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Insurance and NJ No-Point Ticket option

672 messages,  Last post on Nov 27, 2009 at 10:38 PM

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#612 of 672
Re: ticket in bound brook NJ [qbrozen] by rabbit12
Nov 05, 2008 (9:43 am)
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Replying to: qbrozen (Aug 19, 2008 12:40 pm)

Abrozen, Are you SURE that there's no way for Ins. to find out when there's NO points? A couple of years ago I received in Edison a (Just ONE) ticket for NO Seatbelt.Awhile afterward I changed insurance co. (Geico- NY) and the operator told me of the No Seatbelt ticket!
#613 of 672
Re: ticket in bound brook NJ [rabbit12] by qbrozen
Nov 05, 2008 (10:06 am)
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Replying to: rabbit12 (Nov 05, 2008 9:43 am)

Are you sure it wasn't on your license?
 
If not, then the question is: how would they find out?
Insurance company runs your license. If nothing on your license, then what?
#614 of 672
Re: ticket in bound brook NJ [qbrozen] by rabbit12
Nov 05, 2008 (10:36 am)
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Replying to: qbrozen (Nov 05, 2008 10:06 am)

Gbrozen, THAT'S my question! I don't believe that the No seatbelt had points (especially then 3-4 years ago).Mayby just the POINTS don't get transferred but the INCIDENT does and that's what the insurance can access and increase premiums
#615 of 672
Re: NJ points w/NY license [fordfool] by rabbit12
Nov 05, 2008 (11:03 am)
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Replying to: fordfool (Nov 04, 2008 4:21 pm)

ford, thank you for replying. I am NOW even more confused.I checked the ticket online and it states that the ticket is NOT payable but I must show up in Court.But when I called the court(and that is a task for itself, they almost NEVER bother to answer the phone) she told me that I just can send in $85 and I DON'T need to show up! Huh? These Jersey court system is getting me dizzy
#616 of 672
Re: Speeding ticket - North Brunswick NJ [qbrozen] by praveen310
Nov 05, 2008 (6:48 pm)
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Replying to: qbrozen (Sep 11, 2008 12:00 pm)

All 4 points were dropped and was reduced to unsafe driving. I did hire an attorney.
#617 of 672
Re: NJ points w/NY license [rabbit12] by fordfool
Nov 05, 2008 (9:13 pm)
Reply

Replying to: rabbit12 (Nov 05, 2008 9:37 am)

The trooper cut you some slack. Rather than write you a 4-point speeding ticket ($200), you were cited for "D/R TP Sign" (disregarding a turnpike sign, 2-points and $85).
 
Search back to Message #490 for a situation similar to yours.
#618 of 672
Re: Speeding ticket - North Brunswick NJ [praveen310] by qbrozen
Nov 06, 2008 (9:07 am)
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Replying to: praveen310 (Nov 05, 2008 6:48 pm)

Good for you. A clean license is a happy license.
 
Unsafe is zero? I thought it was 2.
#619 of 672
Big ticket in Millstone by Jove808
Nov 26, 2008 (2:50 pm)
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Hi I just got a 95 in a 65 in I195.
What can I do? Is it possible to reduce this ticket?
I have a perfectely clean record. One proble - I have NJM for insurance.
 
Michael
#620 of 672
Re: Big ticket in Millstone [Jove808] by qbrozen
Nov 26, 2008 (6:52 pm)
Reply

Replying to: Jove808 (Nov 26, 2008 2:50 pm)

30 over, huh?
And on a stretch of road I travel everyday. Glad I left work late.
 
NJM isn't a problem. Its a good thing. They will forgive one ticket. However, if you do anything else wrong in the next 3 years, you can kiss them goodbye. They will drop you at your next renewal.
 
However.... not sure about 30 over. Maybe just 1 of those will be enough to get you booted. I would go to court and hope for the best.
#621 of 672
Re: Big ticket in Millstone [qbrozen] by fezo
Nov 26, 2008 (7:06 pm)
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Replying to: qbrozen (Nov 26, 2008 6:52 pm)

I would agree on that. Actually wrote you for teh whole thing, huh? That's a shame.
 
Yeah, I've got NJM, too. Fortunately since I've had them I've not had a moving violation - certainly not one that stuck.

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