 fine, do I pay or goto court and accept it, and talk to judge, it is my fault. I wanted to show my clean driver record, also very care person, driving opn that road for last Two years (coming back from work), does judge will show mercy and reduce it?. I have NJM currently, I am worrying what will happen to, if I pay fine without going to court, may be insurance will throwme out and I have to lok for some otehr insurance, please suggest me. I cannot afford hire lawyer, please suggest me. Thanks in advance.
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Replying to: tvn1 (Aug 23, 2009 3:11 pm) |
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Replying to: psj1619 (Aug 09, 2007 12:50 pm) Thanks. |
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hi, this thread is awesome, but after searching i haven't been able to find a solution to my problem: So I'm aware that after 1 yr of good driving (w/ no points issued) the NJ DMV removed up to 3 points from one's license. Unfortunately, I have three points on my license and got pulled over for 4 pt ticket (46/25) with a court date just 30 days shy of the anniversary date of the last ticket issued. See where I'm going with this? Is it possible to postpone court date another month and still take advantage of the 3 points that are removed (yearly) since the new ticket issued is pending?? Thanks for any guidance! (I have a heavy right foot)
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Replying to: cnoir (Oct 12, 2009 7:39 am) Where it really counts is your insurance, and it takes 3 years for it to come off there. |
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I went 19 years without any traffic violation. 3 moths ago I got a ticket for driving over a painted island which cost me 2 points. I didn't fight it because I was wrong. Today, I got pulled over for not stopping at a stop sign. I thought I stopped completely, I guess I slightly rolled. It had to be so minimal of a roll. It's ridiculous. Anyway, it's 2 more points. The cop was not nice. I have NJM Insurance and I was wondering if I go to court to have the points removed will NJM ignore them also or will they still look at me as now having 4 points even if I get the two from today removed? I really don't want to go to court, I just want to pay it and forget about it. If NJM will still know about the violation and consider me now having 4 points, then I don't want to go to court. I went 19 years without getting pulled over, I will just try to be very careful from now on. Any advice about NJM would be greatly appreciated. Thanks !
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Smart Shopper Insurance and NJ No-Point Ticket option
