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Smart Shopper Insurance and NJ No-Point Ticket option
672 messages, Last post on Nov 27, 2009 at 10:38 PM
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Replying to: praveen310 (Nov 05, 2008 6:48 pm)  Unsafe is zero? I thought it was 2. |
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Hi I just got a 95 in a 65 in I195. What can I do? Is it possible to reduce this ticket? I have a perfectely clean record. One proble - I have NJM for insurance. Michael
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Replying to: Jove808 (Nov 26, 2008 2:50 pm) And on a stretch of road I travel everyday. Glad I left work late. NJM isn't a problem. Its a good thing. They will forgive one ticket. However, if you do anything else wrong in the next 3 years, you can kiss them goodbye. They will drop you at your next renewal. However.... not sure about 30 over. Maybe just 1 of those will be enough to get you booted. I would go to court and hope for the best.
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Replying to: qbrozen (Nov 26, 2008 6:52 pm) Yeah, I've got NJM, too. Fortunately since I've had them I've not had a moving violation - certainly not one that stuck.
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Replying to: fezo (Nov 26, 2008 7:06 pm) Do you thing they will reduce it 1 MPH at least to get me down to a 4 pt ticket? Happy Thanksgiving!
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Replying to: Jove808 (Nov 27, 2008 5:25 am) |
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Hi, I got a Careless driving tkt on 287, it is a 2 pointer. I got another tkt for driving at 42 in 35 mile zone 4 pointer. Pleaded not guilty on both. I have a clean record prior to this. I saw in the forum that someone converted there Careless Driving to Obstruction of Traffic i.e. a zero pointer. My question is if I can get the 4 pointer converted to a 2 pointer and take a course for unsafe drivers, will it help me in reducing my balance 2 points to zero and also reduce my insurance rates. Please advice if my strategy is correct. I have a court date tommorow. Thanks
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Replying to: vbatra (Dec 01, 2008 10:58 am) 7 over is not a 4-pointer. Did you mean 52? Or 25? meaning 17 over the limit? My question is if I can get the 4 pointer converted to a 2 pointer and take a course for unsafe drivers, will it help me in reducing my balance 2 points to zero and also reduce my insurance rates. You aren't going to lower your insurance rates with 2 tickets. But I think your strategy for winding up with 0 points is sound.
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Replying to: qbrozen (Dec 01, 2008 3:39 pm) I agree on the strategy for 0 points - always a worthy goal. |
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Firstly, thank you everyone on this forum for sharing your experiences and advice in this matter. Helped me a lot. So with that I wanted to share my court experience in pleading down to the "no point" option with a 4 point speeding ticket (55 on a 40). I went to court and stood on line to meet with the prosecutor. The officer called me in and I sat with the prosecutor. He asked me for my name and he looked up my information. 15 miles over the speed limit, a 4 point offense, ok. The prosecutor called in the officer who issued the ticket. He asked the officer if he will contest to a plea down to a no point charge. The officer replied he will not contest. In the officer's presence, the prosecutor gave me 3 options; right to a trial, plea down to a 2 point charge or plea down to a 0 point charge but will have to pay a large fee. I took the no point plea. The prosecutor than informed me that the judge will have the final say to approve the new plea, but felt the judge will probably approve it since it is my first offense. I sat in court and waited to be called. Defendants with lawyers went first. Finally when called, I stood in front of the judge. The judge confirmed that I am pleading guilty to a new charge. The judge then approved the new plea. I went out of court, paid the new charge (439 total) and walked out with no points on my DL. 
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