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Insurance and NJ No-Point Ticket option

671 messages, Last post on Nov 10, 2009 at 8:58 AM
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Replying to: qbrozen (Sep 11, 2008 12:00 pm)
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Replying to: rabbit12 (Nov 05, 2008 9:37 am) Search back to Message #490 for a situation similar to yours. |
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Replying to: praveen310 (Nov 05, 2008 6:48 pm) Unsafe is zero? I thought it was 2. |
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Hi I just got a 95 in a 65 in I195. What can I do? Is it possible to reduce this ticket? I have a perfectely clean record. One proble - I have NJM for insurance. Michael
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Replying to: Jove808 (Nov 26, 2008 2:50 pm) And on a stretch of road I travel everyday. Glad I left work late. NJM isn't a problem. Its a good thing. They will forgive one ticket. However, if you do anything else wrong in the next 3 years, you can kiss them goodbye. They will drop you at your next renewal. However.... not sure about 30 over. Maybe just 1 of those will be enough to get you booted. I would go to court and hope for the best.
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Replying to: qbrozen (Nov 26, 2008 6:52 pm) Yeah, I've got NJM, too. Fortunately since I've had them I've not had a moving violation - certainly not one that stuck.
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Replying to: fezo (Nov 26, 2008 7:06 pm) Do you thing they will reduce it 1 MPH at least to get me down to a 4 pt ticket? Happy Thanksgiving!
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Replying to: Jove808 (Nov 27, 2008 5:25 am) |
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Hi, I got a Careless driving tkt on 287, it is a 2 pointer. I got another tkt for driving at 42 in 35 mile zone 4 pointer. Pleaded not guilty on both. I have a clean record prior to this. I saw in the forum that someone converted there Careless Driving to Obstruction of Traffic i.e. a zero pointer. My question is if I can get the 4 pointer converted to a 2 pointer and take a course for unsafe drivers, will it help me in reducing my balance 2 points to zero and also reduce my insurance rates. Please advice if my strategy is correct. I have a court date tommorow. Thanks
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Replying to: vbatra (Dec 01, 2008 10:58 am) 7 over is not a 4-pointer. Did you mean 52? Or 25? meaning 17 over the limit? My question is if I can get the 4 pointer converted to a 2 pointer and take a course for unsafe drivers, will it help me in reducing my balance 2 points to zero and also reduce my insurance rates. You aren't going to lower your insurance rates with 2 tickets. But I think your strategy for winding up with 0 points is sound.
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Insurance and NJ No-Point Ticket option