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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#659 of 672
Can I bargain in Mount Olive by jbg3
Jun 18, 2009 (3:33 pm)
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I just got a ticket for "failure to keep right".
I turned into the left turn lane too soon - I was on the yellow hash marks before it was a turn lane. Sorry - I think it's a lame excuse of a ticket, but yes, I was wrong.
Does anyone know if it's worth going to traffic court to try to plea into something without points? I'm less concerned about the fine - although I don't even know what it is. But the 2 points will kill me. My record is clean otherwise. Help!
#661 of 672
Re: Can I bargain in Mount Olive [jbg3] by fezo
Jun 19, 2009 (10:00 am)
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Replying to: jbg3 (Jun 18, 2009 3:33 pm)

Wow. That's a tough one. For two points at least you should get your money's worth and drive on the sidewalk. To show how silly the points can get, driving on the sidewalk is only two points but impr5oper passing of an ice cream truck is four point.
 
Anyway, I'm with you - the points would drive me crazy. I'd go in and try to plead down to something like failure to observe sign which is a no point. Yeah, you pay money up front but I'd love not having the points.
 
There's no guarantee going in that you'll have a deal but the odds are in your favor. The one negative I see is that the cop sounds like maybe a hard ass. I had one of those once. In the end he signed off on it but kicked up the cost.
#662 of 672
Re: Can I bargain in Mount Olive [fezo] by jbg3
Jun 19, 2009 (10:12 am)
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Replying to: fezo (Jun 19, 2009 10:00 am)

Worst case scenario - if they won't plead it down, do I get hit with extra court fees? Or is it the same as if I paid it out from the start? I hate this - I've never gone through this before and I'm 36.
If I end up with the points, and take one of those defensive driving courses that takes points off, does it still stay on my record? How does that work? It's $50 to take the course online and get 2 points taken off, so dollar value wise, is it the equivalent of a no-point fine that costs $50 more? Or does that make a big difference?
#663 of 672
Re: Can I bargain in Mount Olive [jbg3] by fezo
Jun 19, 2009 (10:22 am)
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Replying to: jbg3 (Jun 19, 2009 10:12 am)

Unfortunately you're beyond my expertise here. I'm not a lawyer or anything - just someone who discovered this trick.
 
They will nail you for court costs just for bringing it into court unless you managed to beat it down to a not guilty which isn't likely.
 
My biggest question would be will your insurance company leave your rates alone if you go and take the course. To me what they'd do to your rates is the big concern.
#664 of 672
13 years clean record in NJ, got speeding ticket, do I pay or goto court an by tvn1
Aug 23, 2009 (3:11 pm)
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First time stop by cop in last 13 years in NJ, very clean record. got speeding ticket, speed at 78 on 55 mph road in NJ, coming bak from work around 8PM, very co-operative driver, sofar drove 200K miles, never did any mistake. This is 4 point and $200 fine, do I pay or goto court and accept it, and talk to judge, it is my fault. I wanted to show my clean driver record, also very care person, driving opn that road for last Two years (coming back from work), does judge will show mercy and reduce it?.
 
I have NJM currently, I am worrying what will happen to, if I pay fine without going to court, may be insurance will throwme out and I have to lok for some otehr insurance, please suggest me.
 
I cannot afford hire lawyer, please suggest me. Thanks in advance.
#665 of 672
Re: 13 years clean record in NJ, got speeding ticket, do I pay or goto court an [tvn1] by qbrozen
Aug 23, 2009 (5:29 pm)
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Replying to: tvn1 (Aug 23, 2009 3:11 pm)

No need for a lawyer. Just go to court, plead not guilty, and see what the prosecutor will do for you.
#666 of 672
Re: HELP [psj1619] by mpkrasner
Oct 06, 2009 (7:57 pm)
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Replying to: psj1619 (Aug 09, 2007 12:50 pm)

I'm basically in the same situation as you and was wondering what happened with your situation (i.e. what you decided to do and what the outcome was).
 
Thanks.
#667 of 672
point reductions for good driving by cnoir
Oct 12, 2009 (7:39 am)
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hi, this thread is awesome, but after searching i haven't been able to find a solution to my problem:
 
So I'm aware that after 1 yr of good driving (w/ no points issued) the NJ DMV removed up to 3 points from one's license.
 
Unfortunately, I have three points on my license and got pulled over for 4 pt ticket (46/25) with a court date just 30 days shy of the anniversary date of the last ticket issued. See where I'm going with this?
 
Is it possible to postpone court date another month and still take advantage of the 3 points that are removed (yearly) since the new ticket issued is pending??
 
Thanks for any guidance! (I have a heavy right foot)
#668 of 672
Re: point reductions for good driving [cnoir] by qbrozen
Oct 12, 2009 (12:40 pm)
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Replying to: cnoir (Oct 12, 2009 7:39 am)

Maybe, but why?
Where it really counts is your insurance, and it takes 3 years for it to come off there.

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