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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#633 of 672
Re: Should i plead Guilty Or Not Guilty [72lbs] by fezo
Jan 26, 2009 (7:36 pm)
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Replying to: 72lbs (Jan 26, 2009 6:29 pm)

Best of luck! I'd have chimed in but these folks had it covered....
 
Took me a lot less time for that first ticket - I'd been driving 7 years at the time and didn't learn about this stuff until way later....
#634 of 672
RE: My experience with a 4 point speeding ticket [fezo] by napidorio
Feb 16, 2009 (11:28 am)
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Replying to: fezo (Dec 09, 2008 3:16 pm)

You see, the no point ticket is just a way for the court to make more money, they will charge you and extra $250 for that option, the officer knows that and the judge knows it as well, there will be no arguments from them, on the other hand it does not help you with insurance, because insurance looks at the surchargable incidents in addition to points, when renewing your premium the no point will affect you just as much as the 2 point, therefore you are only saving your self from 2 point in your license which may not matter anyway, if you are a safe driver they will go away in 2 years, if you need those 2 point so they do not suspend your license then yes take it but otherwise I do not think is worth it for $250.
#635 of 672
HELP, speeding ticket by jenniferkim01
Mar 24, 2009 (5:01 am)
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Hi, I hope someone can help me out. So what happened was I basically got a speeding ticket in NYC. The speeding zone was 40mph but I got caught doing a 60mph. So I did 20 over. The thing is I'm a NJ resident. And the police officer said that the points don't carry over to NJ. Is this true? Does it matter if I have points in NY? will that like affect my insurance because I have points in NY? Does it matter whether I go to court and talk to the prosecutor or just pay it off. Is there a difference? Because either way, I have to pay. What should I do. Can someone please help me?
 
oh i forgot. i got a speeding ticket before. that was my first and only ticket.
#636 of 672
Re: HELP, speeding ticket [jenniferkim01] by qbrozen
Mar 24, 2009 (7:22 am)
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Replying to: jenniferkim01 (Mar 24, 2009 5:01 am)

no, doesn't transfer.
mail your payment and forget about it.
#637 of 672
HELP!, first time tickets by ktsmith1
Mar 29, 2009 (9:54 am)
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Hello everyone. First, question: are there points for a ticket for accidentally driving with no headlights on at night but the dim lights were? or can I just pay it and be on my way?
Secondly, I received a ticket for "Failure to Yield"(39:4-144, 2 points, $85) at an intersection. Honestly i think it was debatable. I was at a red light which quickly turned green and i let a few cars go in my opposite direction, then i saw a gap and an opportunity to make a left. I was signaling, made the left slowly to be sure, but i guess the other car wasn't slowing down and it seemed like i didn't yield to him and cut it close. Cop said i failed to yield to the other vehicle. Happened right at the end of the month yesterday.
 
Court date is next month. I've read people have knocked down points for speeding and such, but is this different? I'm over 21 and recently got my license for the purpose of focusing on being a safe driver and not a speed demon. Driving my brother's car.
 
I just really need help on what I should do. Any actions i should take before the court date or just plead not guilty next month and strike a deal with the prosecutor hopefully? any information would help, I'm really dreading this. Not a good way to start out.
#638 of 672
Re: HELP!, first time tickets [ktsmith1] by fezo
Mar 29, 2009 (12:04 pm)
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Replying to: ktsmith1 (Mar 29, 2009 9:54 am)

I don't see the light violation on the points schedule here so you may be in luck there. The other one is tough. If they will plead it down by all means take it. Otherwise you are in a situation where the judge has to decide whether you or the police officer is right on whether it was a safe turn. You'd lose that one every time.
 
Man, the points system is an odd thing. I see driving on the sidewalk is only two points...
#639 of 672
wrong statute code by amanda14
Mar 30, 2009 (2:28 pm)
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Hi
 
I got a speeding ticket on Rt1 in New Jersy. I was following the traffic, and when I was pulled over, I was driving about 70 mph. The officer gave me a ticket with 78mph in a 55mph zone. Anyway, he wrote "speeding" in the description, but "39:4-81" in the Statute No. The statute no is for failure to observe signal. There is no traffic signal on the part the high way. Can I require the case be dismissed based on the wrong statute code in NJ?
 
Thanks!
#640 of 672
Re: wrong statute code [amanda14] by fezo
Mar 30, 2009 (4:33 pm)
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Replying to: amanda14 (Mar 30, 2009 2:28 pm)

I'm told that they can amend the ticket right there in court so unfortunately the answer is no on that.
 
NO harm in trying to plead it down though.
 
He wrote you for the whole 78? That;s unfortunate. Usually they'll write the magical 69 in a 55 which is the limit of two points.
#641 of 672
Re: wrong statute code [fezo] by amanda14
Mar 30, 2009 (5:27 pm)
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Replying to: fezo (Mar 30, 2009 4:33 pm)

Thanks Fezo for the information. I will definetly go to court to try to plead it down. I just wonder in case they do reduce the point to 2 or 0, does it help with my insurance cost? I insured with ameriprise (via costco), and have had a clean record.
#642 of 672
Re: wrong statute code [amanda14] by fezo
Mar 30, 2009 (6:39 pm)
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Replying to: amanda14 (Mar 30, 2009 5:27 pm)

If they'll take it down to zero it will definitely help keep your insurance from going up. That's really the idea; what makes it worth pleading down.
 
My best was pleading down from what was written as 69 in a 55 which was really around 75+ and pleading to obstructing traffic. My brother did one better - pleaed 75 in a 55 down to a parking ticket.

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