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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#641 of 672 Re: wrong statute code [fezo] by amanda14 Mar 30, 2009 (5:27 pm)
Replying to: fezo (Mar 30, 2009 4:33 pm) Thanks Fezo for the information. I will definetly go to court to try to plead it down. I just wonder in case they do reduce the point to 2 or 0, does it help with my insurance cost? I insured with ameriprise (via costco), and have had a clean record. Replies to this message: fezo (Mar 30, 2009 6:39 pm)
#642 of 672 Re: wrong statute code [amanda14] by fezo Mar 30, 2009 (6:39 pm)
Replying to: amanda14 (Mar 30, 2009 5:27 pm) If they'll take it down to zero it will definitely help keep your insurance from going up. That's really the idea; what makes it worth pleading down.   My best was pleading down from what was written as 69 in a 55 which was really around 75+ and pleading to obstructing traffic. My brother did one better - pleaed 75 in a 55 down to a parking ticket.
#643 of 672 Re: wrong statute code [amanda14] by fordfool Mar 30, 2009 (8:55 pm)
Replying to: amanda14 (Mar 30, 2009 2:28 pm) I am not an attorney, nor have I ever played one on TV. So my advice is worth exactly what you are paying for it.   39:4-81 "Failure to observe traffic signals"... you know, the square sign that reads "SPEED LIMIT 55." In NJ this is a common way of giving the driver a break...a 2 point violation rather than a big 4 pointer.   link title   You still might be able to plead the points away all together, but the prosecutor will see that you already had one break. Hope he's in a good mood. Go for it and good luck. Replies to this message: amanda14 (Mar 31, 2009 7:43 am)
#644 of 672 Re: wrong statute code [fordfool] by amanda14 Mar 31, 2009 (7:43 am)
Replying to: fordfool (Mar 30, 2009 8:55 pm) Thanks for all the advices. I just moved to NJ two month ago, and the "buy out" point system is new to me also. I will report back.
#645 of 672 Speeding ticket by markb12 Apr 03, 2009 (7:02 am)
My son recently got a speeding ticket on RTE 18, 84mph in a 65mph zone. How much would it cost me to buy down the points? He also got a ticket for having tinted windows, if he has the tint removed will the court lower or dismiss this ticket? Replies to this message: praveen310 (Apr 03, 2009 7:32 pm) fezo (Apr 04, 2009 8:29 am)
#646 of 672 Re: Speeding ticket [markb12] by praveen310 Apr 03, 2009 (7:32 pm)
Replying to: markb12 (Apr 03, 2009 7:02 am) In a similar situation, I ended up paying about $450 in fines plus the attorney fee. I still wonder if I could have saved the attorney fee but did not want to take a chance. Replies to this message: fezo (Apr 04, 2009 8:29 am)
#647 of 672 Re: Speeding ticket [praveen310] by fezo Apr 04, 2009 (8:29 am)
Replying to: praveen310 (Apr 03, 2009 7:32 pm) You've got the idea. I'm fortunate enough to have an attorney in the family. He makes one call and at least the prosecutor knows I'm coming. I say that in the present tense but my last episode was ages ago.
#648 of 672 Speeding ticket in Wayne NJ 73 in a 55 zone by clelih Apr 08, 2009 (1:14 pm)
Hi, I have never been pulled over, but I recently got a speeding ticket in Wayne. Officer didn't give me a chance to say anything and just wrote the ticket. I found out that it is a 4 pt ticket and I am upset because I have a clean record. I plead not guilty and hope that prosecutor can help me, I don't want any points in my license... Do you think they will really take away all 4 points? about How much will it cost? I don't really know much and any help will be greatly appreciate it! I have not contacted my insurance company yet, so I am not sure if my rate will go up... Please help, and Thank you in advance!!! Replies to this message: fezo (Apr 09, 2009 4:42 pm) clelih (Apr 10, 2009 5:07 am) tidester (Apr 10, 2009 12:00 pm) and 2 more... rs79 (Apr 13, 2009 4:01 pm) fezo (Apr 13, 2009 7:13 pm)
#649 of 672 Re: Speeding ticket in Wayne NJ 73 in a 55 zone [clelih] by fezo Apr 09, 2009 (4:42 pm)
Replying to: clelih (Apr 08, 2009 1:14 pm) Starting out with a cop that writes the full 73 instead of the courtesy 69 isn't a good start but you never know in court.   I don't know what the plea ticket are going for now. Anyone?   I almost always will recommend trying to plead it down.   BTW - the first speeding ticket I got was a cop with an attitude. I'd had 7 perfect years and his attitude was "then one ticket won't be so bad." Replies to this message: clelih (Apr 10, 2009 5:07 am) tidester (Apr 10, 2009 12:00 pm)
#650 of 672 Re: Speeding ticket in Wayne NJ 73 in a 55 zone [fezo] by clelih Apr 10, 2009 (5:07 am)
Replying to: fezo (Apr 09, 2009 4:42 pm) Thank you Fezo! I am not sure what to say in court, I really don't want any points in my license I drive for living so, it will probably affect me a lot... If there are any recommendations please let me know. I dont really want any points, Is this a crazy idea? Thank u! Replies to this message: tidester (Apr 10, 2009 12:00 pm)

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