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Smart Shopper Insurance and NJ No-Point Ticket option
672 messages, Last post on Nov 27, 2009 at 10:38 PM
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Replying to: jewelz129 (Apr 27, 2005 6:04 pm) Nothing in life is guaranteed. If you get points, yes, your insurance company will most definitely find out, yes, it will most definitely remain on your driving record, but will it increase your premium? All depends on the insurance company's rules. |
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I recently got 2 tickets on Rt1 in North Brunswick on 4/09/05 and Ive already filed my not guilty plea with the court clerk there. The first ticket is 80 in a 55 (Safe Zone) I was observing local traffic patterns, and still going slower than many other drivers on the road. I wasnt going that fast, but I dont know how to prove it. Also, the Officer followed me in my blind spot for over 2 miles before he pulled me over, ignoring other drviers speeding past us on the right in favour of pursuing me. When I slowed down to let him pass (cuz I couldnt tell it was a cop- just some shadowy car in my blind spot) he slowed down as well, and when I tried to speed up to get over to the right myself, he would match my speed in my blind spot. I dont feel targeted, but I do feel that this was very unprofessional behavior esp considering he allowed other offenders traveling far faster than both of us to pass on the right. I have a witness in the car who could attest to these facts. Do I need to bring the witness to court with me? or can I just get a notarized letter from them? Whats confusing is that the Statute violated on the Ticket is 4-98 which is only a 2pt violation, though it should have been statute 4-99 a 4 pt ticket (given my speed). Where does the Safe Corridor fine kick in? Will this be a 4pt or 2 pt ticket according to the miswritten statute? And how will the Safe Zone nature of the road section affect my ability to plead down to a no point offense? The second ticket is Failure to Observe Signal (the light was yellow, he says it was red), and again I have a witness who can attest to that. Advice? how should I proceed gathering information to tackle the tickets. I really cant afford any points. Though I have a clean driving record, I recently moved to NJ from NY and the insurance companies here are treating me like Im a 17 year old driver. Im paying more than $4000 a year for just me with no points. Id appreciate any help you could offer!! thank you thank you!! |
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Replying to: ali_b (Apr 28, 2005 7:27 pm)
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Replying to: qbrozen (Apr 29, 2005 6:23 am)
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Replying to: jewelz129 (Apr 29, 2005 10:00 am) And 5 points doesn't happen till 30 mph over. I can start driving faster! lol. and now i see what the last poster was talking about in regards to the statute numbers. for anyone else interested, here is the direct link: http://www.state.nj.us/mvc/cit_violations/d_vp_pnf.html |
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Replying to: ali_b (Apr 28, 2005 7:27 pm) |
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| I recently got into an accident, i was driving behind and elder man, when he slowed his speed to make a turn. I never saw any blincker or brake lights, because the man was rolling and i dont think put on a blinker, i slammed my breaks and slide 15 feet and smacked into the back of him. I claimed all this in the police report, but i havent gotten the report yet, i was given a careless driving ticket for 2 points not at the scene, but with the report, that i still need to pick up. Yet i have only had my license for 8 months, is there any chance of getting my points of my license...because this is my first offense and because of the scenario. | |
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Hi! I'm a 21 year old resident of NJ, but I go to school in PA. A few weeks ago, I received a speeding ticket, going 27 miles over the speed limit (52 mph in a 25 mph). I have a court date this Thursday, 05/05, and have pleaded not guilty. Do you know the number of points I probably will get because of this violation, and do you think it's feasible that I would be able to work it down to 0 points? I have never gotten pulled over, nor have I ever received a ticket in the 4.5 years that I have been driving. If it is possible to work it down to 0 points, would my insurance premium still increase? Also, any suggestions as to what I should say to the prosecuter? Thank you for your help ... looking forward to someone replying 
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I'm sorry to hear about your accident, jts3234. Unfortunately, any time there is an accident, the vehicle that rear-ends the other one is usually considered to be at fault. You definitely can and should go to court to try to plea bargain your ticket down to a lower offense. If the ticket that you received is only two points as you states, there is a decent chance that you can get them to drop it to a no point violation. This is a good thing because it will keep the points from being reported to your insurance company. The bad news is that since the police were involved in this accident, your insurance company will probably find out about it and raise your rates anyhow. Car_man Host Smart Shopper Forum |
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I'm sorry to hear about your speeding ticket, mshah. They are never fun to get. You can find out exactly how many points your ticket will be by visiting the following site: New Jersey Motor Vehicle Commission - Violations and Penalties. This scale is valid for any tickets received in the state of New Jersey. I am not sure how it works today, but years go I heard that any ticket that a New Jersey resident received out of state only counted as two points, regardless of how fast they were going. If this is still the case, and you were given your ticket in Pennsylvania, it may only be two points. Either way, if you can go to court to try to plea bargain your violation down to a lesser offense you definitely should. New Jersey residents are usually able to get two points knocked off of their tickets just by showing up to court, talking with the prosecutor, and being polite. If you can get this down to a no point violation, your insurance will not increase, which is a very good thing. Car_man Host Smart Shopper Forum
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