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Smart Shopper Insurance and NJ No-Point Ticket option
672 messages, Last post on Nov 27, 2009 at 10:38 PM
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Replying to: clelih (Apr 08, 2009 1:14 pm) HOWEVER- if this is not your first time pleading this you may have an issue like I do now. Now i heard somewhere that it takes at least 4 years after 'using' this action in order to use it again-- but I"m going through the process now where in 2004 I 'used it', and just recently (court date was in january of this year) paid $600 in cash to have the 12mph over speed limit points reduced to another plea. They said it should be ok, however I just learned a couple of days ago i have 4 points on my license. I went to the courthours tonight actually and asked--- a laywer told me as of recently the DMV wll still slap the points on IF you have used it in the past. And if this is the case, I would need to reopen the case and have it appealed - that it usually goes through the 2nd time. But i have yet to experience this--my first step is to get the DMV report and see what court code the points are associated with.
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Replying to: rs79 (Apr 13, 2009 4:01 pm) The two times I did this were within 4 years of each other but a fairly long time ago. |
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I just got a ticket for "failure to keep right". I turned into the left turn lane too soon - I was on the yellow hash marks before it was a turn lane. Sorry - I think it's a lame excuse of a ticket, but yes, I was wrong. Does anyone know if it's worth going to traffic court to try to plea into something without points? I'm less concerned about the fine - although I don't even know what it is. But the 2 points will kill me. My record is clean otherwise. Help!
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Replying to: jbg3 (Jun 18, 2009 3:33 pm) Anyway, I'm with you - the points would drive me crazy. I'd go in and try to plead down to something like failure to observe sign which is a no point. Yeah, you pay money up front but I'd love not having the points. There's no guarantee going in that you'll have a deal but the odds are in your favor. The one negative I see is that the cop sounds like maybe a hard ass. I had one of those once. In the end he signed off on it but kicked up the cost.
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Replying to: fezo (Jun 19, 2009 10:00 am) If I end up with the points, and take one of those defensive driving courses that takes points off, does it still stay on my record? How does that work? It's $50 to take the course online and get 2 points taken off, so dollar value wise, is it the equivalent of a no-point fine that costs $50 more? Or does that make a big difference?
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Replying to: jbg3 (Jun 19, 2009 10:12 am) They will nail you for court costs just for bringing it into court unless you managed to beat it down to a not guilty which isn't likely. My biggest question would be will your insurance company leave your rates alone if you go and take the course. To me what they'd do to your rates is the big concern. |
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